Health, More

Editorial: On Being a Responsible Human

For over five months now we have been listening to all kinds of people explain what we should and shouldn’t do to contain a pandemic. When something like a worldwide disaster that is killing hundreds of thousands and potentially millions of people occurs like this, you’d think that everyone would be on the same page and do what we have to do to protect ourselves and our loved ones from it. You might think that, but it certainly is not true. At least it’s not here in the United States.

While it's always important to be a responsible human, never has that been more true than during a pandemic. We all need to work together now.

Maybe it’s because I am older than the average American or maybe it’s because I am just afraid that I will become sick and die horribly from this pandemic, or maybe it’s just that I am smarter that most people, but whatever it is, I find myself staggering around in disbelief about what I am seeing and hearing every day. I think five months is way too long to remain silent here in my little corner of the world about being a responsible human.

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Retirement

Unplanned Early Retirement Now During the Pandemic?

Let’s face facts here. Millions of people are out of work right now and despite the mantra of “we gotta get back to work” being chanted by everyone, the truth is that many jobs will be permanently lost even as we reopen the country. Businesses are closing for good all over the place and larger ones are cutting back, if not closing. Businesses are changing and becoming much more quickly tech driven and that means many older workers may no longer have the skills they need to adapt to a changing work environment. It all means that “retirement” may be the only real viable road for many after the COVID-19 pandemic. An unplanned early retirement.

One of the side effects of the pandemic is unplanned early retirement for many younger seniors. Here's what you need to consider.

This Year 2020

More people will retire this year than in any year I can recall. Some of that is because of the pandemic. The forced job loss and the mere fact that many just won’t be able to find work again, especially older workers, will push the number higher.

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Shopping

Sure Ways to Save Money Shopping Online

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I may be a senior, but I have learned many of the newest ways to save my money when I shop. I have moved from the art of tracking down and clipping paper coupons to all of the current ways to save money shopping online. If you’re not using them, you’re missing out on cold hard cash!

You can save money shopping online when you use cash back portals and other promos and offers. Use these five sites to maximize your savings.

The internet has completely revolutionized the way we shop and if anything, staying at home during this pandemic has made it even more important. So if you are going to save time and gas by shopping online, why not make it a trifecta of savings and also save on your actual spend? That’s why today I am talking about some surefire money savers for online shopping!

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Family & Relationships, More, Personal Finance

The Legal Documents That Are More Important Than Ever

The struggle with the spread of COVID-19 has many of us re-thinking whether we have all the right emergency legal documents we really need in place. No matter if you live in a coronavirus hotspot or don’t know anyone with COVID-19, there are certain documents you need to have on hand and understand how these legal documents can help protect you. Sometimes we choose not to think about those things, but during a pandemic we have to look at them, even when it may be scary to do it.

In case of emergencies, there are certain legal documents you need to have in order to protect you and your family, especially during a pandemic.

Managing important documents, especially emergency medical documents, isn’t any fun but it is important. It can and will help you and your family with essential healthcare decisions. Those decisions are especially difficult during an unexpected illness or accident so being prepared is just good personal finance management 101. Here’s what you need right now to protect you and your family!

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Family & Relationships

How and Why Money Problems Can Destroy a Relationship

Money is something that everyone has to have, at least some of it. But the problem with money, or the lack of it, is a serious one. It’s bad enough when you yourself are dealing with a money problem, but it’s even worse when it involves you and someone else. When money problems arise between you and a significant other, money problems can destroy your relationship!

Understanding how money problems in a relationship form will help you to avoid those issues. Here are suggestions to balance your relationship and money.

Are You and Your Partner Fighting About Money?

Is money something you and your partner argue about all the time? It’s often a very common issue in relationships to have extremely different opinions about money. Why? Where does that come from?

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Personal Finance

COVID-19 and 5 Important Money Challenges Right Now

It’s been five months since the first COVID-19 infections were reported in the United States and it seems like years. Stay-at-home orders may have been lifted in many areas, but life is not normal in any part of the country.

The COVID-19 pandemic has created money challenges for nearly all of us. Here are 5 important challenges and what to do to create a successful future.

Being so much more isolated these days, it can feel good to know that you’re not going through this alone. You’re not the only with financial questions or money challenges right now and there are some solutions out there that can help get you through what is going on.

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Cars, Travel

How to Save Money on Your Summer 2020 Road Trip

Summer is here and that normally means summer vacation, right? This summer, however, is very different. COVID-19 has made everyone feel nervous about doing whatever it is we normally do and for older folks like me, even more so. But it is summertime and we all do want to try and get out of the house and have the chance to enjoy the weather. Perhaps even get to the beaches or parks or some other place where we can relax and try to resume some normalcy. When we do any traveling this summer, it will most likely be by driving our cars to our destination. Will that be expensive? Is it safe? What can you do to insure those things and save money on your summer road trip?

Many people are planning a road trip this summer due to the coronavirus pandemic. Here's how to save money on your road trip and travel safely.

Driving Is Better?

According to sources like the AAA, driving is better and safer than flying this summer. During the time frame between now and Labor Day in September, people taking a “road trip” is expected to be up 72% from last year, with 62% of consumers planning to travel by car on their summer vacation. But one problem is that with the ongoing COVID-19 pandemic, it can be overwhelming to figure out how to stay safe during your summer road trip and try to keep your road trip on the cheap.

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Frugality, Saving & Investing

10 “E-Z Ways to Save Money” Tips

We all understand and get that saving money can seem impossible sometimes. It’s not even worth pretending that everyone has the innate ability to save money, but that’s likely the reason the headline above drew you in, isn’t it?

If you're looking for E-Z ways to save money, I have ten tips to help you get started without a lot of work. Check it out and get started today!

While saving money may not come easy to everyone, it’s something that anyone can try to do. The idea is that as long as you actually try, there’s a chance. But it’s not all about some drastic cutting back on everything you have and want and it’s not some secret scientific formula that I’m planning to sell to you that will make me rich. It actually is way more subtle than that and that’s why I have called it E-Z. So here are my best E-Z ways and save money tips to get you started!

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