Stop Complaining and Do Something About It!

You’ll have to pardon me here if I sound like I’m complaining (I am), but have you noticed the absurd numbers of annoying complaints that people seem to have about, oh I don’t know, everything! There are just some people who love to complain and it’s getting worse by the minute! The time that is spent on the complaining is not the proverbial “time well spent”, and I seriously think it may lead to the decline and fall of the free world. Or maybe not, but here’s my point.

Stop Complaining and Do Something About It !

Today, you have the ability to vent, whine, rant, and get tons of attention every minute of the day through social media. Tweeting, Facebook posting and a slew of other “wonderful” platforms amplify the complaining so that I and people like me are bombarded with it to the point of nausea! Do I have to know who hit on you at work? What you had for lunch? Who got engaged while you are still dating the guy you met at your psych class 7 years ago? I’ve compiled a list of some of the worst offending complaints and if you’re among the “whaaa!!-trepreneurs” who are making a priority out of being heard this way, try some self-restraint and spend some time with a few of my poignant recommendations…please!Continue reading“Stop Complaining and Do Something About It!”

Is Your Spending Out of Control? Compulsive Buying Disorder

Are you the kind of person who is smart about your money? Do you think about your spending in advance? Do you have a budget and almost never deviate from it? Do you actually know where you money comes from and goes every week? You’d be very surprised to know that a lot of people haven’t a clue about those things and in fact can’t control their spending. That’s hard to believe I know, especially if you’re a person like me, who makes knowing about my money a real priority. But for a lot of people, spending money, shopping, and going out on the town isn’t something they think about like I do. In fact, for many people, spending money (even when they don’t have any left) is an overwhelming urge or need. It’s a compulsion and is really part of an addiction. It’s called Compulsive Buying Disorder (CBD).

Is Your Spending Out of Control? Compulsive Buying Disorder

CBD spending comes from someplace within the mind and is almost always a desperate attempt to satisfy some negative emotions like anger or sadness. It may be an attempt to block out something like stress or a sense of inferiority that buying something new or spending to an extreme will cure, if only for a moment.Continue reading“Is Your Spending Out of Control? Compulsive Buying Disorder”

How to Cash in an Extra $5,000 in Savings This Year

Please welcome back fellow blogger Anum Yoon for today’s guest post.

We all want to save money. Unfortunately we live in a society that constantly encourages us to spend. Whether it’s the need to keep up with the Joneses or just maintain the lifestyle we’ve become used to, we all find it hard to give up the things we love.

How to Cash In an Extra $5,000 in Savings This Year

If you’re willing to make some minor concessions, you might just find ways to put back a bit of extra cash without compromising your lifestyle. Here are a few ideas to get you started.Continue reading“How to Cash in an Extra $5,000 in Savings This Year”

How Will the Presidential Election Affect Your Financial Future?

You can’t get through a day right now without hearing something about the presidential election and the Democratic and Republican campaigning that is going on. Between the news, talk shows, debate stages, and the constant updating and interviewing of the huge number of candidates wanting your vote, it’s just inescapable isn’t it?

How Will the Presidential Election Affect Your Financial Future?

How much attention do you pay to it all? Have you taken a look at what each candidate says and stands for? That may have a huge impact on your life, money, and your financial future. Here are some of the big issues that are being talked about that you should consider and may very well influence your choice when you vote in your state primary/caucus and of course next November when you have the chance to vote for President.Continue reading“How Will the Presidential Election Affect Your Financial Future?”

Did Your Healthy Lifestyle Habits Fall by the Wayside?

Were you one of the millions who resolved to adopt new healthy lifestyle habits a few short weeks ago? Have those habits already fallen by the wayside? I know, I know, believe me I know that leading a healthier life is not easy, but it’s so important. Not only do we want to feel good, but taking care of ourselves leads to more time (longer life) and more money (fewer medical bills). Certainly all that should be a good enough incentive. So if you’re motivated, but still find yourself falling short on some of those big health goals—I’m looking at you, diet and exercise—perhaps you should begin with some simpler healthy habits. Best of all, these cost you nothing…no organic foods or gym membership required.

Did Your Healthy Lifestyle Habits Fall by the Wayside?Continue reading“Did Your Healthy Lifestyle Habits Fall by the Wayside?”

Be Prepared for These Startling Price Increases in 2016

We’re all aware of the decreases in gasoline prices over the past year, so much so that the average American family saved about $700 last year compared with the previous year. There are some reasons to rejoice about the decline of the price of oil and gas but also some reasons to fear it and its reflection on the current state of the world’s economies. That, however, is a subject for another post.

Be Prepared for These Startling Price Increases in 2016

Today’s subject is a warning of sorts. It’s meant to tell you about price increases you can expect this year on several main fronts that can affect you and your money. Costs in these four categories will definitely spike in 2016 and being prepared for them may soften the blow.Continue reading“Be Prepared for These Startling Price Increases in 2016”

Holiday Stress Relievers for the Gift of Peace

Ah, the holidays are really here. Yup, it’s holiday crunch time and let’s hope that the crunch isn’t the sound of your head banging against a wall! I know you can tell what time of year it is. The stores are more crowded, your “to do” list is a mile long, your calendar is full of events and errands. Perhaps the littlest things are starting to annoy you. Then there’s drama with family, friends, work, money…ok, so you know all about those things that can create holiday stress. So how are you going to get through this time? Do you have a plan to relieve the stress and really honest-to-goodnessly (ok, I made that word up!) enjoy the holidays?

Holiday Stress Relievers for the Gift of Peace

Look, I’m not a doctor nor do I play one on TV, but I have a list of ways I like to relax each year when it comes to holiday time. Here are a few suggestions that I hope will ease the stress for you like it does for me!Continue reading“Holiday Stress Relievers for the Gift of Peace”

Get Ready for Healthcare Open Enrollment Crunch Time

Healthcare coverage is critical to your finances as well as your health. Even if you are healthy now, an accident or sudden health issue could put both your well-being and your finances in jeopardy. In addition, if you do not maintain your medical coverage, you may be required to pay a penalty on your tax returns.

Get Ready for Healthcare Open Enrollment Crunch Time

Healthcare open enrollment is here and over the next few weeks, you will likely have to make some very important decisions regarding your medical insurance coverage for 2016. Whether it’s your healthcare insurance options from your employer or union, your Medicare choices, or your Affordable Care Act options known as “Obamacare”, the decisions you make now will have a significant impact on how much your healthcare costs will be in the next year.Continue reading“Get Ready for Healthcare Open Enrollment Crunch Time”