5 Easy Steps to Save Up to 50% on Your Grocery Budget

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News flash—food is expensive! But I bet you already knew that. Suzanne and I are pretty proud that somehow we manage to keep our food expenses under control and since I track it all to the penny for the past 10 years, I actually have the evidence that we have done a great job of saving (and patting ourselves on the back!).

Your grocery budget is one of the most important places to save money. Use these five tips to tame your spending and save big.

According to the USDA, the typical family of four spends about 10% of their household budget on buying groceries for their family and that’s well over $7,500 on the low side to an unbelievable $16,000 on the high side each year depending on income. For our family of two, our grocery budget lies somewhere between the thrifty and low-cost food plans. All these numbers don’t include the money a family spends dining out which is about one third of total food expenditure itself. Continue reading

5 Ways to Make “Healthy” Easier and More Convenient

You’ve heard me say it before: staying healthy is an important way to save money. But how do you get or stay healthy when you’re busy and stressed? I’m sure we all start each day thinking that today is the day when we will try really hard to cultivate some of those healthy habits into our lives. Unfortunately, way too often, convenience wins out over our good intentions. I have to plead guilty as charged right here!

When you're busy it can be difficult to stay healthy, but there are new services and technology that will help you cultivate those healthy habits.

While we all realize that shopping for fresh ingredients at the supermarket to make a meal at home is far healthier than stopping at the drive-thru at McDonald’s, it’s so much damned easier, quicker, and convenient! But guess what, there is some good news on this subject. New business services and technology are making it easier than ever to incorporate healthy habits even into the busiest lives! Continue reading

Smart Couponing Tricks That Make Savings Even Better!

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Grocery coupons can save you money, but what if I told you they could be saving you even more money? You know about coupons and I am sure if you are a reader of Super Saving Tips, you know I use them unabashedly! But there are a few little twists, coupon tricks if you will, on how to get the absolute most from your coupons and avoid some of the frustrations and missed opportunities to save your hard-earned money when you use them.

Coupons can save you money, but these coupon tricks can save you even more. Check out these 7 strategies to make your money go further at the supermarket.

Here are some of my favorite coupon tricks:

Don’t use your coupons right away

That’s right, you heard me correctly! My experience shows that clipping coupons from your Sunday newspaper or magazines and shopping with them the same week they appear can be a mistake. Stores know weeks ahead of time what product coupons are coming out in the inserts and ads, and they may leave the corresponding products at higher prices intentionally and not on sale just to get you to buy at regular prices. Continue reading

Are You Ready for Free National Coffee Day 2017?

There’s ringing in my ears every morning, do I need to see a doctor? No, wait it’s the alarm ringing at the crack of noon each day, telling me it’s time for coffee! Coffee has a real connection to money, work, and the workplace. I’m almost positive that you have been involved in some sort of early morning meeting at your workplace and there ya’ have it, coffee to get the proceedings of your day underway. Hey, anyone want a cup?

It's almost time for National Coffee Day on Friday, September 29, 2017! Are you ready to get your freebies and deals? Do you love coffee as much as I do?

I’m retired, so to hell with rush hour and those 6 am showers like I did for 5 decades, arriving at the office after a long commute at 7:30 am to go to a meeting. Yup, I admit it. I often sleep in these days and why not? After all, I don’t have to hit the road to commute somewhere and I have plenty of time to wake up and have my morning (or noon) cup of java. I do like my coffee, so for me and probably many of you too, Coffee Day is every day now, isn’t it? But wait… Continue reading

627+ Absolutely Free Things for You & Your Family!

I have to confess it, “free” is just about my favorite word. I just love free things and I don’t think there’s ever a time when I can have enough of them. You are probably saying to yourself, well if it’s free just how good can it really be? After all, who would give away free valuable stuff in this day and age?

There are many free things for you and your family to enjoy if you know where to look. Check out my list of everything from birthday deals to free events.

As hard to believe as it might be, there are literally hundreds of things you can get for absolutely nothing these days, and they are all a real value to you or to someone you know. The trick is in knowing where they are and what if anything you need to do to take advantage of these treats! Continue reading

Grocery Savings: Is Aldi Supermarket the Store for You?

Although I write fairly regularly about saving money on groceries, believe it or not I’ve never been to an Aldi supermarket before, that bastion of discount grocery shopping! When I saw a coupon in the newspaper for a local one opening up, I knew the time was right to check it out and report back here on what I thought.

I love to save money on groceries, so you may be surprised that I've never been to an Aldi supermarket before. Check out my first shopping trip there.

 

Saving on Groceries

Even though there are lots of other ways we can save money, our food budget is still one of the largest parts of our annual expenses. After all, we all need to eat! Food accounts for about 8% for the typical American family’s budget. Therefore it’s only natural we would seek out lower grocery prices without sacrificing on quality. Continue reading

Celebrating St. Frugaltine’s Day Without Spending a Fortune

He’s baaaaaaack! Saint Frugaltine—the patron saint of all that’s frugal and yet still a romantic at heart—is about to take center stage again. With just about 3 weeks to go, the planning is probably already in your mind for Valentine’s day ideas. Even if I was ever to forget about it, I have a built-in reminder right here where I live. Her name is Suzanne, my wonderful wife, and she is an avid Saint Frugaltine fan in every way.

If you're looking for Valentine's day ideas, think of St. Frugaltine and don't spend a ton of money. Here's how I'll be celebrating without spending a lot.Now I don’t want to appear like someone who doesn’t believe in the celebration. I do, really. I have to admit that I like being romantic and letting my dear wife know that I adore her, but I also realize that it’s not in our best interest financially to spend all kinds of money on all the many varieties of gifts, jewelry, clothes and the like that the brilliant merchandising minds of our time come up with every year to entice us. Even just a nice dinner out can be a budget buster on a special day like this one. It’s not too far behind the biggies like Mother’s Day and New Year’s Eve as far as pricing and reservations go. So what can one do? I want to mark the day as special, and I want it to be romantic and memorable, but I don’t like the idea that if I spend a fortune on Saint Valentine’s Day, I won’t be able to fulfill all of my financial obligations in February! Continue reading

A Sweet Year Ahead Could Cost You a Fortune!

Good news. The world keeps right on spinning. That may be it when it comes to the good news! I see some very cloudy skies ahead in some of the most important categories of our everyday lives. We might have to brace for what I’m going to call the “reign storm” that may start to darken some of the financial skies beginning right now, about 3 weeks ahead of Inauguration Day 2017.

While some food costs actually decreased in 2016, we're looking at rising prices in 2017 driven by increasing vanilla extract cost.

For one, we just saw the interest rate hike that has brought mortgage rates to a level higher than it has been in the past several years, and there is more of that coming in 2017. I’m used to the ever changing things that are just part of life and that I have to adjust to every year. I said used to, but I’m not always happy about them. I guess that’s because I can actually remember the days, for example, when oh, I wasn’t put on hold for 45 minutes when I called someplace on the phone and then was told that “my call is very important and that they are experiencing a high volume of calls today”, just coincidently anytime I call! Continue reading

Are Grocery Prices Actually Going Down?

For the first time since 1960 grocery prices have dropped for 9 consecutive months here in the U.S. So far this year, overall prices have declined by slightly over 2% against last year’s prices and in some key categories they dropped even more dramatically according to the U.S. Bureau of Labor Statistics. This is certainly good news and an unexpected “gift” after years of steadily inflated food prices that were at a zenith as recently as a year ago. Things such as shorter supplies, avian flu, and viruses affected beef, pork, and chicken supplies around the country. Grain prices were hurt by severe weather and drought which also made prices jump.

After years of high food costs, could grocery prices actually be going down? Here's what's going on, what it affects, and how to take advantage. Continue reading

Lunchtime is Saving Money Time on School Lunches

Well it’s that happy time again. Back to school means that vacation time is over and the kids will be getting back to a routine of “early to bed, early to rise” once again.  But besides the shopping and stocking up on those classroom needs, it’s also the time to begin the very important (and sometimes very expensive) task of prepping for their daily school lunches and snacks that they’re going to need all year long.

Lunchtime is Saving Money Time on School Lunches

Now I know that the easy way out might be to just buy the school lunches everyday, but those choices may not be the ones your kids really want despite their “value”. Bought lunches probably won’t include most of their favorites and someplace in the back of my mind I remember when president Jimmy Carter decided that ketchup counted as a vegetable (or was it a fruit?) on the nutrition chart.  That kind of scares me.  If you want to be in more control of what your kids are eating, and make them just a bit more likely to eat a good lunch yet still save money, consider some of these good ideas for the coming school year! Continue reading