The Real Reason Money is So Important

Writing every week about the importance of saving money is what I do. I’d like to think it’s helpful to all those who read about it. I focus on lots of different aspects of the challenges of saving and growing your money but from time to time I wonder if I am really getting the message through of why money is important beyond just the accumulation of wealth for the obvious creature comforts it brings to our lives.

The Real Reason Money Is So Important

We’re not likely to forget that having money is a necessity. It enables us to have the basics (at minimum) of what we need to survive. The better we are at earning, saving, growing, and protecting our money, the chances are greater that we will have a more comfortable lifestyle and ultimately a more powerful, influential, and significant impact on our families and the people we come in contact with every day.Continue reading“The Real Reason Money is So Important”

Are We Heading Toward a Cashless World?

The phrase “cash is king” has been around forever, but today that is changing and a lot faster than you may realize. Around the world, the financial community is gearing up to make cash a thing of the past. Countries are depending more and more on technology and their citizens depend more on electronic methods to handle day-to-day methods of shopping and paying bills. Are we heading toward a cashless world?

Are We Heading Toward a Cashless World

Back in my parents’ day, when a person got paid each week, they used the “envelope system” and put their cash in envelopes earmarked for their spending and bill paying. It was a simple system and made it easy to deal with their money each week to make it until the next paycheck. But the technological changes in the last few decades have fostered a new way of looking at cash, and with very good reasons.Continue reading“Are We Heading Toward a Cashless World?”

How Will the Presidential Election Affect Your Financial Future?

You can’t get through a day right now without hearing something about the presidential election and the Democratic and Republican campaigning that is going on. Between the news, talk shows, debate stages, and the constant updating and interviewing of the huge number of candidates wanting your vote, it’s just inescapable isn’t it?

How Will the Presidential Election Affect Your Financial Future?

How much attention do you pay to it all? Have you taken a look at what each candidate says and stands for? That may have a huge impact on your life, money, and your financial future. Here are some of the big issues that are being talked about that you should consider and may very well influence your choice when you vote in your state primary/caucus and of course next November when you have the chance to vote for President.Continue reading“How Will the Presidential Election Affect Your Financial Future?”

Cutting Costs to Plan an Affordable Funeral

As the recent loss of several celebrities (Natalie Cole, David Bowie, Alan Rickman, Abe Vigoda, and others) reminds us, none of us lives forever. When it hits closer to home and we lose a family member, we may be called upon to make the final arrangements. Never an easy task, it becomes more complicated by mixing in intense emotions, family issues, and finances.

Cutting Costs to Plan an Affordable Funeral

Funerals have become increasingly expensive. Costs are up 28% over the past decade, with the national median topping $6,000 for a funeral with cremation and over $7,000 for a funeral with burial as of 2014 according to the National Funeral Directors Association.  Yet Social Security death benefit payments are only $255. But there are ways to pay final tribute to your loved one without spending a fortune…by planning an affordable funeral.Continue reading“Cutting Costs to Plan an Affordable Funeral”

A Real Life Success Story – On the Road to Financial Health & Wealth

Over the past two years I have spent some time both talking and writing on this blog about traveling on the road to financial health and wealth. Last June, I had the pleasure to participate in a local stop of a national roadshow where I met young entrepreneurs who are extremely passionate about communicating and teaching young people how to get on that road and reach their goals. They made a real and lasting impact all over the country. It was eye opening for me, and I’m sure many other people.

A Real Life Success Story on the Road to Financial Health & Wealth

That story, however, isn’t the only inspirational story that you’ll find. I had the opportunity to sit down recently with someone I’ve known for over 30 years, Mr. David B. Morrow, to discuss his own real life success story. He’s the President and Chief Investment Officer of Wilshire Enterprises Inc., a regional real estate investment and development firm based in East Hanover, New Jersey. The road to success of financial health and wealth isn’t the same path for everyone, but there seems to be some habits, methods, and thought processes that are the keys to making it to those goals.Continue reading“A Real Life Success Story – On the Road to Financial Health & Wealth”

Simple Ways to Save Money on a Wedding

Maybe you (or someone close to you) got engaged over the holidays. Maybe you’ve enjoyed your engagement for awhile and are ready to set the date and start planning. Either way, a wedding is a most special day for you, your friend or a family member’s new life together. Almost always however, anyone who has ever attended a beautiful wedding party knows that after the celebrating is done they all wonder, “What the heck did they spend on this shindig?” Weddings can be very, very expensive, and it’s not uncommon to spend $20,000, $30,000, or even $40,000 today on one today, with the average exceeding $30,000! But there are ways to save money on a wedding while still making your day extra special.

Simple Ways to Save Money on a Wedding

So many weddings come later now since people are waiting longer than before to tie the knot. As a result, the wedding costs are falling on the bride and groom more often than ever. The last thing you want to do is make that most exciting, beautiful and happy day the beginning of a huge new ugly debt!Continue reading“Simple Ways to Save Money on a Wedding”

My Christmas Message

I’m taking today off from my regular posting to spend a few minutes with you all and capture this as the chance to wish you all the best of the holiday season! This includes everyone out there, whether you celebrate Chanukah, Yule, Kwanzaa, New Year’s Day, even those who aren’t celebrating any winter holiday at all.  It’s my fervent wish that everyone find love, peace, and happiness, and the big holiday season is as good a time as any or better for that to happen.

My Christmas Message

One of the things about writing here each week is the great therapeutic benefit that it provides for me. It’s the chance for me to feel like I’m doing something positive and helping someone else (hopefully that’s not too delusional). It really starts to mean something even more special to me of course when people are actually reading, subscribing, tweeting, and commenting in increasing numbers about what I’m writing. I can’t explain how much I appreciate all of that to you except with a sincere thank you!Continue reading“My Christmas Message”

Holiday Stress Relievers for the Gift of Peace

Ah, the holidays are really here. Yup, it’s holiday crunch time and let’s hope that the crunch isn’t the sound of your head banging against a wall! I know you can tell what time of year it is. The stores are more crowded, your “to do” list is a mile long, your calendar is full of events and errands. Perhaps the littlest things are starting to annoy you. Then there’s drama with family, friends, work, money…ok, so you know all about those things that can create holiday stress. So how are you going to get through this time? Do you have a plan to relieve the stress and really honest-to-goodnessly (ok, I made that word up!) enjoy the holidays?

Holiday Stress Relievers for the Gift of Peace

Look, I’m not a doctor nor do I play one on TV, but I have a list of ways I like to relax each year when it comes to holiday time. Here are a few suggestions that I hope will ease the stress for you like it does for me!Continue reading“Holiday Stress Relievers for the Gift of Peace”