Financially Savvy Saturdays #183

Welcome to Financially Savvy Saturdays, the savviest personal finance blog hop on the planet, created specifically for personal finance writers! We welcome all things money here. Whether you’ve written anything from surviving on your emergency fund to the best ways to use your money to help others, you’re invited to link-up.

If it ties into personal finance, we want to read it!

Financially Savvy SaturdaysFinancially Savvy SaturdaysThis weekend I’m excited to welcome Gary from Super Savings Tips, where he writes greats tips anyone can use to save money and stretch their budget. Continue reading

An Approach to Minimalism: The Waste Watcher’s Diet

Anytime I read about minimalism, my first thought is that I need to start decluttering, which would be a terrifying project considering the overstuffed closets in my modest condo. But while that would be quite beneficial, and it’s something I’m slowly working on, it’s not the only approach to minimalism.

Minimalism can be a great way to save money and grow wealth. Here's my approach to watching your waste and living simpler in order to reduce your expenses.

The Financial Argument for Minimalism

There are of course two ways to increase your wealth: increase you income and reduce your expenses. People spend a lot of time thinking about how to increase their income, from getting a raise to developing a side hustle. In fact, one of my most popular posts on this blog, Making Money at the Flea Market, is all about a side hustle. Continue reading

“I’ll Gladly Pay You Tuesday” – 5 Life Lessons Popeye Taught Me

Last week, Mrs. Groovy wrote about six horrifying truths no one tells you about retirement.  And while all six are true, the third one about craving foods and interests from your childhood is spot on. Not only do I spend lots of time playing the music from my youth and occasionally watching old television shows on the MeTV channel, but I like to reminisce about the entertainment that shaped my young mind.

I like to reminisce about the influences of my youth. When I was a kid, I loved to watch Popeye cartoons, and here are some life lessons they taught me.

When I was a little kid, I used to watch cartoons on “Popeye Theater” broadcast on one of my local TV stations every day after school. It was a show that featured a local hostess Sally Starr better known as “Our Gal Cowgirl Sal” hosting 2 hours of cartoons and little skits designed to entertain and educate kids. Believe me, it was a popular show from the mid 1950’s through 1971 in Philadelphia. Those were kind of great times when local shows had their own stars and the afternoon airwaves after school were ruled by children’s programming and not by court shows and “real talk” like it is today. Continue reading

Resolved: 2017 Is Going to Be My Best Year Ever!

This Sunday, it finally arrives. Out with the old and in with the new! Welcome to 2017. The year 2016 was, if nothing else, a year that will go down as very interesting. For a lot of us though it’s one we may like to just forget about entirely and try to move on.

Like everyone else, I plan to make new year's resolutions for 2017. Here's how to stay focused and accomplish your goals, not lose sight of them.

New Year’s Resolutions

Every year that I can ever remember, I always start out with the idea that things in the new year are going to be great. I mean, it’s a clean slate, isn’t it?  I think we all feel that way whether we verbalize it or not. It’s even in the images we see about the new year like when the beautiful little baby comes into the picture and the old man creeps off as the image of the passage of time drifts in our heads. And so it goes, we begin to think about some of things we’d like to change about “last year” and we make our resolutions and our goals for the new one. It’s the go-to move that we all seem to practice. It’s the time when we take that opportunity that can allow you to recharge yourself and plan for success. Continue reading

Gratitude & Kindness All Year Long

Being so close to our winter holidays, I’ve decided today to diverge from my usual financial topics to write about something closer to the heart: gratitude and kindness.

The holiday season tends to fly by in a rush each year, and then suddenly, before you can say “hot cocoa”, the holidays are here. Traditions and holiday moments can slow things down a bit, and so can moments of gratitude and kindness to friends and strangers.  But overall, the holiday season moves too quickly and in a flash, the winter doldrums takes its place.

As we approach the holidays, gratitude and kindness are in the spirit of the season. It's important to keep those going all year long.

But it doesn’t have to be that way. Well, I mean the holiday season will still fly by, but once the holidays have passed doesn’t mean we need to let go of the joy. In fact, I’d highly recommend you take advantage of that age-old tradition of making new years resolutions (except replace resolutions with goals) to make sure that the rest of the year is as merry and bright. Continue reading

Start a Blog Now! SiteGround Black Friday/Cyber Monday Sale

Please note this post contains affiliate links which help to fund this blog at no cost to you. Thanks for your support!

Update: The sale is over, but you can still get great initial pricing from SiteGround.

If you’ve ever thought about starting a blog, now is the time…and if you already have a blog, you may want to consider changing hosts!

SiteGround is having a massive 70% off annual hosting sale for Black Friday! And don’t worry if you missed it on Friday, the sale is extended through Cyber Monday (until November 29, 3 am EST).

Whether you've wanted to start a blog or already have one, now's the time to take advantage of SiteGround's Black Friday sale on premium quality hosting. Continue reading

President-Elect Trump and Your Financial Future

This week is Thanksgiving in the USA and we have a lot of things to thankful for, both for living here in this country and in our own family life. But do we take the time to think about those things? There is at least one day of the year we try to do it and that day is Thanksgiving. It’s a great time to take stock of you fortunes and your blessings and share with your family. Sure, we all have problems, but we also had so many things to be grateful for don’t we? That makes it a very important day.

With a new incoming administration, the US faces quite a bit of uncertainty. Here are some of the considerations that will affect your financial future.

But having said that, the dust hasn’t yet settled on the 2016 presidential election and it’s clear to see that there is a lot of uncertainty in our social, political and economic future. The election of Donald Trump to the presidency, an idea that a year ago seemed more like only a comedy bit on SNL than a possibility, is now a comedy bit on SNL about our next president! That has put a cloud of uncertainty over us. That cloud has a lot of people, about half of all Americans, worried about what path the country will be taking over the next 4 years. For many, those concerns are social and political in nature. But financially speaking, there are big concerns that can affect everyone no matter what your situation is or on which side of the political spectrum you stand upon. What will you financial future look like? Continue reading

Small Is the New Big – Why Bigger Isn’t Always Better

The other day I went to my cardiologist for a routine follow-up visit (if cardio issues can ever be routine that is) after my recent required stress test. As they usually do when I visit, I got weighed and they also measured my height. To my surprise, I discovered I am shrinking! I have always thought and told people that I am 5’10” whenever my height was asked or required to be put down on a form. For Pete’s sake, it says I’m 5’10” on my driver’s license, so it must be true. But last week I discovered that I am actually getting smaller. I measured 5’9½” and I had to face the reality of it. I am the incredible shrinking man! After that surprise, I wondered…is it possible that small is the new big?

While we like to think that "bigger is better", small is the new big. Downsizing helps us to live healthier, wealthier, happier lives.It gave me pause to think about the concept of smaller versus bigger. I know I’m a little weird, but I digress. I have to admit, I can’t think of any reason why shrinking at my age is a good thing but it made me wonder exactly why we are seemingly obsessed with the concept of “bigger is always better”. I have been guilty of that thinking on more than a rare occasion for sure, but now that I practice the concept of being “older and wiser” I do see things in a little (pardon my pun) different way. Continue reading

How Much Will Financial Issues Influence Your 2016 Vote?

We’re coming into the home stretch of one of the most important and memorable election campaigns in our lifetime. History has already been made as we have the first women presidential nominee (in a major party) and that alone is a historic event. But that isn’t all. This time around our nation is facing so many important and troubling things and it’s easy to see why the coverage, discussion and almost obsession about the election have been all over the media ad nauseam. With all this noise, will financial issues in the 2016 election make a difference?

Will financial issues in the 2016 election influence your vote? Or is it about issues of character and trust? What's important when you cast your ballot?

General Issues in the 2016 Election

Under normal conditions we’d be only talking about issues like the candidates tax policies, government spending, the national debt, creating new jobs, our major national security issues and the immigration problems. Continue reading

My Bank Account Was Hacked – Is Yours Next?

A hacked bank account…basically identity theft. You may not ever think it will happen to you. It can’t happen to you, can it? It only happens to those other people, right? Or maybe the DNC, or Target stores, or someone who is really, really careless about their information, or I just dunno…anyone but me!

My finances were rolling right along until I hit a wall...a hacked bank account. Read my tale of woe and find out how to prevent it from happening to you.

Well hello. Wake up call, it has happened to me. I got hacked and boy does that send chills though my system. I got the call, literally, the wakeup call just last week and it was not fun. For the past 9 days I’ve been in a mental turmoil here wondering who, what, when, where, and why? How could this happen to me? Continue reading