Not So “Pretty in Pink”: The Pink Tax

Here’s a very disturbing fact to still be talking about in the 21st century: Women are charged more when shopping for some items even when they are the same items as men’s. An actual 2015 study by the New York City Department of Consumer Affairs Office found that women paid more for 42% of the nearly 800 products they surveyed! Let me repeat that one: 42%! And in 2019, it isn’t any different.

The pink tax, where women are charged more for products simply because they are women, is completely unfair. Here's what you need to know to fight back.

Even though the survey was four years ago, things have actually gotten worse. Manufacturers and retailers know that they can take advantage of this phenomenon and although it may seem like a silly little thing, the pink tax is very real.

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Gen Z and the Retail Revolution

No, that’s not the name of a new rock band from across the pond. Rather it’s a description of what is happening in the world of retail these days, or should I say this decade. Yes, there is a retail revolution taking place and it’s something that we are all involved with no matter what letter is used to describe your GEN-eration—Z, X, Y or BB (that’s me, ha ha).

As the generations change, a massive retail revolution is occurring. Here's why the old retailers are closing and the new retailers are technology-driven.

Generation Z shoppers are a force to be reckoned with and are now a major influence on the retail market.

Generation Z (or Gen Z) is the demographic age that arrived after the Millennials (Gen Y). Demographers and researchers typically use the mid-1990s to late-2000s as birth years. That makes them somewhere between age 10 and 25 years old about now. Most of Generation Z have used the internet since birth and are comfortable with technology and social media. They really know no other way. That’s the reason for today’s post about Gen Z and the retail revolution and how it is affecting everyone!

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The Very Best Price…Finding the Retail Clearance You Love!

It’s my educated guess that almost everyone loves a real bargain. I base that on a couple of obvious things from my life experiences. For one, I love a bargain and I’m pretty much like everyone else: I’d rather get something for less than everyone else paid for it. And if it’s really going to ring my bell then “free” would be the nirvana transaction that makes my day. Free is my favorite word, but you already know that.

If you want to find the very best prices, you need to check out retail clearance racks. Here's how to find the baragains there.

Now that I’m retired, whenever I’m out shopping I usually mumble something about that guy “Clarence” because his name is on so many things in the store. Where is “he” anyway? Yeah, don’t tell me; it annoys my wife whenever I say that.

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Saving Money at the Very Best Outlet Stores

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Just this past week I checked out a new Sketchers outlet store here in my neighborhood and I have to tell you I was pretty impressed. Located in an existing strip mall on a major highway, it was way more than I expected and actually presented itself as a very classy and well-appointed shoe store for the family. It even had their own brand of sportswear and accessories to go with its well-known shoe brand. The store was clean and beautiful, and it didn’t make me feel like I was shopping at a discount store.

Outlet stores have changed over the years, but they are still a great place to find bargains. Here's what to look for when you're shopping the outlets.

The prices appeared to be pretty awesome with discounts of 30-70% off the “regular” retail. Skechers are not cheap shoes (if price is any indicator) and these shoes were mostly priced under $50 with some under $30. A note of caution with any retailer or outlet store: don’t just believe in the fantasyland savings of things like “Reg. $250.00, now just $ 9.99”! That’s pretty much just showbiz in an outlet store. But, even with that in mind, it seemed to me I was shopping at one of the very best outlet stores I had ever seen.

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Save Your Money and Never Buy These 13 Things!

I am constantly reviewing my monthly expenses and always looking at ways to save my money and still have some of the things in life that my wife and I need or want. It’s actually a fun activity for me. Yes, it’s a challenge, and since I stopped working full-time a few years ago, I really need a challenge sometimes just to keep alert! I know it’s not exactly like finding the long sought after cure for cancer or providing aid and comfort for those who are in a desperate place in life, but for me it has to do with finding ways for us to do better with our money and then ultimately passing that information on to you so you can save your money! Hey, lucky you!!!

When you're looking to save your money, here are 13 things not to buy and what to do instead. Not your same old suggestions!

If you’re out there struggling along, trying to deal with your money problems, but don’t really know what to do, then you’re like millions of others that are in that same boat. That’s why I came up with a list of things that for some reason we spend money on all the time, but really don’t need. We just don’t really think about how easy it is to waste our money on these things, partly because of the masterful way we are conditioned to shop. The advertising mavens have us convinced that we “need” every new, improved, special, and yes, expensive item that someone locked in a lab somewhere was able to come up with!

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These Retailers Offer Free Gift Wrapping on Holiday Gifts

(Or for a small fee!)

Picture it, you and your beautifully wrapped holiday gifts, the family Christmas tree all trimmed, and your fireplace glowing with holiday cheer and warmth as you sit in your favorite easy chair sipping a cup of hot cocoa. Sounds like such a great way to enjoy an evening as you get ready to enjoy special family traditions.

If wrapping gifts is just another holiday chore for you, check out these retailers that offer free gift wrapping (or gift wrapping for a small fee)!

Ok, that’s really cool, isn’t it? But for others, wrapping those gifts is just another obligation on a long holiday to-do list. Luckily, plenty of stores still offer gift wrapping, even online, and your gifts arrive ready to put right under the tree. Here’s an even more pleasant surprise, sometimes it’s even free!Continue reading“These Retailers Offer Free Gift Wrapping on Holiday Gifts”

Will It Be a Happy New Year or Wallet War 2019?

If you are anything like me, you are probably wondering if you might be paying more for things in 2019. Experts predict that the answer is yes you will and one of the biggest reasons, although not the only one, is because increases in tariffs can cause it. With our recent trade controversies and disputes with foreign governments like China and Mexico, there has been a claim that price increases will go unnoticed, but that is starting to prove untrue as some economists and government officials had predicted. More and more now say they expect the impact on consumers to be pretty significant.

Will 2019 be a joyful new year, or will price increases cause a "wallet war" that may leave you broke? Here are 12 areas where price increases are likely.

“Things are going to become more expensive because of these added taxes,” best-selling author and personal finance expert Chris Hogan told CNBC. “This has the potential to impact a lot of areas that people need day to day to survive or to run their business.”Continue reading“Will It Be a Happy New Year or Wallet War 2019?”

Missed Black Friday Deals…Is It Too Late for Great Bargains?

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Congratulations, you just survived another Thanksgiving holiday with all of the trimmings. It probably included not only a wonderful family get-together with turkey and pies, but also enough sports to cause a major overload even for a diehard football fan. It seems every year gets even more and more like that for us, and if you were among the many this past weekend you probably also included some form of traditional shopping frenzy too! Black Friday deals, Small Business Saturday, Cyber Monday…holy cow does it ever let up for even a second?

So you've missed the Black Friday deals and you're worried the great bargains are gone. There's still time to get great prices on your holiday gifts!

Can You Say “Shop ‘til you drop?”

Smartphones, online shopping, and “sneak peek” discounting have changed Black Friday deals from the door-busting shopping brawl of just a day or weekend into an even more bombastic event. They’ve reshaped how retailers appeal to consumers on these “special” days which serve as the annual kick-off for the holiday shopping season. But wait, there’s more to it than that!Continue reading“Missed Black Friday Deals…Is It Too Late for Great Bargains?”