Sooner or Later You Will Learn From Your Regrets

Have you ever looked back at times and moments in your life and said to yourself “What could I have said or done differently” that might have changed the outcome of something? You know, like when you took on a new job and realized later that was a mistake or perhaps breaking off a relationship with someone that now you know shouldn’t have happened. We all have those moments of doubts and regrets, and they cover a spectrum from the ridiculous to the sublime, from love to money. Well, I can’t supersavingtips my way to saving you on love…you’ll have to go to Dr. Phil or Ellen or someone like them for that. But, I can advise you a little bit about the money thing. So here goes.

It's easy to look back at parts of your life and have regrets, but the important thing is to learn from them. Here's 6 lessons my regrets have taught me.

It is an exercise in futility to question yourself over and over again about your past because you cannot alter it! 30, 15, 10, or 5 years later—it doesn’t really matter when you do it. It’s like trying to put the toothpaste back into the tube. It’s done, over and out, history. However, you can use the lessons learned to alter your future. That’s advice you can bank on, and sooner or later you will learn (and the sooner you learn that the better off you will be!).

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The Importance of Money – Revisited

There are thousands of personal finance questions that people ask about and wish they had the answers to. For example, we all wish we had the answer to finding easy ways to make some extra money, don’t we? That’s a subject that every personal finance blogger has been asked about and probably offered dozens of different ways to do it. But besides finding new ways to earn, people search on the answers to many other questions.

The importance of money can be debated, but in the end, we all need it to survive in this society. Here's why it really is important.

Whether it’s earning extra money to paying off debts, getting the best deals when you shop, learning ways to budget your money each month, or stretching your cash, every question is important and needs some kind of valuable answer. The good news is that there are no shortages of personal finance bloggers that will offer their expert opinions. But, there is one very “cerebral” question that is asked of me constantly and it’s this one:

Why is money so important?

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Happy Blogiversary: Celebrating 5 Years of Super Saving Tips!

This month celebrates Super Saving Tips 5th blogiversary and begins year number six! Can you believe it? I find it hard to believe myself. As I approach post number 500 totaling well over 500,000 words (mostly spelled correctly), I feel pretty proud.

It's time to celebrate Super Saving Tips' 5th blogiversary! Here's a little bit about how far it has come.

So the first thing I really want to say here is:

Thank you for reading, commenting on, and supporting Super Saving Tips over the past five years!

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A New Look for Super Saving Tips

It’s hard to believe, but Super Saving Tips will be celebrating five years in May! And all this time, it’s had the same old appearance. Way overdue for a facelift, I’m happy to announce that we have a new look. Take a look around, let me know what you like or dislike, or if anything’s not working quite right. Thanks for reading!

Is Economic Recession on the Financial Horizon for 2019?

Donald Trump began his reign in the Oval Office on January 20, 2017, inheriting an economy with a seven-year bull market, low inflation, and a low unemployment rate of less than 5%. After, the stock market moved on to set new all-time record highs while interest rates still remained close to their historic lows. That’s where we were and it all looked pretty dammed rosy, didn’t it?

Are we headed for an economic recession? Let's look at where we are and what may happen to our once-rosy economy in the U.S.

But, with that kind of continued trend, one that has been almost a continuum of improvement ever since 2009 began, it is an inevitable fact that at some time we’d have to face the reality that an economic recession will come. It always does.

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My Very Best of the Worst “Pop” Christmas Songs Ever

Today I am taking the opportunity to wish all of you a great winter holiday no matter what you are celebrating! Having a chance to catch your breath and spend some time with friends and family is a great way to conclude the year and get set for a high energy and hopefully fulfilling 2019 for everyone. As such, I will be taking the next two weeks off, so posts on the blog will resume on January 4th and the newsletter will resume on January 9th. In the meantime, please enjoy today’s “just for fun” post on the very best of the worst Christmas songs, in my own humble opinion.

Just for holiday fun, I've selected my very best of the worst Christmas songs. Check them out to see if you agree, or nominate your own worst songs.

Did you ever think about making music as a source of extra income? A side gig as a performer, recording artist, or songwriter? Ok, you may not really have those talents and you may never ever even try, but don’t think that it’s always only about sheer talent that does the trick. Writing the words and making up a tune can really be done by anyone if you think about it for a second. It can happen to the great and the unknown, too.

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Conquer Holiday Stress and Make It Safely Into 2019

Now that the holidays are here, you are right in the middle of experiencing the “rush” of a lot of fun and happy celebrations. But as we all painfully do know, sometimes the holidays can also bring difficult emotional triggers, such as painful memories, grief for family members who can’t be with us, or challenging dynamics with family members who are with us. Holiday stress can also involve long to-do lists and financial strain to make things even worse.

We're all susceptible to holiday stress, so pay attention to these 6 ways of managing stress to insure you have a happy holiday season!

By no means am I trying to bum out the holiday season. Quite the opposite. Whether you have specific and unique reasons or not that can interfere with a happy holiday, we all go through some kind of stress during the month of December. The reasons can be simple or complex. Time pressures, money pressures, and family pressures seem to come together into a “perfect storm” and sometimes it’s really important to take some caution so that you can enjoy and yet keep your health and sanity too. That’s why I am suggesting some self–care precautions to get us through the holiday season and make it safely to 2019!Continue reading“Conquer Holiday Stress and Make It Safely Into 2019”

Striking Out in Life and the Personal Finance Game

It’s been awhile since I’ve written about what it takes for you inside to become a success in your personal finances. Most of the time, I get caught up and find myself pontificating about what you should and shouldn’t do when it comes to shopping and buying. That’s the premise of Super Saving tips, I’ll admit. But whether you are ultimately a financial success really depends on more than that. Here’s what I mean.

If you don't do the right things, you'll strike out in life and in personal finance. Read on for the 3 strikes that will send you right out of the game.

While everyone says that they want and try to be successful in their finances, some never make it. I believe there are some valid reasons why people are unsuccessful in the personal finance game, but pretty often it’s because they are lazy, stupid, or just don’t give a damn. And sometimes, shamefully, it’s all three at the same time!Continue reading“Striking Out in Life and the Personal Finance Game”