The Inflation Rate Slows, But Is It the End Yet?

I have been talking and writing about the inflation rate in the U.S. (and around the world) for a year now and I am worried about it. That makes me a little different than say Jay Powell over at the Fed who keeps saying that inflation isn’t quite a “real thing” and it’s “transitory”. If you don’t know what that means, it means that it’s just a fad and isn’t going to last. If you believe that one, well there’s that proverbial swamp land in Florida that I’d like to sell you.

A roller coaster at sunset, representing the wild ride the inflation rate is taking us on

The inflation rate has been climbing at the fastest pace in over a decade, as Americans pay more for gas, groceries, and many other items. The rate of inflation has slowed over the past few weeks, but don’t get too excited by that news. Inflation will be hanging around at high levels for quite a while longer: this year, next year, and even beyond that. If inflation were a stock, I’d say invest in it. It’s guaranteed to be going up!

Continue reading“The Inflation Rate Slows, But Is It the End Yet?”

Goal Planning or Do You Believe in M.A.G.I.C.?

I have written so many posts over the years (more than 700!) that sometimes I don’t always remember some of the detail now. But in some important cases, I not only remember them but I really do live them. This one today comes from way back in 2015 and it’s certainly one that we all should be living every day. So it’s time to reflect and recall on goal planning. It’s “M.A.G.I.C”!

Magic hat and playing cards symbolizes the M.A.G.I.C. acronym of goal planning


Just about everyone has some real dreams, hopes, and visions of what they want their lives, jobs, and families to be like. It’s our nature to think about these things and work towards our desired result. But how do you get there? What method is there to get you from here to there, the place you really want to be?

Continue reading“Goal Planning or Do You Believe in M.A.G.I.C.?”

How Panflation Can Hurt Your Finances

Every once in a while, I stumble upon a word describing something that is stuck in my head. You may not have heard of it, but I swear it’s a real thing and this time you not only are going to hear me say it, you are going to be living it! The word is “panflation”!

Hands holding money losing value which is what happens during pandemic inflation, or panflation

What is it? Panflation was a term first coined in 2012 by The Economist, an international weekly newspaper printed in London, England, and originally it referred to the inflation of everything. That was before the COVID-19 pandemic.

Continue reading“How Panflation Can Hurt Your Finances”

Why “Now Thinking” Is Required Now, Not Later!

Many years ago, I remember seeing an Albert Brooks movie comedy in which the phrase “that’s now thinking” was used to describe someone’s thoughts and actions in dealing with a problem. If you don’t know about Albert Brooks and his incredible comedic mind, look him up.

To recover from this pandemic and prepare for any future disasters, you need to employ now thinking. Don't put off what you need to do now.

I’m certain you’ll appreciate the humor even though it may be somewhat dated in the 2021 world. But one thing that isn’t dated is his turning the phrase about “now thinking”. Now thinking was and still is a requirement in your life if you want to solve problems and face up to reality. In fact, now is the time and the method to solve problems, even financial ones that you face.

Continue reading“Why “Now Thinking” Is Required Now, Not Later!”

Celebrating Super Saving Tips’ Blogiversary #7

Every May for the past seven years I have been making note of the blog’s birthday bash. Well, it’s not exactly a bash, but I am celebrating mainly because I never actually thought it would last this long. Seven may be “childlike” in life, but it’s a long time in blog years.

Just a note and a thank you as Super Saving Tips celebrates blogiversary #7.

It’s kind of a funny thing really the way it has all unfolded over the years. It started out for me as just something to do, you know to make me feel productive in retirement and to share a little knowledge that I had accumulated over 40+ years at work plus life in general. But that slowly morphed and changed into something else for me and I hope for you, too.

Continue reading“Celebrating Super Saving Tips’ Blogiversary #7”

Warning: What Warren Buffett Says About Rising Inflation Matters

If you didn’t believe me or you didn’t want to believe me, then perhaps you will believe Warren Buffett about rising inflation. It really was inevitable and although I’d like to take credit for being one of the very first and only ones talking about the danger of inflation returning to the world economy, the truth is that it had to happen.

I've been talking about rising inflation for months, but now that Warren Buffett is talking about it, consider it a warning and be prepared.

With the economy suffering so much and so many businesses going down and under, there was only one way to see the course that would come when things started to open up and return to normal: Inflation from new higher wholesale and retail prices!

Continue reading“Warning: What Warren Buffett Says About Rising Inflation Matters”

Why Future Shock Is So Scary and What You Can Do About It

Back in 1970, Alvin Toffler wrote a best-selling book entitled “Future Shock”. The book is about our present. But that present was based in a world of 1970 and the author’s theories on what our future would be like.

Future shock is what happens when we're overwhelmed by change. That can be scary, but there is something you can do about it...plan ahead!

Future shock is about what happens to those who are overwhelmed by change. Change affects our products, communities, organizations, and even our patterns of friendship and love. Fifty plus years later, we are still experiencing future shock and we are no better off at dealing with it today, so long after Tolliver first coined that phrase. That’s because our future is very scary. It always has been, and it always will be. But why is that?

Continue reading“Why Future Shock Is So Scary and What You Can Do About It”

How 10 Productive Minutes Can Change Your World

Please note this post contains affiliate links which help to fund this blog at no cost to you. Thanks for your support!

Sometimes you need to just stop your work and take a deep breath. Like when you have a problem that’s pretty serious. It could be a job problem or it could be a family problem. It could be a money problem or a health problem, or any combination of these that are causing you to just stress out and feel like nothing is going right. That’s why taking a deep breath and taking even just a few minutes out can really help boost your productivity. How about taking ten minutes?

Ten minutes isn't much time, but by spending them wisely, you can leverage them into a more productive day. Try some of these ideas to jumpstart your life.

Ten minutes isn’t really a very long time. It’s less time than it takes to play a quarter in a pro football game. You can listen to 2½ songs on the radio in 10 minutes. It’s even less time than it takes you to read your daily e-mails. In other words, it’s just a few minutes, but oh how great it is to have such an opportunity to increase your productivity, save money, build relationships, and move forward in that brief time period. And most importantly, feel better!

Continue reading“How 10 Productive Minutes Can Change Your World”