Buy Everything You Need When It’s on Sale

Yes, it’s your biggest dream and a worthy goal. Only buy the things you want and need when they are on sale and always get the best deal when you do it! If only, right? Well, you may not be able to guarantee it, but you can at least try. And that leads me to my mantra and it must always be yours too: Never, ever buy any appliance, furniture, or any other item if it’s not on sale!

To save money on what you need, always buy on sale! Here's when and how to buy everything from homes and cars to clothing and home furnishings.

That must be your number rule if you wanna be “a star in my show”. And guess what? Retailers know you understand that and so they will use every way they can think of to trick you!

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The Ultimate Guide of Fun Things to Do Online for Free

With many of us in quarantine or isolation to try to halt the spread of the coronavirus, your computer (or smartphone or tablet) is your gateway to the world. Even though we should be productive with work and/or household chores, it’s also important to take some time for fun. Fortunately, many organizations and individuals have been making their online resources free for viewing, which brings us to…the ultimate guide of fun things to do online for free!

To keep you entertained while you're hunkered down at home, here are fun things to do online for free, including classes, performances, and field trips.

The range of activities available online include educational classes, performances, virtual tours/field trips, books, fitness classes, and more. (I didn’t even include your favorite blogs and podcasts.) And many are family-friendly. Some of these activities were always free, others have been made free because of the pandemic. And you know that free is my favorite word!

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The Best Movies Are Free…Sometimes

My wife and I enjoy going to the movies. Frankly, who among us really doesn’t? I mean, it’s nice to get out and enjoy some escape away from the norm of the TV and even though a live play or concert is a treat, taking a home equity loan to enjoy those for me these days is cost prohibitive. I prefer the free or almost free entertainment available outdoors in the summertime anyway, but back to my point here: the movies. Especially free movies.

The best movies are free movies, when you can get them that way. Read on for how I've seen some free movies recently and perhaps you can, too.

Movie Night at the Local Cinema

Usually, for about $40 around these parts, with popcorn and a couple of small sodas in hand you can catch a new flick at a nearby theater in central NJ. I always get some kind of deal because that’s how I roll as a Super-Saving-Tips kinda guy if ever I decide to actually pay to see a movie. That’s done by taking advantage of senior discounts, two-fers, and all and any discounts available and there usually are discounts if you actually take the time to look. I’ll get back to that point in a moment.

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Frugal Fun Things To Do This Summer With Kids

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It was back in the 60’s when the song “Dancing in the Streets” hit the airwaves; you know the one that says “summer’s here and the time is right for dancing in the streets?”! Well summer is finally here and guesses what? Even if dancing isn’t your thing, the time is right to get out and enjoy it all and yet still do it in a frugal way, too. Why spend all your cash on summer fun when so many of the ways to enjoy are not always money draining when you know what’s available?

When school lets out, it's important to entertain the kids with fun things to do this summer. Check out this list of free and inexpensive activities.

Have you and yours started planning for your summer fun yet? We always start by making our frugal fun list of things to do this summer with the family and now is the time to start. The best part is that there are hundreds of opportunities to try and the choices are all great, but just to get you started, here are twenty ideas to get you off to an epic summer 2019.

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How About Those 2019 Spring and Summer Free Events!

It’s mid-march 2019 and there is still snow melting all over the place as I sit and look out my living room window. Now if you are a winter aficionado, like a big ski bum or you’re into snowboarding or some other interesting-yet-life-risking maneuver, then this post may not be what you are looking to read. However, thinking more rationally, I do know that winter is about to end (it kind of has to eventually, doesn’t it?) and spring is literally just days away. Hopefully that means my outdoor time will be increasing and the times ahead will include lots of warm air, sunny skies and—wait for it—free events to attend and fill my social calendar. So despite the fact that today the temperature when I woke up was just 24 degrees F, hope “springs (and summers) eternal” that those winter days are waning quickly.

If you like to save on your entertainment budget, now's the time to search for spring and summer free events near you like festivals, concerts, and more.

Every spring and summer, my wife and I look forward to all the local township, county, and statewide events that happen just about every week and cost zippo to do— yet are really cool things. Music we love and other activities we can actually participate in too are abounding and all starting in just a few more weeks. We love the outdoor summer concert season but if you are more into a family-type fun thing, there are no shortages of those either from parks to beaches and all kinds of special community events.

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How to Earn a Free Vacation in Las Vegas

It’s winter time and my thoughts do go astray in winter. It brings to mind taking a vacation. For me that vacation just has to be someplace warm, a lot warmer then central NJ in winter! So with that thought in mind, and a reminder of what a frugal genius I am, I’m planning a vacation in Las Vegas this year and my hotel and entertainment, food, and everything except the airfare is going to be free! Yes, I said it…free!

My wife and I like to do some "frugal gambling" and while our wins are generally small, being able to take a free vacation in las vegas is a huge perk.

You may recall back in July 2015 I wrote a post about frugal casino gambling and our occasional trips to Atlantic City to “spend” some fun time there with my wife.

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Frugal Ideas for a Cheap, Low Cost Weekend

Have you ever sat down and figured out how much you actually spend during a weekend? The results could shock you. From errands to entertainment, the money you shell out every Saturday and Sunday can really add up over time. And if you have financial goals like getting out of debt, saving for a large purchase like a house or car, or building your retirement nest egg, your weekend spending could be hindering those goals.

It's easy to let weekend spending spiral out of control. Here are 10 frugal ideas of how to spend a low cost weekend that's productive or enjoyable.

 

A good way to revamp your weekend spending habits is to try to avoid spending any money at all—at least for one weekend. Think that’s impossible? With a little advance planning, you can do a lot without big spending.Continue reading“Frugal Ideas for a Cheap, Low Cost Weekend”

How to Kick Your Lottery Habit with Online Sweepstakes

Are you one of the millions who likes to dream about what you’d do if you won the lottery? I’ll confess, I have imagined how I’d divvy up my winnings, and I rarely ever even play. One reason is that your odds of winning a top prize aren’t good. In fact you’re more likely to be killed by a lightning strike than to win. And yet some people spend $10, $20, even $50 a week on lottery tickets. All that money could be put to better use saving for retirement, but some people can’t let go of the chance to “win big”. My recommendation? Online sweepstakes.

Many people enjoy buying lottery tickets, but instead of spending all that money, try online sweepstakes instead. Here's the why and what you need to know.

The Problem with the Lottery Habit

You might think there’s not much harm in playing the lottery, but you should think again. In 2014, Americans spent $70 billion on lottery games and the poorest third of households bought half of all lottery tickets sold. And while those lottery profits are helping states fund programs, they’re taking wealth away from all those players. If you invested $10 a week tax deferred over the 45 years you’re likely to be saving for retirement, with a 7% return you’d have over $150,000. While that may not provide a comfortable retirement, it definitely adds up to a good start.Continue reading“How to Kick Your Lottery Habit with Online Sweepstakes”