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How High Can You Fly? (Attitude Determines Altitude)

August 20, 2019 September 13, 2019

Sometimes even I can get a little depressed. I know admitting that out loud may turn some people off and if it does, I may just have to bear the burden of that. It seems that way too often I have been expected to be just a ray of sunshine and a beam of light to everyone around me and sometimes that’s a big burden for me. It’s even truer when it comes to publishing the written word like I do here. After all, do you really want me to depress you with anything negative I might offer up on my blog?

Zig Ziglar's phrase "attitude determines altitude" means that positivity will take you further in your quest for success. But can you change your attitude?

And that’s a big part of my point here, even though sometimes “Rainy Days and Mondays” may get me down, “Attitude Determines Altitude” and I know that.

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Not So “Pretty in Pink”: The Pink Tax

August 9, 2019 September 13, 2019

Here’s a very disturbing fact to still be talking about in the 21st century: Women are charged more when shopping for some items even when they are the same items as men’s. An actual 2015 study by the New York City Department of Consumer Affairs Office found that women paid more for 42% of the nearly 800 products they surveyed! Let me repeat that one: 42%! And in 2019, it isn’t any different.

The pink tax, where women are charged more for products simply because they are women, is completely unfair. Here's what you need to know to fight back.

Even though the survey was four years ago, things have actually gotten worse. Manufacturers and retailers know that they can take advantage of this phenomenon and although it may seem like a silly little thing, the pink tax is very real.

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Gen Z and the Retail Revolution

August 2, 2019 September 13, 2019

No, that’s not the name of a new rock band from across the pond. Rather it’s a description of what is happening in the world of retail these days, or should I say this decade. Yes, there is a retail revolution taking place and it’s something that we are all involved with no matter what letter is used to describe your GEN-eration—Z, X, Y or BB (that’s me, ha ha).

As the generations change, a massive retail revolution is occurring. Here's why the old retailers are closing and the new retailers are technology-driven.

Generation Z shoppers are a force to be reckoned with and are now a major influence on the retail market.

Generation Z (or Gen Z) is the demographic age that arrived after the Millennials (Gen Y). Demographers and researchers typically use the mid-1990s to late-2000s as birth years. That makes them somewhere between age 10 and 25 years old about now. Most of Generation Z have used the internet since birth and are comfortable with technology and social media. They really know no other way. That’s the reason for today’s post about Gen Z and the retail revolution and how it is affecting everyone!

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“Amazing”, “Incredible”, Or “Awesome”? Probably Not!

July 19, 2019 September 13, 2019

When you discuss your personal finances with someone, how do you describe them? Ok, you may not ever actually reveal your true personal finances to people since after all they are personal, but, if you are like most people and have the need and desire to be loved and respected, you may on an occasion (or ten) have taken a few minutes to brag about them in terms that just may not be 100% on target. And when you do, you may use the words amazing, incredible, or awesome…but in all probability, they’re not described by any of those overused words!

"Amazing", "incredible" and "awesome" are 3 examples of overused words that pervade today's language. Are sloppy language skills preventing your success?

Amazing, incredible, and awesome—do those three words sound familiar? They should. Why? Because you hear them every single day over and over again to the point that you may start to cringe when you do hear them. I think I am actually well past the cringing myself and I sometimes feel that I may have to be restrained by a loved one when I hear someone using those words over and over again.

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The Reasons Why You Might Never Be a Success

July 9, 2019 September 13, 2019

It seems my philosophy background just keeps leaking into my personal finance writings more and more each week. Maybe that comes with age and experience as I start to put all of those mysterious pieces of the life puzzle together, I don’t know for sure. Well, that’s my new theory so I am going to go with that. And that brings me to today’s subject – you and success.

If you don't have the right mindset and don't follow these six success factors, you'll never be a success, in finances or in life.

There are a lot of really successful people out there. You hear about them and you probably think something like “How did they get so big and successful?” People like a Mark Zuckerberg for example, a college student, who came up with the idea for Facebook and turned it into a multi-billion dollar business. Wow! So, why him…and not you?

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Sooner or Later You Will Learn From Your Regrets

May 28, 2019 September 13, 2019

Have you ever looked back at times and moments in your life and said to yourself “What could I have said or done differently” that might have changed the outcome of something? You know, like when you took on a new job and realized later that was a mistake or perhaps breaking off a relationship with someone that now you know shouldn’t have happened. We all have those moments of doubts and regrets, and they cover a spectrum from the ridiculous to the sublime, from love to money. Well, I can’t supersavingtips my way to saving you on love…you’ll have to go to Dr. Phil or Ellen or someone like them for that. But, I can advise you a little bit about the money thing. So here goes.

It's easy to look back at parts of your life and have regrets, but the important thing is to learn from them. Here's 6 lessons my regrets have taught me.

It is an exercise in futility to question yourself over and over again about your past because you cannot alter it! 30, 15, 10, or 5 years later—it doesn’t really matter when you do it. It’s like trying to put the toothpaste back into the tube. It’s done, over and out, history. However, you can use the lessons learned to alter your future. That’s advice you can bank on, and sooner or later you will learn (and the sooner you learn that the better off you will be!).

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The Importance of Money – Revisited

May 14, 2019 September 13, 2019

There are thousands of personal finance questions that people ask about and wish they had the answers to. For example, we all wish we had the answer to finding easy ways to make some extra money, don’t we? That’s a subject that every personal finance blogger has been asked about and probably offered dozens of different ways to do it. But besides finding new ways to earn, people search on the answers to many other questions.

The importance of money can be debated, but in the end, we all need it to survive in this society. Here's why it really is important.

Whether it’s earning extra money to paying off debts, getting the best deals when you shop, learning ways to budget your money each month, or stretching your cash, every question is important and needs some kind of valuable answer. The good news is that there are no shortages of personal finance bloggers that will offer their expert opinions. But, there is one very “cerebral” question that is asked of me constantly and it’s this one:

Why is money so important?

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Happy Blogiversary: Celebrating 5 Years of Super Saving Tips!

May 10, 2019 September 13, 2019

This month celebrates Super Saving Tips 5th blogiversary and begins year number six! Can you believe it? I find it hard to believe myself. As I approach post number 500 totaling well over 500,000 words (mostly spelled correctly), I feel pretty proud.

It's time to celebrate Super Saving Tips' 5th blogiversary! Here's a little bit about how far it has come.

So the first thing I really want to say here is:

Thank you for reading, commenting on, and supporting Super Saving Tips over the past five years!