More Archives - Super Saving Tips

Why Being a Super Saver Is So Important

November 5, 2019 November 5, 2019

Some people may think that reading (or writing) a blog about saving money is just something to scan through every once in a while as they cruise along the internet on their way to YouTube or their Facebook page. And perhaps they are justified in thinking a money blog like this one is mostly fluff and no substance. After all, the title Super Saving Tips sounds a little bit like a place just to talk about couponing or discounts that get you to save a nickel or dime on something, and who really needs to bothered with that, right?

While too many people in the U.S. are living in poverty, being a super saver is an important way to maintain your financial security.

Well, I am here today to say that in spite of the title, this blog isn’t all fluff and no substance, Yes, that’s my biased opinion and you are ultimately the judge here, not me. But I truly believe that every once in a blue moon I actually write something here that is more than just a way to save nickels and dimes. And even if it was only just that, being a super saver would still be relevant and important today, in the 2019 war on poverty!

Money Mindset, More

How The Beatles Success Strategy Can Motivate You

August 27, 2019 September 13, 2019

I know you probably came here to get some money making and money saving tips today. Sometimes I write about that specific topic and other times I see myself as some kind of motivational writer, the kind that can get you to think about the “how” you can do better with your finances, job, and life. I think I can do that for a couple of reasons. One, being older, it’s fairly easy for me to see the mistakes I personally have made and looking back on the things I could have done to avoid them. And two, there’s the practical me. The person that can see clearly now just what to do and how to reach goals and fulfill dreams. Unfortunately it took 70 years or so to get there, and I’m telling you so you have a better chance to get there sooner rather than 70 years later or never.

Few have reached the level of The Beatles success, so what can we learn from them? Here are a couple of elements of their success and how they apply to you.

So that got me to thinking. What do all of us really want in life? Is it fame and fortune? Is it wealth? Is it security? Or is it true that “All You Need is Love” as the Beatles once sang? It might just be all of the above rolled into one giant big ball. So, how do we get there?

Money Mindset, More

How High Can You Fly? (Attitude Determines Altitude)

August 20, 2019 September 13, 2019

Sometimes even I can get a little depressed. I know admitting that out loud may turn some people off and if it does, I may just have to bear the burden of that. It seems that way too often I have been expected to be just a ray of sunshine and a beam of light to everyone around me and sometimes that’s a big burden for me. It’s even truer when it comes to publishing the written word like I do here. After all, do you really want me to depress you with anything negative I might offer up on my blog?

Zig Ziglar's phrase "attitude determines altitude" means that positivity will take you further in your quest for success. But can you change your attitude?

And that’s a big part of my point here, even though sometimes “Rainy Days and Mondays” may get me down, “Attitude Determines Altitude” and I know that.

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Not So “Pretty in Pink”: The Pink Tax

August 9, 2019 September 13, 2019

Here’s a very disturbing fact to still be talking about in the 21st century: Women are charged more when shopping for some items even when they are the same items as men’s. An actual 2015 study by the New York City Department of Consumer Affairs Office found that women paid more for 42% of the nearly 800 products they surveyed! Let me repeat that one: 42%! And in 2019, it isn’t any different.

The pink tax, where women are charged more for products simply because they are women, is completely unfair. Here's what you need to know to fight back.

Even though the survey was four years ago, things have actually gotten worse. Manufacturers and retailers know that they can take advantage of this phenomenon and although it may seem like a silly little thing, the pink tax is very real.

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Gen Z and the Retail Revolution

August 2, 2019 September 13, 2019

No, that’s not the name of a new rock band from across the pond. Rather it’s a description of what is happening in the world of retail these days, or should I say this decade. Yes, there is a retail revolution taking place and it’s something that we are all involved with no matter what letter is used to describe your GEN-eration—Z, X, Y or BB (that’s me, ha ha).

As the generations change, a massive retail revolution is occurring. Here's why the old retailers are closing and the new retailers are technology-driven.

Generation Z shoppers are a force to be reckoned with and are now a major influence on the retail market.

Generation Z (or Gen Z) is the demographic age that arrived after the Millennials (Gen Y). Demographers and researchers typically use the mid-1990s to late-2000s as birth years. That makes them somewhere between age 10 and 25 years old about now. Most of Generation Z have used the internet since birth and are comfortable with technology and social media. They really know no other way. That’s the reason for today’s post about Gen Z and the retail revolution and how it is affecting everyone!

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“Amazing”, “Incredible”, Or “Awesome”? Probably Not!

July 19, 2019 September 13, 2019

When you discuss your personal finances with someone, how do you describe them? Ok, you may not ever actually reveal your true personal finances to people since after all they are personal, but, if you are like most people and have the need and desire to be loved and respected, you may on an occasion (or ten) have taken a few minutes to brag about them in terms that just may not be 100% on target. And when you do, you may use the words amazing, incredible, or awesome…but in all probability, they’re not described by any of those overused words!

"Amazing", "incredible" and "awesome" are 3 examples of overused words that pervade today's language. Are sloppy language skills preventing your success?

Amazing, incredible, and awesome—do those three words sound familiar? They should. Why? Because you hear them every single day over and over again to the point that you may start to cringe when you do hear them. I think I am actually well past the cringing myself and I sometimes feel that I may have to be restrained by a loved one when I hear someone using those words over and over again.

Money Mindset, More

The Reasons Why You Might Never Be a Success

July 9, 2019 September 13, 2019

It seems my philosophy background just keeps leaking into my personal finance writings more and more each week. Maybe that comes with age and experience as I start to put all of those mysterious pieces of the life puzzle together, I don’t know for sure. Well, that’s my new theory so I am going to go with that. And that brings me to today’s subject – you and success.

If you don't have the right mindset and don't follow these six success factors, you'll never be a success, in finances or in life.

There are a lot of really successful people out there. You hear about them and you probably think something like “How did they get so big and successful?” People like a Mark Zuckerberg for example, a college student, who came up with the idea for Facebook and turned it into a multi-billion dollar business. Wow! So, why him…and not you?

More, Personal Finance

Sooner or Later You Will Learn From Your Regrets

May 28, 2019 September 13, 2019

Have you ever looked back at times and moments in your life and said to yourself “What could I have said or done differently” that might have changed the outcome of something? You know, like when you took on a new job and realized later that was a mistake or perhaps breaking off a relationship with someone that now you know shouldn’t have happened. We all have those moments of doubts and regrets, and they cover a spectrum from the ridiculous to the sublime, from love to money. Well, I can’t supersavingtips my way to saving you on love…you’ll have to go to Dr. Phil or Ellen or someone like them for that. But, I can advise you a little bit about the money thing. So here goes.

It's easy to look back at parts of your life and have regrets, but the important thing is to learn from them. Here's 6 lessons my regrets have taught me.

It is an exercise in futility to question yourself over and over again about your past because you cannot alter it! 30, 15, 10, or 5 years later—it doesn’t really matter when you do it. It’s like trying to put the toothpaste back into the tube. It’s done, over and out, history. However, you can use the lessons learned to alter your future. That’s advice you can bank on, and sooner or later you will learn (and the sooner you learn that the better off you will be!).