I Love the Internet! (Especially for Personal Finance)

I love the internet! I mean I really, really love the net. Yes, of course I love my wife Suzanne very much, but I love the internet. Can’t I just marry it too and pledge my everlasting love and devotion?

While these days it's taken for granted, I love the internet! Here's just some of the ways it has improved personal finance, not to mention everything else.

The internet is always there when I need it (barring a power failure). I thank you batteries and Wi-Fi very much for that. Yes, I can use my laptop or smartphone and take it anywhere I go and that’s a really good thing, isn’t it? Continue reading

Should You Get an Attorney for Traffic Tickets?

I recently spent the day with my good friend who went to court on a traffic ticket here in my hometown…hey, I’m retired so I have a lot of free time on my hands. I was there as moral support armed with a little bit of knowledge that I have from some of the memorable and yet unpleasant experiences I have had over the years trying to fight a ticket in court.

Well, there’s some good news and some bad news here to report. The good news is, of course, you get your day in court before the judge. The bad news is that nothing I have ever experienced has really changed. You probably can appear in court until you are blue in the face, you’re more than likely to be ruled guilty as charged and you’ll have to pay a fine or worse. It may be even much worse than you think. So today I’d like to write about whether you need an attorney for traffic tickets.

Getting an attorney for traffic tickets may be the smart thing to do. Check out my experiences with traffic court and decide for yourself.

The System is Really “Big League”

If you have ever gotten a traffic ticket, like a speeding ticket, a drunken driving ticket, or a ticket related to an accident, then you probably have received from one to a dozen solicitations from lawyers who make a living representing people like you and me in traffic court. These guys practice this kind of law exclusively and sometimes handle dozens of these cases a week. Continue reading

What is the Best-Kept Secret to Big Success?

If you had the ability to sit down and ask a self-made millionaire, “What is the secret to your success?”…what do you think they would answer? I bet you’d be very surprised. It more than likely would be a simple and straightforward answer. My guess is this: “Dream BIG!”

Whatever your goals in life are, the secret to success is a special kind of positive thinking. Can you really think your way to success? I believe you can!

When do we dream big?

The concept of dreaming big isn’t a new one by any means. In fact, I bet that back in the Stone Age there were people who dreamed big about things like having one of the biggest caves or having the best furs to keep warm in the cold. The point is that the “dream” itself is the very first step that you must take in life, if you ever hope to make your life the best it can be. Continue reading

Financially Savvy Saturdays #185

Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. Whether you’ve written anything from money based future predictions to the best way to maximize your earnings on Etsy, you’re invited to link-up.

If it ties into personal finance, we want to read it!

Financially Savvy SaturdaysFinancially Savvy Saturdays

 

This weekend I’m excited to welcome Gary from Super Savings Tips, where he writes greats tips anyone can use to save money and stretch their budget. Continue reading

Do You Save Collectibles for Fun…or Profit?

I have to admit that I’m a bit of a collector, and I’ve been gathering collectibles since I was a kid. I’ve also been looking around for ways to make some extra money and wondered: could my collections make me a profit?

Gathering collectibles like stamps or coins can be a fun hobby, but some people collect with the hopes of making a profit. Can it really be profitable?

As the saying goes, sometimes you have to spend money to make money, and that’s certainly true when you collect items. It is an activity that almost everyone has participated in at some time or another in their lives. I have done it and I’m betting that you have as well. It says something about you and your personality when you are a “collector” as your collection usually involves something that’s close to your heart and that you really enjoy. Continue reading

Financial News of the Future: The News 20 Years from Now!

Back in the late 1960’s, the classic TV show Laugh-In featured a segment that was called “News of the Future”. It was supposed to be just humor but amazingly their predictions of what would happen hit the mark quite a few times and when you look back on it you might even say “yeah, I could have seen that coming!”

Today I'm bringing you the financial news of the future, 20 years in advance! Imagine what you could do if you knew what was yet to come.

It would be so cool to actually be able to predict things in the future. First of all, you could make a living at it because just about everyone would be interested in it if you actually could deliver. But further, you could make yourself a small fortune placing your bets on things like stocks and bonds, gambling events, and sporting events, parlaying your abilities into big profits! Continue reading

Financially Savvy Saturdays #183

Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. Whether you’ve written anything from surviving on your emergency fund to the best ways to use your money to help others, you’re invited to link-up.

If it ties into personal finance, we want to read it!

Financially Savvy SaturdaysFinancially Savvy SaturdaysThis weekend I’m excited to welcome Gary from Super Savings Tips, where he writes greats tips anyone can use to save money and stretch their budget. Continue reading

An Approach to Minimalism: The Waste Watcher’s Diet

Anytime I read about minimalism, my first thought is that I need to start decluttering, which would be a terrifying project considering the overstuffed closets in my modest condo. But while that would be quite beneficial, and it’s something I’m slowly working on, it’s not the only approach to minimalism.

Minimalism can be a great way to save money and grow wealth. Here's my approach to watching your waste and living simpler in order to reduce your expenses.

The Financial Argument for Minimalism

There are of course two ways to increase your wealth: increase you income and reduce your expenses. People spend a lot of time thinking about how to increase their income, from getting a raise to developing a side hustle. In fact, one of my most popular posts on this blog, Making Money at the Flea Market, is all about a side hustle. Continue reading

“I’ll Gladly Pay You Tuesday” – 5 Life Lessons Popeye Taught Me

Last week, Mrs. Groovy wrote about six horrifying truths no one tells you about retirement.  And while all six are true, the third one about craving foods and interests from your childhood is spot on. Not only do I spend lots of time playing the music from my youth and occasionally watching old television shows on the MeTV channel, but I like to reminisce about the entertainment that shaped my young mind.

I like to reminisce about the influences of my youth. When I was a kid, I loved to watch Popeye cartoons, and here are some life lessons they taught me.

When I was a little kid, I used to watch cartoons on “Popeye Theater” broadcast on one of my local TV stations every day after school. It was a show that featured a local hostess Sally Starr better known as “Our Gal Cowgirl Sal” hosting 2 hours of cartoons and little skits designed to entertain and educate kids. Believe me, it was a popular show from the mid 1950’s through 1971 in Philadelphia. Those were kind of great times when local shows had their own stars and the afternoon airwaves after school were ruled by children’s programming and not by court shows and “real talk” like it is today. Continue reading

Resolved: 2017 Is Going to Be My Best Year Ever!

This Sunday, it finally arrives. Out with the old and in with the new! Welcome to 2017. The year 2016 was, if nothing else, a year that will go down as very interesting. For a lot of us though it’s one we may like to just forget about entirely and try to move on.

Like everyone else, I plan to make new year's resolutions for 2017. Here's how to stay focused and accomplish your goals, not lose sight of them.

New Year’s Resolutions

Every year that I can ever remember, I always start out with the idea that things in the new year are going to be great. I mean, it’s a clean slate, isn’t it?  I think we all feel that way whether we verbalize it or not. It’s even in the images we see about the new year like when the beautiful little baby comes into the picture and the old man creeps off as the image of the passage of time drifts in our heads. And so it goes, we begin to think about some of things we’d like to change about “last year” and we make our resolutions and our goals for the new one. It’s the go-to move that we all seem to practice. It’s the time when we take that opportunity that can allow you to recharge yourself and plan for success. Continue reading