5 Ways to Stop Wasting Your Money & Strategies to Save

Inflation is doing a number on your budget. Things get pricier every day, and you’re always looking for ways to cut back: coupons, sales, brown-bagging your lunch, bringing your own coffee to work. In fact you have heard all of these before to stop wasting your money, haven’t you?

Man in business suit at stop sign telling him to stop wasting your money

Those are all smart tactics, since small savings do add up. But sometimes the really big savings options are right under our noses. Some money-saving tactics are things we never heard of before, but others are things we know we should do and are just too overwhelmed to start. It’s time to look at some ways to stop wasting your money and put them into action!

Continue reading“5 Ways to Stop Wasting Your Money & Strategies to Save”

What’s Driving the High Cost of Driving? Plus 12 Ways You Can Fight It

You not only see it, you “feel” it. The price of gasoline you’re paying today is skyrocketing. In fact, it’s more than a dollar per gallon more than it was just a year ago. This week nationally a gallon of regular costs $3.27 and last year the average price was $2.18. You’re feeling it in your wallet every time you fill your tank. But why is that? What’s driving up the cost of driving?

Woman driving car despite the high cost of driving

What Does the U.S. Government Say?

President Biden has called for an investigation into the current persistently high gasoline prices. He has suggested that the pandemic has fostered “gasoline profiteering” just as it has in other areas and that might be the reason you are paying the highest price for gasoline in over seven years.

Continue reading“What’s Driving the High Cost of Driving? Plus 12 Ways You Can Fight It”

Money Saving Tips to Combat Inflation in 2021

I keep seeing it more and more every day. The inflation factor is out there and I am amazed that not many seem to be talking about it as being a problem. It may not be across the board, but food inflation and energy inflation will be making a dent in your finances if they haven’t already.

Food inflation and energy inflation are rising in 2021. Here are money saving tips to combat inflation and get the most from your money.

Food seems to be at the top of my inflation list but it’s more than that. It’s a huge chunk of your annual budget. The average U.S. household spends $7,800 a year on food!

Continue reading“Money Saving Tips to Combat Inflation in 2021”

What You Need to Know to Save on Car Insurance

I’m going to make my point here right at the beginning without my usual fun and games today. So straight up, here it is: There are certain things that almost everyone is forced to deal with that will cost you money and car insurance is one of the big ones. Today I’m going to talk about how to save on car insurance so you can keep more money in your wallet while still protecting yourself.

Car insurance is critical to have, but can cost a fortune. Here's how to save on car insurance while still keeping yourself protected.

During this terrible pandemic, driving has changed for many of us. Instead of driving to work in your car every day and thus risking more miles and more accidents, you are most likely not doing that. Even if you are working, you are probably doing more work from home and only venturing out driving when absolutely necessary. If you can, you’re getting things like food and prescriptions delivered to your door to avoid time behind the wheel. That is actually saving you some money.

Continue reading“What You Need to Know to Save on Car Insurance”

How to Save Money on Your Summer 2020 Road Trip

Summer is here and that normally means summer vacation, right? This summer, however, is very different. COVID-19 has made everyone feel nervous about doing whatever it is we normally do and for older folks like me, even more so. But it is summertime and we all do want to try and get out of the house and have the chance to enjoy the weather. Perhaps even get to the beaches or parks or some other place where we can relax and try to resume some normalcy. When we do any traveling this summer, it will most likely be by driving our cars to our destination. Will that be expensive? Is it safe? What can you do to insure those things and save money on your summer road trip?

Many people are planning a road trip this summer due to the coronavirus pandemic. Here's how to save money on your road trip and travel safely.

Driving Is Better?

According to sources like the AAA, driving is better and safer than flying this summer. During the time frame between now and Labor Day in September, people taking a “road trip” is expected to be up 72% from last year, with 62% of consumers planning to travel by car on their summer vacation. But one problem is that with the ongoing COVID-19 pandemic, it can be overwhelming to figure out how to stay safe during your summer road trip and try to keep your road trip on the cheap.

Continue reading“How to Save Money on Your Summer 2020 Road Trip”

Buy Everything You Need When It’s on Sale

Yes, it’s your biggest dream and a worthy goal. Only buy the things you want and need when they are on sale and always get the best deal when you do it! If only, right? Well, you may not be able to guarantee it, but you can at least try. And that leads me to my mantra and it must always be yours too: Never, ever buy any appliance, furniture, or any other item if it’s not on sale!

To save money on what you need, always buy on sale! Here's when and how to buy everything from homes and cars to clothing and home furnishings.

That must be your number rule if you wanna be “a star in my show”. And guess what? Retailers know you understand that and so they will use every way they can think of to trick you!

Continue reading“Buy Everything You Need When It’s on Sale”

The Best Deals and Discount Savings on Gas

All of us car and truck owners spend our money on gasoline every week and it’s especially true if you commute to work by driving as the main way you get there. The price of gas can fluctuate these days almost daily and fortunately in most states it’s been staying under $3.00 a gallon for some time now. But as we all know it can spike suddenly depending on world events. That’s why getting discount gas is so important.

If you're a driver, you're bound to spend a lot of money on gas. But there are plenty of discount gas programs available if you just use a loyalty card.

It’s not that difficult these days as there are over 20 different gasoline discount programs being offered right now nationwide around the U.S. These national chains offer fuel rewards programs. Is there one near you?

Continue reading“The Best Deals and Discount Savings on Gas”

3 Things You Can Learn From Early Retirees

Your retirement is something you think about with a smile and some pleasant thoughts even though it might seem like it’s light-years away. But if you get to your golden years with insufficient funds, it’s guaranteed to be a nightmare and very unpleasant! You don’t want to live through that scenario, I promise you.

If you're having difficulty saving enough money for retirement, take a lesson from those who have been there. Here's what you can learn from early retirees.

Saving up enough money over a 45-year career to maintain your lifestyle in retirement is pretty challenging. But there’s a lot to be learned from the people who have managed to hit their savings goals well before that point, people who then retire early. You can learn a lot even if you haven’t been bitten by the early-retirement bug. That’s why it’s important to concentrate and learn about these three things you can learn from early retirees when you think that your retirement is at hand. But before you find out the answers…

Continue reading“3 Things You Can Learn From Early Retirees”