As the years go by, it seems we have all been buying more and more into the cliché “bigger is better”. I have to admit, I wouldn’t refuse a bigger paycheck each week, or a bigger piece of mom’s apple pie after dinner, but there are lots of other instances where bigger can create other issues that may lead you to real trouble.
Being just a little practical and more conservative financially can give you mounds of money that can be used for real life priorities, like retirement, long-term healthcare, and life insurance as well as investing in your future. I’m not a scientist, but I’ve come up with a scientific formula that I wish I had developed years ago: Continue reading
Spring has finally sprung! And not a moment too soon, especially for those of us in the northeast US and other areas recently covered with snow. Whether you’re looking to finally emerge outdoors, or you’re dealing with April showers, there are plenty of free and frugal things to do this spring to keep you and your family entertained.
Who would have believed 25 years ago that the smartphone would be as commonly found in your pocket as wearing shoes each day on your feet? I know I never dreamed of being accessible 24/7 by phone and have the data resources available at my fingertips to settle a bar bet, compare prices while out shopping, or find my way home when driving and lost. But we live in a world where technology is king, and to support that king, we have to pay our dollars in tribute. It’s not really much of a choice whether or not to have a phone, but mostly a necessity these days. That’s why you have to do your due diligence to find the best affordable deal for you and your family.
You remember Saint Frugaltine, don’t you? Patron saint of those who wish to save money while remaining romantic? Well, Saint Frugaltine’s day is coming up soon and those of us who wish to celebrate have some planning to do.
Now if you’re one of those people who don’t celebrate, who think it’s all part of a grand conspiracy to get you to spend more money, let me ask you this: if how much you spend (if anything at all) is up to you, what’s so wrong with celebrating love on just one day a year? It doesn’t even have to be romantic love (singles, I’m looking at you!), it can be family love, friend love, pet love, hobby love or whatever kind of love you value in your life. If you do nothing else for Saint Frugaltine’s day, at least spend a moment of gratitude for the love that you have. You’ll instantly feel richer.
If you want to celebrate, let’s look at some of the ways you can remain true to your budget while displaying your passion for your love.
Fall is in the air and there are plenty of free things to do to enjoy the season. When I was a child, I loved trick-or-treating in my homemade ghost costume (really an old sheet with some holes cut out). As an adult, I love the pennant races and the World Series. Whatever you love to do, there are lots of ways to do fun things for less or for no money at all.