Before Financial Independence, It’s All About the Job

Before you say goodbye forever to your 9 to 5 daily grind and the commuter train ride that you have been “enjoying” every day for the past umpteen years, you more than likely have to be somewhat successful at a “job” to get to your true dream. You know the one you’ve had since you first started out working: financial independence!

For job success, there are certains things you need to do, and other things you need to avoid. Here are the no-go's that could tank your career.

Look around though and you will probably see many “long-timer” faces that are plugging away at what they do, even if they dream about FI and yet still haven’t moved off square one in their pursuit of that dream. Others, scores of them, come and go from your work arena and almost all of them leave not for FI. They leave in many cases like the Christians left the arena back in ancient Rome did, or they migrate to some other dead end job that leaves them grinding and commuting forever. That’s not what you want, is it? But before FIRE (financial independence, retire early), it’s all about the job! Job success has to come first.

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Who Else Wants to Make Money Without Spending Money?

There is an old adage that “you need to spend money to make money”. The idea itself is certainly legitimate in many circumstances, as most business approaches require some capital investment to get rolling, whether it be buying product, creating a contract, hiring employees, or renting a space.

In an ideal world, you could make money without spending money. Here are a few ways to get started with little to no funds at risk.

However, having to spend money to start a business is risky! In fact, if you aren’t risking anything at all, you’re likely getting involved in a scam. I can attest to that because I was the victim of a big one of those back when I was in my late 20’s. Even though it was that long ago, I still remember every detail! Doing anything related to business is either going to risk time or money, no matter what.

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If Your Résumé Makes You Sound Old, You’re Screwed

Reality check, please. In case you didn’t already know it, whatever job you currently hold right now is very likely going to be one of many you will work at in your career. It’s just a fact these days that you are not going to be anything like your dad or grandfather might have been and work for the same company for 40 years, eventually retiring with a gold watch and a pension. It “ain’t gonna happen” and that’s why résumés for older workers are so very important.

There are a lot of hidden minefields in resumes for older workers. Here are some ways your resume may be opening you to age discrimination.

Because today we live in a much more uncertain world, one where the job market changes—sometimes overnight—job security is a thing of the past. And that often doesn’t matter even if you are really good at what you do!

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9 Ways to Make Extra Money in The Dead of Winter

Not so newsworthy, in case you failed to notice, is that it’s winter out there. I can tell because I find myself watching TV each night wrapped in a blanket and drinking hot tea while the wind blows incessantly outside and my car sits snow covered in the parking lot of my condo complex. Nothing gets by me.

If you're looking to learn how to earn money in the winter, here are 9 ideas to get you started. Take advantage of the season to make some extra cash!

So it’s winter and it will stay that way for a good while whether I like it or not, despite the fact that South Florida calls my name almost every day and says, “Garrrry, oh Garrrry, its 83 degrees today.”

I’m not heading to Florida, but instead I am using my time to do what you may think is “the impossible”! I’m figuring out new ways that I can earn some extra money so that maybe, just maybe, next winter I can actually go to Florida and sit in the sunshine (or is that “Sing in the Sunshine”…I tend to get that confused).

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How to Run Your Business and How Not to

Having done just about everything one can do in the business world myself, from working as a trainee to managing a huge chain of retail stores and ultimately running my own business, I think I can, with some expertise, tell you that there are ways to do it successfully and there are ways not to be successful. A word of really good advice on how to run your business: do the former and avoid the latter!

Some businesses fail because of market changes, but many fail because they're not doing things right. Here's a few tips on how to run your business.

Why do I mention it today? Well, for quite some time now, I have been observing the demise of some of the greatest American business institutions and thinking to myself “why did that happen?” Every time it does, from Blockbuster Video to Radio Shack and from Lehman Brothers to the now-on-life-support Sears and Kmart stores, I think about what might have been done differently to help avoid that disaster.

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Earn Extra to Boost Your Income: Be a Census Taker

As you probably know, every ten years the federal government conducts a census of the U.S. population to get a count of how many people live in each state. The results of the census help to determine each state’s congressional representation and how much federal money each community receives. Additionally, it provides a better understanding of American demographics. So, yeah, it’s a pretty big deal.

If you're looking for some extra income, consider becoming a census taker. Read on for all the details, including how to apply for the 2020 U.S. Census.

The next census is scheduled for 2020 and will require hiring thousands of census takers to complete the assignment. I’m always trying to recommend and steer people into new ways to earn some extra money and in the case of the census, you can earn a pretty decent stash for a pretty decent period of time, too. If you happen to be available to work flexible hours and want to get in on this, here’s all the things you’ll need to know.

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Can You Ever Really Beat the System?

Boy, there’s a real question for the ages, isn‘t it? It seems that a lot of us find ourselves scratching our heads frequently trying to figure out “how to beat the system” and no matter how hard we try, we just can’t ever seem to do it. As we sometimes say, the emphasis is on “we” because when you really think about it, some people actually do seem to beat the system and usually that doesn’t seem to include us. Is that time well spent?

Some of us ask if we can ever really beat the system and get ahead, but I've found a different approach to be successful. Here are my recommendations.

It certainly ruins most of your day when you sit and moan about how you “just can’t win” or you don’t have any luck. When you do that, you are probably dooming yourself to even more failures and future frustrations. Wouldn’t your time be better spent on trying to learn and educate yourself more every day so you have a better chance to succeed in your job or hell, everything in life! Trying to learn more and improve yourself will always improve your chances to beat the system.Continue reading“Can You Ever Really Beat the System?”

Your Opinions for Money – Are Paid Online Surveys Worth It?

If you are looking for ways to make extra money (and aren’t we all?) then here’s an idea to give a try: paid online surveys. If you are anything like me, you have strong opinions and you spout them off at just about any opportunity that comes along. That might explain why I am not invited to a lot of parties? Hmm, that makes me think. But I just can’t help but throwing my two cents in whenever the situation arises. Having said that, you can throw your two cents in and it can actually result in you getting some cash thrown right back at you!

If you like to give your opinions, you can get money by completing paid online surveys. But before you get started, there are some important things to know. Here's what beginners should realize before they dive in.

 

Online opinion and survey sites have become a really popular way for some folks to cash in doing some pretty easy, mindless things in their spare time. The number of websites willing to pay you is growing every month. So, as Smash Mouth’s 1999 hit song says, “you’re an all star….get paid”.Continue reading“Your Opinions for Money – Are Paid Online Surveys Worth It?”