How to Save Money on Your Summer 2020 Road Trip

Summer is here and that normally means summer vacation, right? This summer, however, is very different. COVID-19 has made everyone feel nervous about doing whatever it is we normally do and for older folks like me, even more so. But it is summertime and we all do want to try and get out of the house and have the chance to enjoy the weather. Perhaps even get to the beaches or parks or some other place where we can relax and try to resume some normalcy. When we do any traveling this summer, it will most likely be by driving our cars to our destination. Will that be expensive? Is it safe? What can you do to insure those things and save money on your summer road trip?

Many people are planning a road trip this summer due to the coronavirus pandemic. Here's how to save money on your road trip and travel safely.

Driving Is Better?

According to sources like the AAA, driving is better and safer than flying this summer. During the time frame between now and Labor Day in September, people taking a “road trip” is expected to be up 72% from last year, with 62% of consumers planning to travel by car on their summer vacation. But one problem is that with the ongoing COVID-19 pandemic, it can be overwhelming to figure out how to stay safe during your summer road trip and try to keep your road trip on the cheap.

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10 “E-Z Ways to Save Money” Tips

We all understand and get that saving money can seem impossible sometimes. It’s not even worth pretending that everyone has the innate ability to save money, but that’s likely the reason the headline above drew you in, isn’t it?

If you're looking for E-Z ways to save money, I have ten tips to help you get started without a lot of work. Check it out and get started today!

While saving money may not come easy to everyone, it’s something that anyone can try to do. The idea is that as long as you actually try, there’s a chance. But it’s not all about some drastic cutting back on everything you have and want and it’s not some secret scientific formula that I’m planning to sell to you that will make me rich. It actually is way more subtle than that and that’s why I have called it E-Z. So here are my best E-Z ways and save money tips to get you started!

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When Does Having a Mortgage Really Suck?

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Let me be the first person (today at least!) to tell you that owning your own home is a great idea. If you are looking to help build your financial wealth over time, then buying a home is a great way to build equity. It also has lots of money-saving benefits for you as well.

Mortgages are great in that they let many people afford homes, but at a certain point in life, they suck. Having a mortgage in retirement should be avoided.

The alternative to owning your own home is of course renting. Renting is very much like having a big hole that you keep pouring your money into and it never gets filled up. Even in 2020, and with my 70 years on planet earth, owning a home is still a pretty desirable goal to have and a good way to build wealth.

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Buy Everything You Need When It’s on Sale

Yes, it’s your biggest dream and a worthy goal. Only buy the things you want and need when they are on sale and always get the best deal when you do it! If only, right? Well, you may not be able to guarantee it, but you can at least try. And that leads me to my mantra and it must always be yours too: Never, ever buy any appliance, furniture, or any other item if it’s not on sale!

To save money on what you need, always buy on sale! Here's when and how to buy everything from homes and cars to clothing and home furnishings.

That must be your number rule if you wanna be “a star in my show”. And guess what? Retailers know you understand that and so they will use every way they can think of to trick you!

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11 Ways to Save Money on Vitamins and Supplements

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I never really gave much thought about “taking my daily vitamins” when I was younger. Being young has a way of making most of us think that we are immortal and that it really isn’t necessary to take vitamins and supplements every day. That’s for older people and mostly those who aren’t healthy (like me), right? Well, that couldn’t be further from the truth. With the way we live today and our fast food lifestyle, taking some sort of daily regimen of vitamins is not just a good idea, it is really a necessity!

Vitamins & supplements can help to improve your health and save you on long-term healthcare costs. Here are 11 ways to save money when buying your vitamins.

Taking a daily multivitamin can fill the gaps of any vitamins or minerals you didn’t get throughout your day. Even the most health-conscious people still may be lacking in a certain vitamin on any given day, so each vitamin or mineral serves a specific purpose for your body’s needs. It can be anywhere from basic functionality to providing an extra energy boost throughout the day. But buying vitamins can cost significant money, so how can you save money when you shop for vitamins and supplements? Are they worth it in the long run?

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Grocery Delivery from a Highly Unusual Source

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Wondering where and how can you get the food you need without venturing out and taking some risk? You probably weren’t doing much thinking about that before a pandemic had you staying inside most all of the time, were you? But the answer was and still is to order online and have things delivered. I know you know that lots of supermarkets are offering these services as well as retailers like Walmart, Target, Amazon, and others who also sell food and beverage, but what about buying grocery delivery from your local office supply store?

When you need a grocery delivery, have you ever considered an office supply store? They have some great breakroom supplies at competitive prices.

The New World

Ever since the world has been standing on its head after being struck by COVID-19, I have been sheltering in place almost all the time. Yes, I know that many of you are now under the impression that “it’s over” and we are getting “back to normal” as some of our politicians are touting and trying hard to ignite. But when you are older or have underlying health conditions, you are less likely to just hop on board the party train and think that the risks are all gone. Every day I continue to see spikes in the cases and deaths from the disease and for me the risks continue to be just too great. At least that’s how my wife and I both feel about it.

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7 Tips to Get Your Home Ready to Sell

For today’s guest post on getting your home ready to sell, please welcome Logan Allec from Money Done Right.

Selling your home can be a time-consuming process, and you can typically increase the sale price by making a few last-minute changes. Depending on the home’s current condition, your real estate agent may recommend drastic transformations or just some simple adjustments.

If you're getting your home ready to sell, it's important to spruce it up a bit to maximize your home's value. Here are some of the best ways to prepare.

This article will cover some of the best ways to prepare your home for sale and maximize its market value. Again, you should talk about these ideas with your agent—they have the knowledge and experience necessary to identify the most effective strategies for your unique situation.

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How to Choose a Great Home Lender for Your Mortgage

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Once upon a time, getting a home loan was as simple as walking down to the local bank, sitting down with the manager, shaking hands, and presto! You’ve got a home loan and your local bank was your home lender. That’s pretty much the way it used to be.

With low interest rates, it's prime time for getting a mortgage or refinancing your home. Here's how to find the right home lender for you.

Today, with the advent and popularity of online lending, times have really changed. Borrowers are now spoiled with so much info and so many choices! Right now (and how many times have you heard it over and over again in recent years) mortgage and refinancing rates are at really low numbers. With so many different lenders beating a path to your door and giving customers so much different information, how do you know when you’ve chosen a great deal from a great home lender? Well, wonder no more!

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