5 Simple Daily Steps to Success

If there’s one particular subject that everyone thinks about, my guess is that it has something to do with becoming a “success”. Of course, before you get to the steps to success, you need to figure out exactly what defines success for you because it may be different than what it means to me or anyone else. Success in most cases is personal and that makes it a perfect subject right here in a personal finance article.

If you're looking to succeed, start by emulating the habits of successful people. These simple daily steps to success will help you reach your goals.

Where Do You See YOUR Success?

I have written several times about success, the financial and the personal kind. Both are important areas and when we gain success in one or the other or both, we feel much better about our lives and ourselves.

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Parenting Dilemma: Work and Childcare or Stay at Home

One of the biggest issues facing families right now (and we have a laundry list of issues, don’t we?) is the question they face about work and childcare. Even under normal conditions not involving a pandemic and whether or not your kids have a school they can actually get up and go to each day, the decision to be a stay-at-home parent or to find work and supplement your family income isn’t an easy one to make. But right now, the stay at home or daycare decision is a real dilemma!

Making the parenting decision between work and childcare or staying at home isn't easy. Here's a look at the financial side.

Who Watches Your Child If They Can’t Go to a School?

If you have a choice, what choice will you make? For the moment, your choices may be very limited. Do you have a job to return to or you can find? Is your child’s school offering on-site instruction or virtual classrooms? For how long will your life decisions remain in effect because of the pandemic?

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10 Simple Things That Can Increase Your Income

Saving money by cutting your expenses is a great way to help improve your finances. It’s a simple step in theory but much harder in practice or all of us would do it and we’d be right on top of our money. But controlling our expenses and cutting them is only half of the equation. If you can increase your income at the same time you’re cutting expenses, you’ll meet your financial goals even faster. So what are the simple ways to accomplish these goals and improve your personal finances and income?

Working hard is important to get ahead, but it doesn't always guarantee a promotion. Learn 10 simple things you can do to help increase your income.

Earn More, Just Like You Always Planned to Do

Earn more money? Yes, it’s easier said than done. Of course you can pick up a side hustle today fairly easily if you want to spend even a few extra hours of your free time as so many are doing today to add money to their pocket. Think of a need and fill it. It may not be quite like the need that Bill Gates thought of, but earning any extra money helps, especially in these times.

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Investing Money Is Just Like Cooking Barbecue

It’s the height of summer here in New Jersey and since we aren’t dining out like we do normally this year, it’s a perfect time to fire up the grill and do some real barbecuing, isn’t it? Hopefully you can do that and well, as strange as it may seem, I find that barbecuing is a lot like investing basics! What?

Many people don't know a lot about investing, and so they're afraid to start. But investing basics are like making good barbecue, so let's get cooking!

Yes, you read that right. Before you write me off as crazy, follow along and I’ll explain how a good basic investing strategy is like cooking good barbecue (with the disclaimer that I’m neither a barbecue nor an investment expert). Many people don’t know a lot about investing, and so they’re afraid to start. This can have a significant impact on your retirement savings and the growth of your wealth. Learning the basics of investing isn’t that difficult, and in fact, it really is a lot like cooking barbecue!

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Dating and the Single Person: How to Save Money

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They say that money makes the world go ’round. They also say that love makes the world go ’round. Perhaps it’s a bit of both. When you’re single and in dating mode, sometimes it seems like you don’t have enough of either. But don’t despair…I made it through some rough single times, and I’ll bet you can, too. It’s just a matter of knowing how to manage your money, and your expectations, while dating.

When you're single and dating, it can be difficult to meet the right person, and even more difficult to save money while doing it.

Money can be a very contentious issue when you’re working on finding or being in a relationship, and it can also be one of the main causes for a relationship breakup too. It happens when there are real disparities that the parties have in their money attitudes. Ask people like me who have been through a divorce and you will probably get an earful about it.
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Unplanned Early Retirement Now During the Pandemic?

Let’s face facts here. Millions of people are out of work right now and despite the mantra of “we gotta get back to work” being chanted by everyone, the truth is that many jobs will be permanently lost even as we reopen the country. Businesses are closing for good all over the place and larger ones are cutting back, if not closing. Businesses are changing and becoming much more quickly tech driven and that means many older workers may no longer have the skills they need to adapt to a changing work environment. It all means that “retirement” may be the only real viable road for many after the COVID-19 pandemic. An unplanned early retirement.

One of the side effects of the pandemic is unplanned early retirement for many younger seniors. Here's what you need to consider.

This Year 2020

More people will retire this year than in any year I can recall. Some of that is because of the pandemic. The forced job loss and the mere fact that many just won’t be able to find work again, especially older workers, will push the number higher.

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The Legal Documents That Are More Important Than Ever

The struggle with the spread of COVID-19 has many of us re-thinking whether we have all the right emergency legal documents we really need in place. No matter if you live in a coronavirus hotspot or don’t know anyone with COVID-19, there are certain documents you need to have on hand and understand how these legal documents can help protect you. Sometimes we choose not to think about those things, but during a pandemic we have to look at them, even when it may be scary to do it.

In case of emergencies, there are certain legal documents you need to have in order to protect you and your family, especially during a pandemic.

Managing important documents, especially emergency medical documents, isn’t any fun but it is important. It can and will help you and your family with essential healthcare decisions. Those decisions are especially difficult during an unexpected illness or accident so being prepared is just good personal finance management 101. Here’s what you need right now to protect you and your family!

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How and Why Money Problems Can Destroy a Relationship

Money is something that everyone has to have, at least some of it. But the problem with money, or the lack of it, is a serious one. It’s bad enough when you yourself are dealing with a money problem, but it’s even worse when it involves you and someone else. When money problems arise between you and a significant other, money problems can destroy your relationship!

Understanding how money problems in a relationship form will help you to avoid those issues. Here are suggestions to balance your relationship and money.

Are You and Your Partner Fighting About Money?

Is money something you and your partner argue about all the time? It’s often a very common issue in relationships to have extremely different opinions about money. Why? Where does that come from?

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