Please welcome back fellow blogger Anum Yoon for today’s guest post.
We all want to save money. Unfortunately we live in a society that constantly encourages us to spend. Whether it’s the need to keep up with the Joneses or just maintain the lifestyle we’ve become used to, we all find it hard to give up the things we love.
If you’re willing to make some minor concessions, you might just find ways to put back a bit of extra cash without compromising your lifestyle. Here are a few ideas to get you started. Continue reading
You can’t get through a day right now without hearing something about the presidential election and the Democratic and Republican campaigning that is going on. Between the news, talk shows, debate stages, and the constant updating and interviewing of the huge number of candidates wanting your vote, it’s just inescapable isn’t it?
How much attention do you pay to it all? Have you taken a look at what each candidate says and stands for? That may have a huge impact on your life, money, and your financial future. Here are some of the big issues that are being talked about that you should consider and may very well influence your choice when you vote in your state primary/caucus and of course next November when you have the chance to vote for President. Continue reading
Were you one of the millions who resolved to adopt new healthy lifestyle habits a few short weeks ago? Have those habits already fallen by the wayside? I know, I know, believe me I know that leading a healthier life is not easy, but it’s so important. Not only do we want to feel good, but taking care of ourselves leads to more time (longer life) and more money (fewer medical bills). Certainly all that should be a good enough incentive. So if you’re motivated, but still find yourself falling short on some of those big health goals—I’m looking at you, diet and exercise—perhaps you should begin with some simpler healthy habits. Best of all, these cost you nothing…no organic foods or gym membership required.
We’re all aware of the decreases in gasoline prices over the past year, so much so that the average American family saved about $700 last year compared with the previous year. There are some reasons to rejoice about the decline of the price of oil and gas but also some reasons to fear it and its reflection on the current state of the world’s economies. That, however, is a subject for another post.
Today’s subject is a warning of sorts. It’s meant to tell you about price increases you can expect this year on several main fronts that can affect you and your money. Costs in these four categories will definitely spike in 2016 and being prepared for them may soften the blow. Continue reading
Ah, the holidays are really here. Yup, it’s holiday crunch time and let’s hope that the crunch isn’t the sound of your head banging against a wall! I know you can tell what time of year it is. The stores are more crowded, your “to do” list is a mile long, your calendar is full of events and errands. Perhaps the littlest things are starting to annoy you. Then there’s drama with family, friends, work, money…ok, so you know all about those things that can create holiday stress. So how are you going to get through this time? Do you have a plan to relieve the stress and really honest-to-goodnessly (ok, I made that word up!) enjoy the holidays?
Look, I’m not a doctor nor do I play one on TV, but I have a list of ways I like to relax each year when it comes to holiday time. Here are a few suggestions that I hope will ease the stress for you like it does for me! Continue reading
Healthcare coverage is critical to your finances as well as your health. Even if you are healthy now, an accident or sudden health issue could put both your well-being and your finances in jeopardy. In addition, if you do not maintain your medical coverage, you may be required to pay a penalty on your tax returns.
Healthcare open enrollment is here and over the next few weeks, you will likely have to make some very important decisions regarding your medical insurance coverage for 2016. Whether it’s your healthcare insurance options from your employer or union, your Medicare choices, or your Affordable Care Act options known as “Obamacare”, the decisions you make now will have a significant impact on how much your healthcare costs will be in the next year. Continue reading
About 70% of all U.S. consumers have smartphones today. If you’re one of those “smart” people, then it’s no surprise to you that apps are what drives activity on our phones, helping us to do everything from obtain news to getting directions to your next appointment and everything in between. They certainly can enrich, inform, and help to manage your life. Even I have joined in the 21st century and use my phone for a lot of those exciting and beneficial resources, and according to research, the number of people doing that is growing every day!
Despite the expansive number of app choices out there for use, believe it or not the most commonly used apps are healthcare related. According to survey earlier this year from Pew Research Center, 62% of smartphone users used their device to look up healthcare information during the past year. I know when I was in the hospital earlier this year, my wife and I relied on our smartphones to gather information to discuss with the doctors, as well as to find out information about my medications and my insurance plan coverage. But it goes beyond simple information, as more than 66% of Americans would use a mobile app to help manage their health-related issues according to a survey from Makovsky/Kelton. Continue reading
So many of us nowadays are taking prescription drugs and the cost of them seems to be ever increasing. With that being said, there are ways to save some money and still get the medication you need in the right dosages. One way is called pill splitting and it’s being done every day by some regular prescription users all around the country, including my wife and me.
The reason this is such a good idea is pretty simple. The cost of drugs generally doesn’t change by its dosage. Continue reading
Working out…some of us love it, some of us hate it, but almost all of us need to do it in order to stay fit despite our increasingly sedentary lives. Not only does it affect our weight and our health, but those in turn can affect our self-image, confidence, and possibilities for success in our lives.
When I was a teenager, I spent almost every day biking, playing baseball, and generally running around and playing a variety of sports. Continue reading
When you don’t feel well, whether it’s a random headache, a temporary infection or a chronic illness getting you down, the last thing you want is to spend more money to feel better. The good news is that there are many ways to help save money on medications. As I’ve gotten older, and accumulated more health issues, medication has become a daily routine. It can eat up a lot of your budget if you’re not careful. Here are some ways to control the costs.