NEW *Updated* List of 100+ Amazing Senior Discounts

Today is August 31, 2018 and I have just updated my Super Saving Tips senior discounts list effective right now so it’s bigger and better than ever. Bonus: You don’t have to be 65+ to take advantage of a lot of these discounts as many retailers and services recognize 50 as the line for discounting to “seniors”. I love AARP: If you are the spouse of an AARP card holder (who is age 50+), you can get the discounts they offer no matter what your age. My own wife at 48 gets them!

I've updated my comprehensive list of senior discounts, with everything from dining to groceries and shopping to travel. For many, you don't have to be 65!

 

Many of your favorite places to shop and dine are offering these special discounts. Regardless of whether you feel like eating fast food or a steak dinner, shopping at high end specialty stores or major discount operations, keep this list handy but do keep in mind that these deals may vary based on location. Oh, and don’t forget to ask for the discounts! You may not ever be proactively offered discounts just because you are standing in line at the checkout, so ask!
Continue reading“NEW *Updated* List of 100+ Amazing Senior Discounts”

Top Ways I Score Free (or Almost Free) Groceries

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OK, it’s back to the basics time today. Who doesn’t love free stuff? I mean free anything, right? OK there’s the possible exception of heartaches and that annoying jingle for 1-800 Kars for Kids that is broadcast incessantly on free radio every day, but other than that!

There's a number of ways you can get free groceries (or almost free). Check out my list including the best apps, coupons, and other techniques.

Seriously, one of the best things to get for free is to get free groceries primarily because one of the biggest chunks of your budget is for food. Well, we all have to eat so why not save as much money as you can while doing it? But to do it, you need to learn some basic skills and tricks. The most basic and obvious is to use coupons.Continue reading“Top Ways I Score Free (or Almost Free) Groceries”

The Battle of Your Bulges: Weight Loss Programs

Whether you’re truly overweight like me, or you just think you need to lose a couple of pounds, you’ve probably been sucked into the diet phenomenon at some point in your life. After all, you’ve seen the TV commercials, maybe read some reviews, or even known people who’ve lost a bunch of weight with one of the many weight loss programs. Or maybe, like me, you’ve tried one, two…or ten of them in an attempt to improve your health and your look. So what’s wrong, if anything, that a not-so-small percentage of customers complain about failing with them? Can you actually succeed long term with any of them?

Losing weight can be difficult, but weight loss programs aim to make it easier, at a cost. I review 3 popular programs, and what it takes to lose long term.

Hey Mr. and Mrs. America, You’re Fat!

As a country, America seems to have a real weight problem, greater now than ever before. You may be or may not be actually fat, but you are still often feeling the pressure of losing a few pounds because of health or the ever-present social pressure we all live with to be thin and look “good”. As if you can’t really look good with a little meat on your bones!Continue reading“The Battle of Your Bulges: Weight Loss Programs”

National Ice Cream Month: Here’s the Scoop!

President Ronald Reagan proclaimed July as National Ice Cream Month back in 1984. Since then, it’s been our patriotic duty to indulge in cones, cups, and sundaes, whether for dessert or as an anytime treat to cool down in the summer heat. There is still time to indulge and you know what that means? Free ice cream…yum!

It's National Ice Cream Month, and I've got the scoop on where to go for your free ice cream treats and other deals all month long.

National Ice Cream Month is observed every year in July (National Ice Cream Day was on July 15, 2018). This fun celebration is enjoyed with a bowl, cup, or cone filled with your favorite flavor of ice cream. Seriously, does anyone out there not love ice cream?Continue reading“National Ice Cream Month: Here’s the Scoop!”

Do You Know the “Best” Grocery Prices When You See Them?

Find out why you need to know the best grocery prices—then take the quiz to see where you stand

No matter how many times I write about saving money at the supermarket, I am always quite amazed at how little the average shopper really knows about prices and what they should be looking for to find the very best deals when they shop.

To be a savvy supermarket shopper, you need to know the "best" grocery prices so you know when to stock up. In this post, I'll explain why and then test you on some common grocery prices to determine if you know the best price when you see it.

Most of us are very familiar with coupons, loyalty cards, weekly specials, and all the gimmicks and tricks the typical supermarket uses to get you to stock up and buy! You know what I am talking about here: the high traffic end cap displays with the huge saving signs, the BOGO promotions, and the “must buy 10” to save, etc. But, the biggest savings you can get is buying items at their very lowest and best price, and having a coupon is really icing on the cake. But how do you know when what you see is the very best price when you see them?Continue reading“Do You Know the “Best” Grocery Prices When You See Them?”

Tipping Guidelines – Are There Really Any Rules?

There’s a tricky subject out there that many people fear to talk about with their friends and family. No, I’m not talking about the usual controversial stuff like sex, politics, or religion here. I’m talking about the subject of tips and tipping! Believe me when I tell you it’s a subject that you deal with pretty often and it involves so many different angles for you, your family, and of course to the people with whom you are interacting, the “tippees”. So today I’m going to cover my tipping guidelines.

Tipping can be a very confusing and even controversial subject, so here, along with some tipping history, are my tipping guidelines for all sorts of situations.

I can honestly say that this is a subject that can cause friction and even arguments for some and lots of second guessing and confusion for others. I have to be honest; it has been on more than one occasion for me. If you think about it, tipping adds a chunk of expense to your experience and you want to get the most for your money when you tip. That’s why today, I’m asking out loud this question: “Are there really any rules for tipping?”Continue reading“Tipping Guidelines – Are There Really Any Rules?”

Concentrate on the Big Three Expenses of Your Budget

Have you ever gotten through the month and breathed a sigh of relief because there was still a little bit of money left in your bank account? It’s a great feeling but sometimes it almost feels like a mystery. How did I do that? Why was this month such a good one compared to most others? Most of us are used to feeling stressed out because most of the time our money is tight.

When you're trying to get free from debt, little things matter, but concentrating on the big three expenses of your budget is the way to go. Here are the steps to take to eliminate debt from your life.

As ridiculous as this might sound, when I look at my monthly scorecard of what I spend and what my income was compared to my budget, I think about it like it is my NFL season record. You know, when I come in under my expense budget I feel like that’s a win and when I don’t it’s like a loss. I’d really love to have a 12-0 season, but frankly that hasn’t happened…yet.Continue reading“Concentrate on the Big Three Expenses of Your Budget”

18 Money Saving Ideas for St. Frugaltine’s Day

I definitely love being in love! I am so fortunate that I have found true love on my second time around when I met and fell for Suzanne, my beautiful wife, back in 2005! Not only is she all that and a bag of chips (am I dating myself with that phrase?), but we share a mindset about personal finances and that crosses off the list any arguments we might have about money. That is a problem that many couples endure and it can really damage a relationship.

You know it's coming on February 14th, and now you need some Valentine's Day ideas that won't break the bank. We've got you covered with some money saving ways to show your love.

Having said that, we both enjoy celebrating Valentine’s Day each year but we do it on our own terms. So it’s kind of a challenge to come up with some new ways to have fun, share our love, and still remain fiscally solvent. Here’s a not so short list of money saving ideas that can make your Valentine’s a “St. Frugaltine’s Day” of fun and frolic!Continue reading“18 Money Saving Ideas for St. Frugaltine’s Day”