Editorial: On Being a Responsible Human

For over five months now we have been listening to all kinds of people explain what we should and shouldn’t do to contain a pandemic. When something like a worldwide disaster that is killing hundreds of thousands and potentially millions of people occurs like this, you’d think that everyone would be on the same page and do what we have to do to protect ourselves and our loved ones from it. You might think that, but it certainly is not true. At least it’s not here in the United States.

While it's always important to be a responsible human, never has that been more true than during a pandemic. We all need to work together now.

Maybe it’s because I am older than the average American or maybe it’s because I am just afraid that I will become sick and die horribly from this pandemic, or maybe it’s just that I am smarter that most people, but whatever it is, I find myself staggering around in disbelief about what I am seeing and hearing every day. I think five months is way too long to remain silent here in my little corner of the world about being a responsible human.

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Sure Ways to Save Money Shopping Online

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I may be a senior, but I have learned many of the newest ways to save my money when I shop. I have moved from the art of tracking down and clipping paper coupons to all of the current ways to save money shopping online. If you’re not using them, you’re missing out on cold hard cash!

You can save money shopping online when you use cash back portals and other promos and offers. Use these five sites to maximize your savings.

The internet has completely revolutionized the way we shop and if anything, staying at home during this pandemic has made it even more important. So if you are going to save time and gas by shopping online, why not make it a trifecta of savings and also save on your actual spend? That’s why today I am talking about some surefire money savers for online shopping!

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How to Save Money on Your Summer 2020 Road Trip

Summer is here and that normally means summer vacation, right? This summer, however, is very different. COVID-19 has made everyone feel nervous about doing whatever it is we normally do and for older folks like me, even more so. But it is summertime and we all do want to try and get out of the house and have the chance to enjoy the weather. Perhaps even get to the beaches or parks or some other place where we can relax and try to resume some normalcy. When we do any traveling this summer, it will most likely be by driving our cars to our destination. Will that be expensive? Is it safe? What can you do to insure those things and save money on your summer road trip?

Many people are planning a road trip this summer due to the coronavirus pandemic. Here's how to save money on your road trip and travel safely.

Driving Is Better?

According to sources like the AAA, driving is better and safer than flying this summer. During the time frame between now and Labor Day in September, people taking a “road trip” is expected to be up 72% from last year, with 62% of consumers planning to travel by car on their summer vacation. But one problem is that with the ongoing COVID-19 pandemic, it can be overwhelming to figure out how to stay safe during your summer road trip and try to keep your road trip on the cheap.

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10 “E-Z Ways to Save Money” Tips

We all understand and get that saving money can seem impossible sometimes. It’s not even worth pretending that everyone has the innate ability to save money, but that’s likely the reason the headline above drew you in, isn’t it?

If you're looking for E-Z ways to save money, I have ten tips to help you get started without a lot of work. Check it out and get started today!

While saving money may not come easy to everyone, it’s something that anyone can try to do. The idea is that as long as you actually try, there’s a chance. But it’s not all about some drastic cutting back on everything you have and want and it’s not some secret scientific formula that I’m planning to sell to you that will make me rich. It actually is way more subtle than that and that’s why I have called it E-Z. So here are my best E-Z ways and save money tips to get you started!

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When Does Having a Mortgage Really Suck?

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Let me be the first person (today at least!) to tell you that owning your own home is a great idea. If you are looking to help build your financial wealth over time, then buying a home is a great way to build equity. It also has lots of money-saving benefits for you as well.

Mortgages are great in that they let many people afford homes, but at a certain point in life, they suck. Having a mortgage in retirement should be avoided.

The alternative to owning your own home is of course renting. Renting is very much like having a big hole that you keep pouring your money into and it never gets filled up. Even in 2020, and with my 70 years on planet earth, owning a home is still a pretty desirable goal to have and a good way to build wealth.

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Buy Everything You Need When It’s on Sale

Yes, it’s your biggest dream and a worthy goal. Only buy the things you want and need when they are on sale and always get the best deal when you do it! If only, right? Well, you may not be able to guarantee it, but you can at least try. And that leads me to my mantra and it must always be yours too: Never, ever buy any appliance, furniture, or any other item if it’s not on sale!

To save money on what you need, always buy on sale! Here's when and how to buy everything from homes and cars to clothing and home furnishings.

That must be your number rule if you wanna be “a star in my show”. And guess what? Retailers know you understand that and so they will use every way they can think of to trick you!

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11 Ways to Save Money on Vitamins and Supplements

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I never really gave much thought about “taking my daily vitamins” when I was younger. Being young has a way of making most of us think that we are immortal and that it really isn’t necessary to take vitamins and supplements every day. That’s for older people and mostly those who aren’t healthy (like me), right? Well, that couldn’t be further from the truth. With the way we live today and our fast food lifestyle, taking some sort of daily regimen of vitamins is not just a good idea, it is really a necessity!

Vitamins & supplements can help to improve your health and save you on long-term healthcare costs. Here are 11 ways to save money when buying your vitamins.

Taking a daily multivitamin can fill the gaps of any vitamins or minerals you didn’t get throughout your day. Even the most health-conscious people still may be lacking in a certain vitamin on any given day, so each vitamin or mineral serves a specific purpose for your body’s needs. It can be anywhere from basic functionality to providing an extra energy boost throughout the day. But buying vitamins can cost significant money, so how can you save money when you shop for vitamins and supplements? Are they worth it in the long run?

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Grocery Delivery from a Highly Unusual Source

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Wondering where and how can you get the food you need without venturing out and taking some risk? You probably weren’t doing much thinking about that before a pandemic had you staying inside most all of the time, were you? But the answer was and still is to order online and have things delivered. I know you know that lots of supermarkets are offering these services as well as retailers like Walmart, Target, Amazon, and others who also sell food and beverage, but what about buying grocery delivery from your local office supply store?

When you need a grocery delivery, have you ever considered an office supply store? They have some great breakroom supplies at competitive prices.

The New World

Ever since the world has been standing on its head after being struck by COVID-19, I have been sheltering in place almost all the time. Yes, I know that many of you are now under the impression that “it’s over” and we are getting “back to normal” as some of our politicians are touting and trying hard to ignite. But when you are older or have underlying health conditions, you are less likely to just hop on board the party train and think that the risks are all gone. Every day I continue to see spikes in the cases and deaths from the disease and for me the risks continue to be just too great. At least that’s how my wife and I both feel about it.

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