Category: Food

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News flash—food is expensive! But I bet you already knew that. Suzanne and I are pretty proud that somehow we manage to keep our food expenses under control and since I track it all to the penny for the past 10 years, I actually have the evidence that we have done a great job of saving (and patting ourselves on the back!).

According to the USDA, the typical family of four spends about 10% of their household budget on buying groceries for their family and that’s well over $7,500 on the low side to an unbelievable $16,000 on the high side each year depending on income. For our family of two, our grocery budget lies somewhere between the thrifty and low-cost food plans. All these numbers don’t include the money a family spends dining out which is about one third of total food expenditure itself.Continue reading“5 Easy Steps to Save Up to 50% on Your Grocery Budget”

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Grocery coupons can save you money, but what if I told you they could be saving you even more money? You know about coupons and I am sure if you are a reader of Super Saving Tips, you know I use them unabashedly! But there are a few little twists, coupon tricks if you will, on how to get the absolute most from your coupons and avoid some of the frustrations and missed opportunities to save your hard-earned money when you use them.

Here are some of my favorite coupon tricks:

Don’t use your coupons right away

That’s right, you heard me correctly! My experience shows that clipping coupons from your Sunday newspaper or magazines and shopping with them the same week they appear can be a mistake. Stores know weeks ahead of time what product coupons are coming out in the inserts and ads, and they may leave the corresponding products at higher prices intentionally and not on sale just to get you to buy at regular prices.Continue reading“Smart Couponing Tricks That Make Savings Even Better!”

There’s ringing in my ears every morning, do I need to see a doctor? No, wait it’s the alarm ringing at the crack of noon each day, telling me it’s time for coffee! Coffee has a real connection to money, work, and the workplace. I’m almost positive that you have been involved in some sort of early morning meeting at your workplace and there ya’ have it, coffee to get the proceedings of your day underway. Hey, anyone want a cup?

I’m retired, so to hell with rush hour and those 6 am showers like I did for 5 decades, arriving at the office after a long commute at 7:30 am to go to a meeting. Yup, I admit it. I often sleep in these days and why not? After all, I don’t have to hit the road to commute somewhere and I have plenty of time to wake up and have my morning (or noon) cup of java. I do like my coffee, so for me and probably many of you too, Coffee Day is every day now, isn’t it? But wait…Continue reading“Are You Ready for Free National Coffee Day 2017?”

Although I write fairly regularly about saving money on groceries, believe it or not I’ve never been to an Aldi supermarket before, that bastion of discount grocery shopping! When I saw a coupon in the newspaper for a local one opening up, I knew the time was right to check it out and report back here on what I thought.

Saving on Groceries

Even though there are lots of other ways we can save money, our food budget is still one of the largest parts of our annual expenses. After all, we all need to eat! Food accounts for about 8% for the typical American family’s budget. Therefore it’s only natural we would seek out lower grocery prices without sacrificing on quality.Continue reading“Grocery Savings: Is Aldi Supermarket the Store for You?”

Good news. The world keeps right on spinning. That may be it when it comes to the good news! I see some very cloudy skies ahead in some of the most important categories of our everyday lives. We might have to brace for what I’m going to call the “reign storm” that may start to darken some of the financial skies beginning right now, about 3 weeks ahead of Inauguration Day 2017.

For one, we just saw the interest rate hike that has brought mortgage rates to a level higher than it has been in the past several years, and there is more of that coming in 2017. I’m used to the ever changing things that are just part of life and that I have to adjust to every year. I said used to, but I’m not always happy about them. I guess that’s because I can actually remember the days, for example, when oh, I wasn’t put on hold for 45 minutes when I called someplace on the phone and then was told that “my call is very important and that they are experiencing a high volume of calls today”, just coincidently anytime I call!Continue reading“A Sweet Year Ahead Could Cost You a Fortune!”