More Archives - Super Saving Tips

Are Personal Finance Blogs Really Important?

January 17, 2020 January 16, 2020

I’m not the kind of person who thinks of himself as really important. I mean, yes I am important to my family and friends, but I mean important in the sense that I should be treated “special” in some way when it comes to discussing and writing things about personal finances. I don’t get much recognition or praise and that’s fine. Sure, it would be nice, but I am happy that so many have reached out to me over the years with comments and views and that number has kept on growing every year. Thank you so much. But I don’t do it for attention. Why I write is based on a couple of things:

Recently some people have suggested that personal finance blogs are repetitive and boring. But they are really important. Here are two reasons why.

I think that sharing my money experiences in life—both the good and bad—can help others
I have definite opinions about money habits that make sense if you apply them to yourself

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Can Your Holiday Wishes Come True?

December 20, 2019 December 19, 2019

In the spirit of the holidays, I am going to be recharging my batteries and taking some time off to celebrate and reflect. I will return with my next post on Friday, January 3, 2020, so I hope to see you all then and thanks for being a loyal reader! Happy holidays and a healthy new year!

When the year end is just about here, I always want to take the time to reflect on how it all went. Was it a good year? Did I do anything to improve myself and my family’s lot in life? Did I take the time to help anyone with their problems? Did I take the time to appreciate all the things that I have and not dwell on those things that I want too much?

Especially at this time of the year, it's not unusual to have holiday wishes, but can you make them come true? Here are some ways to focus on those wishes.

So now, in this time of year when we get a small break (at least for a few days), we have this chance to get together with our families and friends and enjoy the holidays. That’s a good time to do the reflection about how your year went, isn’t it?

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6 Money & Lifestyle Predictions for 2020 and Beyond

December 17, 2019 December 16, 2019

I know that no one has a crystal ball that predicts the future. It is at best a guess and at worst voodoo when you try to make predictions on the future of things like the stock market, economic forecasts, and other money-related areas, but it’s all just so damned tempting to try to project on some of the “what-if” scenarios and give it a try. At least in my world it is.

No one knows what the future holds, but still I can't help but make some predictions on what will happen in the 2020s when it comes to money and lifestyle.

With that in mind, here are six 2020 and beyond predictions that I think are trending and very possible and could really happen in the coming decade.

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Why Being a Super Saver Is So Important

November 5, 2019 November 5, 2019

Some people may think that reading (or writing) a blog about saving money is just something to scan through every once in a while as they cruise along the internet on their way to YouTube or their Facebook page. And perhaps they are justified in thinking a money blog like this one is mostly fluff and no substance. After all, the title Super Saving Tips sounds a little bit like a place just to talk about couponing or discounts that get you to save a nickel or dime on something, and who really needs to bothered with that, right?

While too many people in the U.S. are living in poverty, being a super saver is an important way to maintain your financial security.

Well, I am here today to say that in spite of the title, this blog isn’t all fluff and no substance, Yes, that’s my biased opinion and you are ultimately the judge here, not me. But I truly believe that every once in a blue moon I actually write something here that is more than just a way to save nickels and dimes. And even if it was only just that, being a super saver would still be relevant and important today, in the 2019 war on poverty!

Money Mindset, More

How The Beatles Success Strategy Can Motivate You

August 27, 2019 September 13, 2019

I know you probably came here to get some money making and money saving tips today. Sometimes I write about that specific topic and other times I see myself as some kind of motivational writer, the kind that can get you to think about the “how” you can do better with your finances, job, and life. I think I can do that for a couple of reasons. One, being older, it’s fairly easy for me to see the mistakes I personally have made and looking back on the things I could have done to avoid them. And two, there’s the practical me. The person that can see clearly now just what to do and how to reach goals and fulfill dreams. Unfortunately it took 70 years or so to get there, and I’m telling you so you have a better chance to get there sooner rather than 70 years later or never.

Few have reached the level of The Beatles success, so what can we learn from them? Here are a couple of elements of their success and how they apply to you.

So that got me to thinking. What do all of us really want in life? Is it fame and fortune? Is it wealth? Is it security? Or is it true that “All You Need is Love” as the Beatles once sang? It might just be all of the above rolled into one giant big ball. So, how do we get there?

Money Mindset, More

How High Can You Fly? (Attitude Determines Altitude)

August 20, 2019 September 13, 2019

Sometimes even I can get a little depressed. I know admitting that out loud may turn some people off and if it does, I may just have to bear the burden of that. It seems that way too often I have been expected to be just a ray of sunshine and a beam of light to everyone around me and sometimes that’s a big burden for me. It’s even truer when it comes to publishing the written word like I do here. After all, do you really want me to depress you with anything negative I might offer up on my blog?

Zig Ziglar's phrase "attitude determines altitude" means that positivity will take you further in your quest for success. But can you change your attitude?

And that’s a big part of my point here, even though sometimes “Rainy Days and Mondays” may get me down, “Attitude Determines Altitude” and I know that.

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Not So “Pretty in Pink”: The Pink Tax

August 9, 2019 September 13, 2019

Here’s a very disturbing fact to still be talking about in the 21st century: Women are charged more when shopping for some items even when they are the same items as men’s. An actual 2015 study by the New York City Department of Consumer Affairs Office found that women paid more for 42% of the nearly 800 products they surveyed! Let me repeat that one: 42%! And in 2019, it isn’t any different.

The pink tax, where women are charged more for products simply because they are women, is completely unfair. Here's what you need to know to fight back.

Even though the survey was four years ago, things have actually gotten worse. Manufacturers and retailers know that they can take advantage of this phenomenon and although it may seem like a silly little thing, the pink tax is very real.

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Gen Z and the Retail Revolution

August 2, 2019 September 13, 2019

No, that’s not the name of a new rock band from across the pond. Rather it’s a description of what is happening in the world of retail these days, or should I say this decade. Yes, there is a retail revolution taking place and it’s something that we are all involved with no matter what letter is used to describe your GEN-eration—Z, X, Y or BB (that’s me, ha ha).

As the generations change, a massive retail revolution is occurring. Here's why the old retailers are closing and the new retailers are technology-driven.

Generation Z shoppers are a force to be reckoned with and are now a major influence on the retail market.

Generation Z (or Gen Z) is the demographic age that arrived after the Millennials (Gen Y). Demographers and researchers typically use the mid-1990s to late-2000s as birth years. That makes them somewhere between age 10 and 25 years old about now. Most of Generation Z have used the internet since birth and are comfortable with technology and social media. They really know no other way. That’s the reason for today’s post about Gen Z and the retail revolution and how it is affecting everyone!