Here’s a simple fact. Your credit score is one of the most valuable assets that you possess. If you are the one in 10 million that rolls around in cash and that doesn’t ever or won’t ever need to have credit, congratulations! But while the 1% bathes in their pile of cash, the rest of us need to watch our credit. You see, to be real, you can never take for granted your credit score. It is always a big part of your life even when you don’t think it is. I’ll explain.
To begin, your credit score is like your transcripts from school. It is a history, a report of your responsibility and track record of how you handle your finances just like your transcripts indicate your skills at academic endeavors. If you don’t have one, it is like applying for work and having no high school or college diploma. And if you do have one, it will follow you around either like a weight around your neck or like a life preserver to help make things safer and easier. A potential employer or landlord might check yours and it all has to do with what you have done, do, and will do! Continue reading
Over time I’ve learned the hard way that I have to go to the doctor and get checked out or else my health suffers. It’s the same with your money. If you don’t pay attention to your financial vital signs, you’ll be headed for disaster. 
