Category: More

Check out these topics that go beyond the other categories

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Reaching Out For A Little Sunshine

It’s the middle of summer and I’ve really been enjoying the beautiful weather lately, lounging at the pool, visiting friends, and that sort of thing. I’d fallen a bit off on my quest for a healthier diet and more exercise, which is incredibly important for my health these days. So with some gentle encouragement from my doctor and my wife, I’ve gotten back to the program with some good results. Can’t let the lazy days of summer get too lazy!

Reaching Out For A Little Sunshine

Meanwhile, back at the blog, I’ve been trying out some topics that are a littler further out of the “saving money” box than before. Rest assured, I’ll continue to post about how to save money (it’s a passion of mine!), but building your financial wealth and living the good life involves a lot more than that.Continue reading“Reaching Out For A Little Sunshine”

More, Personal Finance

Why Do We Still Step Foot Inside the Bank?

I have worked for several large banks in my lifetime, and frankly, I have always wondered why people go to the bank. Since the early 1990’s, most people have had many options to save, get, borrow, or invest their money without setting foot inside a brick-and-mortar bank.

Why Do We Still Step Foot Inside the Bank?

Some of those options include ATM’s for quick cash and deposits. Online banking for virtually everything else you need including investments, loans, and opening/closing accounts. Telephone banking with toll-free numbers which allow banking for all the same needs and wants. Direct deposits for your paychecks and social security benefits. And now, there are smartphone apps that enable you to do it all, even taking a photo of your checks and depositing them from wherever you may be at the moment.Continue reading“Why Do We Still Step Foot Inside the Bank?”

Credit, Income & Career, More

The Importance of Time

Poems, songs, and proverbs have been written about time over the centuries. We talk about time every day, whether we are “saving” it, “spending” it, being “on time”, having “time off” or measuring it in some other way. After all is said and done, time is the only thing we all share and we never know exactly how much of it we will have in the end. The very last thing we should do is waste our time. It’s that important and precious, isn’t it?

The Importance of Time

In this blog I have written about some “time savers” over the past year or so. Today, I want to talk about the importance of time in a few of the ways that affect you, your family, and your finances.Continue reading“The Importance of Time”

Food, More

Abundance, Zucchini Fritters, and Pear Cake

A few weeks ago, in my roadmap to happiness, I mentioned knowing what is enough for you. In our consumer society, we always seem to want more and have a difficult time “settling” for what we already have. But having gratitude that we have enough—enough to eat, a place to live, health care when we need it, family and friends—can make us rich beyond our wildest dreams.

Abundance, Zucchini Fritters, and Pear Cake

 

I was reminded of this wealth during the past few days. My wife Suzanne volunteers at a food bank, and the clients there don’t always have enough. It is difficult to see people struggling for basic needs. Thankfully the food bank is able to provide them with a considerable amount of food. The donations they receive provide not only canned and boxed goods, but fresh bread, dairy, and produce as well as frozen meats. Of course when you have perishable goods, it can be a challenge to manage the inventory with the demand before they spoil. And that is why last week we received the unexpected abundance of a case of zucchini, several pounds of carrots, and a case of ripe pears.Continue reading“Abundance, Zucchini Fritters, and Pear Cake”

More, Personal Finance

A Roadmap to Happiness, Success, and Financial Health

The following blog post is part of the The Road to Financial Wellness Blog Tour.
Over a period of 30 days, the Phroogal team will go to 30 locations to raise
awareness about financial empowerment. Today they will be in Elizabeth, NJ!
Our goal is to help people learn about money by starting the conversation.
We understand  that local conversations can help bring
about national awareness.

I worked for forty-five years in the business world before I began writing this blog in my retirement. That’s how long it took me to put together, in a simple way, how you can achieve happiness, success, and financial health in your life by focusing on a road to that very goal. By avoiding many of the mistakes I, and many others, have made over the years, you can improve your chances of feeling that feeling that makes you a success.

A Roadmap to Happiness, Success, and Financial Health

It seems like most of us work very long, hard hours, making personal sacrifices in the hope that we will make more money and get promotions. Despite doing that, most of us aren’t really happy in our current situation. We want more, but we don’t seem to know how to get there. A big part of the equations is that we think that being financially successful makes us happy, and that monetary wealth guarantees we will have it all.Continue reading“A Roadmap to Happiness, Success, and Financial Health”

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Happy 1st Blogiversary to Super Saving Tips!

Well, who would have believed it? Some 70 posts and a year have just gone by in a flash. Just a year ago I was looking for something to do and keep busy in my newly retired life and little did I know then that this blog would grow into what it now has become! Originally a once-a-week project, it now is published twice weekly, usually on Tuesdays and Fridays. It continued to evolve into an interesting, personally rewarding, and hopefully beneficial endeavor.

Happy 1st Blogiversary to Super Saving Tips!

The original concept here was to write about my experiences and recommendations in retail shopping and saving money, Continue reading“Happy 1st Blogiversary to Super Saving Tips!”

Family & Relationships, More

How to Teach Your Kids About Money

I often wonder if every family realizes the importance of teaching the kids about handling money. Money certainly is a topic that comes up every day, and when your kids reach a certain age, they should be included in the process that can teach them how it’s earned, spent, saved, and donated to help others and worthy causes.

How to Teach Your Kids About Money

Children are most likely to be receptive to this kind of education at an earlier age rather than later. Teenagers, for example, think they already know everything there is to know, have a competitive mindset when it comes to status with their peers, and certainly mom and dad can’t really teach them about much, can they? Young children are constantly absorbing and asking questions and being curious about everything. Money is no exception.Continue reading“How to Teach Your Kids About Money”