Parenting Dilemma: Work and Childcare or Stay at Home

One of the biggest issues facing families right now (and we have a laundry list of issues, don’t we?) is the question they face about work and childcare. Even under normal conditions not involving a pandemic and whether or not your kids have a school they can actually get up and go to each day, the decision to be a stay-at-home parent or to find work and supplement your family income isn’t an easy one to make. But right now, the stay at home or daycare decision is a real dilemma!

Making the parenting decision between work and childcare or staying at home isn't easy. Here's a look at the financial side.

Who Watches Your Child If They Can’t Go to a School?

If you have a choice, what choice will you make? For the moment, your choices may be very limited. Do you have a job to return to or you can find? Is your child’s school offering on-site instruction or virtual classrooms? For how long will your life decisions remain in effect because of the pandemic?

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10 Simple Things That Can Increase Your Income

Saving money by cutting your expenses is a great way to help improve your finances. It’s a simple step in theory but much harder in practice or all of us would do it and we’d be right on top of our money. But controlling our expenses and cutting them is only half of the equation. If you can increase your income at the same time you’re cutting expenses, you’ll meet your financial goals even faster. So what are the simple ways to accomplish these goals and improve your personal finances and income?

Working hard is important to get ahead, but it doesn't always guarantee a promotion. Learn 10 simple things you can do to help increase your income.

Earn More, Just Like You Always Planned to Do

Earn more money? Yes, it’s easier said than done. Of course you can pick up a side hustle today fairly easily if you want to spend even a few extra hours of your free time as so many are doing today to add money to their pocket. Think of a need and fill it. It may not be quite like the need that Bill Gates thought of, but earning any extra money helps, especially in these times.

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The “Virtual” Solution to Your Money Problems

If you feel like today is March 38th, you are not alone. The coronavirus pandemic has broken lots of records and one of them is extending March into what seems to be the longest, loneliest month in all of history. I’m not kidding here.

If you're struggling financially during this crisis, virtual jobs may be the answer to your money problems. Here are several jobs and how to get started.

Since I write about finances and money issues rather than medical problems, I’d like to say this: There are some solutions to the money issues and problems you are facing, so don’t throw in the towel just yet. Consider virtual jobs as the solution to your money situation!

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Do You Check All of These Boxes as Sources Of Income?

As you go through daily life, that is normal daily life, you primarily think about income as the money you earn from some sort of a job. For most people, it’s money paid to you from an employer, the business you report to every day and who pays you a check every week or two. If you have a real skill and are lucky, you may even have your own business and be the boss.

When it comes to sources of income, there are many ways to generate cash. Here are 12 types of income you should plan now for the future.

That’s the way it was before the pandemic hit. Now, getting a weekly paycheck for getting up and heading to a job seems like it was a past life for an awful lot of people. I was just speaking to someone on the phone that has only been home for four days and he is already going crazy with anxiety. He is not alone.

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How Your Life and Career Parallels Baseball

This post was originally published on March 17, 2015 and was updated on February 11, 2020.

Several years ago, I wrote a post about one of my very favorite subjects. It was kind of a twist on getting yourself prepared for your life and career, but looking at it from an unusual view: comparing the parallels to your being a success in life to that of being a success in baseball!

Life is like baseball: the trajectory of a baseball career is much like the phases we go through in life. Learn what it means for your career and finances.

As we here in the Northeast pine for warmer temps and bluer skies, we know that spring is just around the corner and that soon the flowers will return and getting out in the sunshine will be an everyday affair again. Whenever my mind thinks spring, it can’t help but drift to what it always does this time each year… baseball.

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How I Got My Best Job Ever and Why I Hated It!

Do you spend time daydreaming about getting a really great new job? You know, one that will give you all the opportunities to grow and shine and fulfill all of your potential. Of course, it will also pay you way more than the job you currently have and that means success and security for you and your family. That’s one good reason that you get up every morning and go to work in the first place. Financial security and job fulfillment all rolled up into one big ball sounds like a pretty good deal, doesn’t it?

Here are the steps I took to get my best job ever, along with a caution about why I ended up hating that job.

That’s what I always thought and let me tell you this, it doesn’t always quite work out that way. Sure, earning a bundle and getting a title, a company car, perks and prestige sounds like a dream to you, but keep in mind a big key word here: work! They don’t call it “vacation” for a good reason, so while you may dream about some pie-in-the-sky opportunity, it might lead to you getting the “best job ever” and you might wind up hating it!

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Can Love Actually Make You Rich?

I don’t think I have ever shared this with you about myself, but here goes, for better or worse. When I was a student in college, one of my dual minors was Philosophy. I remember taking one course on Aesthetics. But truthfully, I didn’t really appreciate it. 😉 So, yes, I actually took Philosophy and looking back on it, I have to ask myself one simple question:

Did I think I wanted to be a philosopher?

You've heard the phrase, "do what you love and the money will follow"? Well, it's true to a certain extent. But sometimes you need to find the money in it.

I am guessing now the answer was “no”. Most of the great ones are all dead and while they were alive, no one seemed to appreciate them very much. It somehow seems that dying and being appreciated as a great philosopher are linked and that really doesn’t seem very rewarding in just about every way, does it? Well, I guess being remembered and read and talked about after you’re gone does have value. Not much on the money side for you there, but still…

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Before Financial Independence, It’s All About the Job

Before you say goodbye forever to your 9 to 5 daily grind and the commuter train ride that you have been “enjoying” every day for the past umpteen years, you more than likely have to be somewhat successful at a “job” to get to your true dream. You know the one you’ve had since you first started out working: financial independence!

For job success, there are certains things you need to do, and other things you need to avoid. Here are the no-go's that could tank your career.

Look around though and you will probably see many “long-timer” faces that are plugging away at what they do, even if they dream about FI and yet still haven’t moved off square one in their pursuit of that dream. Others, scores of them, come and go from your work arena and almost all of them leave not for FI. They leave in many cases like the Christians left the arena back in ancient Rome did, or they migrate to some other dead end job that leaves them grinding and commuting forever. That’s not what you want, is it? But before FIRE (financial independence, retire early), it’s all about the job! Job success has to come first.

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