Can You Ever Really Beat the System?

Boy, there’s a real question for the ages, isn‘t it? It seems that a lot of us find ourselves scratching our heads frequently trying to figure out “how to beat the system” and no matter how hard we try, we just can’t ever seem to do it. As we sometimes say, the emphasis is on “we” because when you really think about it, some people actually do seem to beat the system and usually that doesn’t seem to include us. Is that time well spent?

Some of us ask if we can ever really beat the system and get ahead, but I've found a different approach to be successful. Here are my recommendations.

It certainly ruins most of your day when you sit and moan about how you “just can’t win” or you don’t have any luck. When you do that, you are probably dooming yourself to even more failures and future frustrations. Wouldn’t your time be better spent on trying to learn and educate yourself more every day so you have a better chance to succeed in your job or hell, everything in life! Trying to learn more and improve yourself will always improve your chances to beat the system. Continue reading

Where the F Did All My Money Go?

Sometimes, I find myself to be a little bit bored. Retirement can do that to you, and so a few days ago I got out some paper and started to jot down some numbers. I tried to figure out how much money I have earned and spent over the last 50 years or so. Where does the money go? It’s kind of amazing and also kind of scary too that I can actually remember all of this crap. What does that say about me, my money, and my life? For one, I may be a freaking money savant…or am I just a mentally ill moron? Um, let’s go with savant, ok?

At some point, most of us wonder "where does the money go?". Make sure you're spending money one what you truly value...most of the time.

A Rainy Wednesday and This is What I Choose to Do?

So I sat down and began to put numbers on paper to try to figure it all out. I thought hard about how much money I have earned over the course of my lifetime and wondered how and where I have spent it all, leading me to this fundamental question: Where the fu¢k did all the money go?

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Is There A Funny Side to Money?

When I say “funny money”, what do you think of? The first thing I believe most people would say is that the term funny money refers to counterfeit money, you know the kind you see in those old TCM classic films about the mobsters in the 1930’s and 40’s and how they would steal or counterfeit bucks that they then used for just about anything they wanted. Except for one big thing and that’s paying for a get out of jail free card. Jail is if course where they all eventually wound up, at least they do in the movies!

Laughter is the best medicine, even when it's money problems that ail you. Take a look at these funny money quips and maybe it will give you a smile.

Most of us will never come into contact with bogus money and even if we did, would we ever notice it? Probably not because the methods of making it have improved over the years and besides who of us actually carries any cash around these days as the use of cash has become less and less every year. Fake money therefore has become pretty undetectable in the 21st century.

Funny Money May Be Hard to Find But the “Funny” About Money Isn’t

I was thinking about this today. The subject of money is mostly a very serious matter and one that is written about in volumes every day, but it is also frequently mentioned as part of the punchline in a joke. That joke can absolutely make you grin or chuckle so much when you hear it, and it might just be because what is being mocked illustrates our overwhelming obsession with and about it. So I thought just for fun, I’d try and put together some of the funniest lines ever spoken about our money. So here is a compilation of funny, quick, short one liner jokes and sayings all about money. Continue reading

I Would Do Anything to Save Money, But I Won’t Do That

Back in 1970, Joni Mitchell, the classic folk artist, wrote her famous ode to environmental protection and lost love, “Big Yellow Taxi”, which includes the following lyrics:

They took all the trees and put ’em in a tree museum
And then they charged the people a dollar-and-a-half just to see ’em
Don’t it always seem to go
That you don’t know what you’ve got till it’s gone
They paved paradise and put up a parking lot

 

Hey farmer, farmer, put away the DDT now
Give me spots on my apples, but leave me the birds and the bees, please!
Don’t it always seem to go
That you don’t know what you’ve got till it’s gone
They paved paradise and put up a parking lot

There's a lot of things I'd do to save money, but one thing I don't want to skimp on is environmental protection. We need to protect our planet!

I’m Not a Political Pundit
(I just play one in my living room)

And I am by no means a “saint” either. In fact, I am positive that there are lots of things that someone could point to that are things I’ve done which are questionable or borderline stepping on the toes of somebody else’s principles and ethics (not many, but some). Continue reading

The Battle of Your Bulges: Weight Loss Programs

Whether you’re truly overweight like me, or you just think you need to lose a couple of pounds, you’ve probably been sucked into the diet phenomenon at some point in your life. After all, you’ve seen the TV commercials, maybe read some reviews, or even known people who’ve lost a bunch of weight with one of the many weight loss programs. Or maybe, like me, you’ve tried one, two…or ten of them in an attempt to improve your health and your look. So what’s wrong, if anything, that a not-so-small percentage of customers complain about failing with them? Can you actually succeed long term with any of them?

Losing weight can be difficult, but weight loss programs aim to make it easier, at a cost. I review 3 popular programs, and what it takes to lose long term.

Hey Mr. and Mrs. America, You’re Fat!

As a country, America seems to have a real weight problem, greater now than ever before. You may be or may not be actually fat, but you are still often feeling the pressure of losing a few pounds because of health or the ever-present social pressure we all live with to be thin and look “good”. As if you can’t really look good with a little meat on your bones! Continue reading

Are You an Early Bird or a Night Owl? Why It Matters

Good morning, good afternoon, and good night! That’s a baseball phrase you might have heard for strikes one, two, and three on a batter, making him out. But in real life, the difference between morning and night is even more important, at least when it comes to whether you’re an early bird or a night owl. Is it better to be a morning person? There’s a real debate about whether or not that is better when it comes to work, play, productivity, health, and more. Amazingly, there is lots of evidence on both sides of the issue. So with the jury still undecided, I’m going to weigh in on it and make my opinion known about these chronotypes.

If you're a morning person or a night owl, there are certain advantages and disadvantages. You need to tailor your lifestyle to your chronotype for success.

My Own Tendency

I have always been a morning person myself. I think it worked best for me and paid off at my workplace. Being in the office to get an early start and organize my day made everything flow much better. On days when I didn’t do that, I felt very much out of sorts and lagging. It is a common thing among early birds. Continue reading

How to Be Eco-Friendly, Save the Earth, and Save Money Too

Lately, there has been so much more talk about our environment, climate change, and what’s been happening with the EPA (or as some have been recently calling it the EDA – The Environmental Destruction Agency) that you can’t help but feeling worried, confused, and even desperate to do something to prevent disaster. I hope I am not too late for the party by bringing up a subject that has been around since my first eco-friendly Earth Day back in 1970, but yet I and millions of others can see that we still aren’t fully committed to protecting ourselves from our worst enemy…us.

We need to take care of our home, the Earth. Here are some tips on how to be eco-friendly, save money, and take care of the environment at the same time.

Here’s something that I came to realize late in life and it’s something to really think about when you think about conservation:

Do you realize that the water we have here on earth is exactly the same water that has been here since creation? No more and no less. The only difference is whether or not it’s “clean” water. The water that evaporates every day and returns to us as rain is the same water that you used to wash the car and flush your toilet. It’s finite, so you have to keep it clean and take care of it or we are doomed! Continue reading

And the 2018 Super Saving Tips Awards Go To…

It’s baaaaaaaack! Well, it has been a full year since I awarded the Super Saving Tips first annual awards (given at the halfway mark of the year just to be a little bit different). These are the savings awards that I give to the businesses and products that save you the most money or offer the best deals that earn you the most in cash and rewards! Oh, you haven’t heard about them? Hmmm, that’s strange. As I said last year, it was in all the papers. 😉

In my second annual awards, check out my recommendations for best credit card in different categories, best banking offers, and more!

Oh, you don’t read the paper? Well, no problem with that. If you did happen to miss the news this year of these very prestigious awards then let me recap them right here for you now. It will save you some time and money. So, here are the “best of” winners for the last 12 months, in my opinion of course. Continue reading

The 3 Best Tips to Save Hundreds on Funeral Expenses

Today’s guest post on funeral expenses is sponsored by Safe Passage Urns.

As funeral costs continue to rise, families are looking for any alternative way to save money. Unless the person who has passed away has a last will or life insurance plan in place, the family of the decedent will be responsible for paying the funeral expenses. These expenses can amount to well over $7,300, which is the national average cost for a burial funeral according to the National Funeral Directors Association. The average American family simply does not have this kind of money laying around to foot the bill, but hopefully, after reading this guide you will be better prepared to save money while planning a funeral.

Funeral costs continue to rise, with the national average for a burial funeral costing $7,300. Here are several ways you can save money on funeral expenses.1. Selecting the Right Funeral Home

The variance between funeral home pricing can be much greater then what you might imagine which is why it is so important to do some comparison shopping beforehand. Some funeral homes charge much more for the same exact services. People will often select a funeral home because it is close to their home or has served their family in the past. It might seem easier to just go with what is most familiar, however, if there is a funeral home that is farther away from your family but it is significantly cheaper than other funeral homes closer by, then it makes sense to drive the extra half hour to save hundreds, possibly thousands of dollars. Continue reading

Is The Nostalgia Trap Cluttering Up Your Life?

Last week my wife and I saw the film “Nostalgia” (free of course!) courtesy of AARP’s “Movies for Grown-ups” program for its members and guests that they offer every month or two. Nothing quite like a great night out (with popcorn) and a movie for free! It was great seeing the “Black Panther” premiere the last time too. It’s just another reason why I love the AARP even though some of you have told me that you aren’t particularly a fan. Oh, I might just add that my membership is also free this year thanks to a deal I got through a Walgreen’s promotion, so can that be bad? But I digress, here. The movie we saw, Nostalgia, got us thinking quite a bit. It’s a series of stories about people’s relationships to their memorabilia or the memorabilia of their family members.

My wife and I saw the film Nostalgia last week, and it really started me thinking about the memorabilia and other trappings of nostalgia that many of us collect. So how do we keep these "treasures" from cluttering our homes and our lives?

What today’s post is all about is a little deeper than just seeing a free movie. It is about the role that nostalgia plays in our lives today and what it may mean to you and your family’s future.
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