Even More Sunshine

With Labor Day passing, everyone’s thoughts seem to turn to back-to-school and the start of autumn. Even though we’ve had some of the hottest days of the summer recently, I’m already thinking about the cold weather that’s going to come our way soon enough, which brings me to my front door. My 26-year-old front door with gaps under and around it that let the cold air freely flow inside and the warm air (and my money!) escape outside.

I’ve been putting off its replacement for longer than I should, but I don’t want to spend another winter with this relic. So I had a company come to give me an estimate, and I really liked everything the man said, until he got to the price. I swear I heard something like “one million dollars” a la Dr. Evil in the Austin Powers movies. Time for some other estimates! I tried the contractor that my development recommends, and after leaving several messages, I’ve yet to receive so much as an acknowledgement. Strike two! Time to make some more calls.

Even More Sunshine

Meanwhile, back at the blog, things have been rolling along. Did you catch my Every Day Is Sunday post earlier this week? When you’re retired, the days can really blur together if you don’t set up some structure for yourself. I wish I had started planning my retirement activities before I actually retired, but I’m glad I started this blog to keep me busy…and it has kept me busy!Continue reading“Even More Sunshine”

50 Things I Know

Last week I faced up to the reality that I really don’t know everything when I shared with you 50 things I don’t know. Now granted that I didn’t list everything I truly do not know. But one thing is for certain, if I had done so you would still be reading that list and I would still be writing it! Life is full of inconsistencies that you just can’t grasp. Sometimes you can solve them and sometimes they remain a complete mystery. But here’s the beauty part: there are many things I know! These are truths and practices that are simple and make life better every day, so please allow me to share. See if you agree and know them too!

50 Things I KnowContinue reading“50 Things I Know”

Storage Units: Do’s and Don’ts to Save Money

It’s a fact of life today that you may find yourself in a situation where you’ll have to rent a storage unit. You see them practically everywhere you go these days and there are a slew of reasons why people are renting them more than ever. Although I have used a storage unit just once in my life, I did my homework first in order to save some money when using a storage unit was my only alternative.

Storage Units: Do's and Don'ts to Save Money

Some of the reasons people use storage units make perfect sense and are almost unavoidable. For example, if you’re moving your residence and your new place isn’t ready just yet, storage units can be a lifesaver so you can either sell your home (or get out of a lease) when you want and have your belongings protected until move-in day arrives.Continue reading“Storage Units: Do’s and Don’ts to Save Money”

50 Things I Don’t Know

Usually what I write on this blog centers around what I know. But I don’t know everything, in fact, there’s a whole lot I don’t know. Surprised to hear me admit that? As much as I enjoying telling anyone who will read or listen about everything I know, there is plenty I don’t know or understand. Some things are easy to find out and learn, from life experience, formal education, or learning from observation. But many others seem to be part of the “eternal mysteries of life”.

50 Things I Don't Know

Today I’m going to share with you some of those mysteries, at least from my point of view:Continue reading“50 Things I Don’t Know”

Reaching Out For A Little Sunshine

It’s the middle of summer and I’ve really been enjoying the beautiful weather lately, lounging at the pool, visiting friends, and that sort of thing. I’d fallen a bit off on my quest for a healthier diet and more exercise, which is incredibly important for my health these days. So with some gentle encouragement from my doctor and my wife, I’ve gotten back to the program with some good results. Can’t let the lazy days of summer get too lazy!

Reaching Out For A Little Sunshine

Meanwhile, back at the blog, I’ve been trying out some topics that are a littler further out of the “saving money” box than before. Rest assured, I’ll continue to post about how to save money (it’s a passion of mine!), but building your financial wealth and living the good life involves a lot more than that.Continue reading“Reaching Out For A Little Sunshine”

How 10 Productive Minutes Can Change Your World

Ten minutes isn’t really a very long time. It’s less time than it takes to play a quarter in a pro football game. You can listen to 2½ songs on the radio in 10 minutes. It’s even less time than it takes you to read your daily e-mails. In other words, it’s just a few minutes, but oh how great it is to have such an opportunity to increase your productivity, save money, build relationships, and move forward in that brief time period.

How 10 Productive Minutes Can Change Your World

If you try some of these ideas, I think you’ll agree that these 10 minutes could wind up being the most productive 10 minutes of the day, starting today!Continue reading“How 10 Productive Minutes Can Change Your World”

Why Do We Still Step Foot Inside the Bank?

I have worked for several large banks in my lifetime, and frankly, I have always wondered why people go to the bank. Since the early 1990’s, most people have had many options to save, get, borrow, or invest their money without setting foot inside a brick-and-mortar bank.

Why Do We Still Step Foot Inside the Bank?

Some of those options include ATM’s for quick cash and deposits. Online banking for virtually everything else you need including investments, loans, and opening/closing accounts. Telephone banking with toll-free numbers which allow banking for all the same needs and wants. Direct deposits for your paychecks and social security benefits. And now, there are smartphone apps that enable you to do it all, even taking a photo of your checks and depositing them from wherever you may be at the moment.Continue reading“Why Do We Still Step Foot Inside the Bank?”

The Importance of Time

Poems, songs, and proverbs have been written about time over the centuries. We talk about time every day, whether we are “saving” it, “spending” it, being “on time”, having “time off” or measuring it in some other way. After all is said and done, time is the only thing we all share and we never know exactly how much of it we will have in the end. The very last thing we should do is waste our time. It’s that important and precious, isn’t it?

The Importance of Time

In this blog I have written about some “time savers” over the past year or so. Today, I want to talk about the importance of time in a few of the ways that affect you, your family, and your finances.Continue reading“The Importance of Time”