Category: Home

It’s not quite summer yet, but that gives you the great opportunity to get ready and make sure that summer energy costs don’t bust your wallet. With oil and gas zooming to record cost levels, you can bet the home use of electricity and energy will be more expensive this summer than ever before. It’s time to get back to basics here at Super Saving Tips and talk about how you can save your money on your summer energy usage!

Where Do You Begin? Fans?

Summer means warmer temperatures and although it’s welcomed, it also means that you’ll be turning on fans and air conditioners to try to keep cool. That should prompt you to take a good look at those items and make sure they are all working properly and performing at their max. In the case of fans, are they sized right for the rooms they are in?

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Are you a renter? Millions of people are these days and the numbers have been climbing now for several years as those who had returned home to live with mom and dad have now decided to get out and live on their own. They are finding new living quarters, but there’s a real problem here and its roots go back to the housing crisis of 2008-2009. Because of it, renters may face doom and gloom in their financial future!

What Are Rents Right Now?

The average monthly asking price for rent in the U.S. increased over 15% year over year to a record high of $1,900/month, according to a new report from Redfin. To make matters worse, the national median monthly mortgage payment also climbed 31% to $1,716, also the biggest increase on record.

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For today’s guest post on buying a home warranty, please welcome Dividend Power.

The last two houses that we bought were older ones. The first house we bought was built in the 1980s and the second one in the 1990s. Both were good houses and well built. Older houses are also in more mature neighborhoods making them more attractive. However, there are often concerns about aging appliances, roofs, plumbing, electrical, and other systems when buying an older house. In addition, the cost of repairs or replacement can run into hundreds or thousands of dollars. As a buyer, you can often get the seller to include a home warranty for the first year as part of the deal. However, what about the second year, or suppose you have been in a house for a decade? Is it worth buying a home warranty in that case?

What is a Home Warranty?

A home warranty is typically bought at the time of a home purchase. It provides a warranty on major appliances along with plumbing, heating, and electrical systems, and roofing. Major appliances include furnace, air conditioner, water heater, dishwasher, oven, stove, garbage disposal, and garage door opener. Other appliances can be included on an optional basis. A home warranty is valuable if the home purchased is old and has old appliances or systems. In general, a home warranty will cover the service and repair of major appliances and systems. A home warranty may also cover replacements of major appliances.

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Buying a new home can be a necessity, a dream come true, a financial investment, or a combination of any or all of those reasons. Despite the groups of people out there that don’t want to own any home for any reason, home ownership is still a big part of the American dream, as it has been since the days of the pioneers.

Think about it for a second. Have you ever seen any of those old movies where the wagon trains rumbled across the country and hundreds of folks loaded up a covered wagon, risked their life and limb, and tried to start a new life out west somewhere? Part of that new start always involved building a future with a new home at its core. I still believe that rings true today, minus the wagon train part of course. So now that the pandemic is winding down and life is beginning to resemble what it was way back in the beginning of 2020, is this the right time to buy a new home that you have been waiting for?

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