The Very Best Price…Finding the Retail Clearance You Love!

It’s my educated guess that almost everyone loves a real bargain. I base that on a couple of obvious things from my life experiences. For one, I love a bargain and I’m pretty much like everyone else: I’d rather get something for less than everyone else paid for it. And if it’s really going to ring my bell then “free” would be the nirvana transaction that makes my day. Free is my favorite word, but you already know that.

If you want to find the very best prices, you need to check out retail clearance racks. Here's how to find the baragains there.

Now that I’m retired, whenever I’m out shopping I usually mumble something about that guy “Clarence” because his name is on so many things in the store. Where is “he” anyway? Yeah, don’t tell me; it annoys my wife whenever I say that.

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The True Cost of Owning a Home

There is an ongoing discussion about whether or not buying and owning a home is a really a good idea. I have been a homeowner myself continuously (with just a small blip on that screen while I recovered from my divorce) since 1976 and that’s roughly 40+ years, so I can testify that owning your own home has been a great move for me. That’s why I wrote about it several times (most recently with “Damn Those Skeptics: Owning a Home Does Build Wealth” in January 2018) and said it is definitely a good thing.

The cost of owning a home can be more significant than it first appears. If you're a renter, you may be in for a big surprise when it comes to ownership.

But, and here’s the big but, maybe not for everybody! Why? There is a list of reasons as to why home ownership may not be the right decision for you, but one of the most underestimated and overlooked is understanding:

What is the real price of owning your own home?

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Saving Money at the Very Best Outlet Stores

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Just this past week I checked out a new Sketchers outlet store here in my neighborhood and I have to tell you I was pretty impressed. Located in an existing strip mall on a major highway, it was way more than I expected and actually presented itself as a very classy and well-appointed shoe store for the family. It even had their own brand of sportswear and accessories to go with its well-known shoe brand. The store was clean and beautiful, and it didn’t make me feel like I was shopping at a discount store.

Outlet stores have changed over the years, but they are still a great place to find bargains. Here's what to look for when you're shopping the outlets.

The prices appeared to be pretty awesome with discounts of 30-70% off the “regular” retail. Skechers are not cheap shoes (if price is any indicator) and these shoes were mostly priced under $50 with some under $30. A note of caution with any retailer or outlet store: don’t just believe in the fantasyland savings of things like “Reg. $250.00, now just $ 9.99”! That’s pretty much just showbiz in an outlet store. But, even with that in mind, it seemed to me I was shopping at one of the very best outlet stores I had ever seen.

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Free Perks You Didn’t Know You Already Have!

Finding a $20 bill in your coat pocket is something you’ve just got to love when it happens! But even though that is great news and a surprise, it is probably just your very own $20 bill that you forgot about and misplaced, so it really doesn’t give you a real “something for nothing” win. Wouldn’t it be much better if the “money fairy” just left it in your pocket for fun? Well, that is actually the case, sort of, when you take a look at some of the free perks you have and didn’t know you already have!

With credit cards and memberships, you may be entitled to many free perks that you don't even realize. Here's just the beginning of what to look for.

Free, Free, Free…Did I Say Free?

Some companies actually do give you free stuff and benefits and maybe you just don’t ever even know about it! One of my mentors, back in the day, told me something that has stuck with me through the years and its so true. He told me:

If you ever do something nice for your customers, then you need to tell them about it! After all, if they don’t know, then you have wasted all of your good intentions and the credit for it.

No credit for it and well, it is really a wasted effort, isn’t it?

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Freon and the Exploding Cost of Your Air Conditioning Units

Ever since 1970, we have been celebrating Earth Day and we just did that again this past week. You probably saw something on the news about it and maybe even participated to help celebrate it and defend the honor of our planet, too. Even if you didn’t actually celebrate it, you at least, hopefully, did some recycling of your own garbage that helped. And soon, like it or not, you’ll have to trade in your freon air conditioning for something more ecologically-friendly.

Freon air conditioning is a danger to our planet and is about to become significantly more expensive. Find out why and what you can do about it.

Let’s face it, Mother Earth has been fighting a huge battle against pollution now for what seems like forever and she hasn’t exactly been winning the war, has she? Climate change that has been aided by humans is a real issue and there are some ways you can actually help in the fight.

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Save Your Money and Never Buy These 13 Things!

I am constantly reviewing my monthly expenses and always looking at ways to save my money and still have some of the things in life that my wife and I need or want. It’s actually a fun activity for me. Yes, it’s a challenge, and since I stopped working full-time a few years ago, I really need a challenge sometimes just to keep alert! I know it’s not exactly like finding the long sought after cure for cancer or providing aid and comfort for those who are in a desperate place in life, but for me it has to do with finding ways for us to do better with our money and then ultimately passing that information on to you so you can save your money! Hey, lucky you!!!

When you're looking to save your money, here are 13 things not to buy and what to do instead. Not your same old suggestions!

If you’re out there struggling along, trying to deal with your money problems, but don’t really know what to do, then you’re like millions of others that are in that same boat. That’s why I came up with a list of things that for some reason we spend money on all the time, but really don’t need. We just don’t really think about how easy it is to waste our money on these things, partly because of the masterful way we are conditioned to shop. The advertising mavens have us convinced that we “need” every new, improved, special, and yes, expensive item that someone locked in a lab somewhere was able to come up with!

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How to Save Money on Your Dental Costs

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The cost of dental care may surprise you. If you are young and are fortunate enough to have good dental health, you may not be fully aware yet of what can happen to you and the dental costs it brings. When you have taken the time to care for your teeth, you may not have to bear the surprise or shock of the cost of professional dental care. Though many dental procedures are expensive, basic dental cleaning may be surprisingly simple and it can actually save you from some of the high rates that dentists charge.

Dental costs can be steep, even out of range of your finances. Learn the different ways you can reduce your dental costs while taking care of your teeth.

Irrational fear causes most people to shy from professional dental care. More than 70% of the U.S. population skips the dentist in any given year in most states. People know they should go; they just avoid it. So the question is: “How do you save on your dental costs?” Not going to the dentist is not a very good answer. The best answer is simple: use some sort of a dental discount plan or insurance. That can save you hundreds of dollars on teeth cleaning and all other dental procedures, too.

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How About Those 2019 Spring and Summer Free Events!

It’s mid-march 2019 and there is still snow melting all over the place as I sit and look out my living room window. Now if you are a winter aficionado, like a big ski bum or you’re into snowboarding or some other interesting-yet-life-risking maneuver, then this post may not be what you are looking to read. However, thinking more rationally, I do know that winter is about to end (it kind of has to eventually, doesn’t it?) and spring is literally just days away. Hopefully that means my outdoor time will be increasing and the times ahead will include lots of warm air, sunny skies and—wait for it—free events to attend and fill my social calendar. So despite the fact that today the temperature when I woke up was just 24 degrees F, hope “springs (and summers) eternal” that those winter days are waning quickly.

If you like to save on your entertainment budget, now's the time to search for spring and summer free events near you like festivals, concerts, and more.

Every spring and summer, my wife and I look forward to all the local township, county, and statewide events that happen just about every week and cost zippo to do— yet are really cool things. Music we love and other activities we can actually participate in too are abounding and all starting in just a few more weeks. We love the outdoor summer concert season but if you are more into a family-type fun thing, there are no shortages of those either from parks to beaches and all kinds of special community events.

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