15 Money Movies That Make Great Last Minute Gifts

As we are rounding third and heading for home (excuse the baseball reference please, but I’m so deprived at this time of the year!), I thought what’s more of a holiday treat than to get a DVD of a classic movie that you love and other family members may not have seen? Classic DVD’s are usually a bargain and can even be purchased used online to save even more. (If you order from Amazon today, there’s still time to get it by Christmas with standard shipping.) Then I thought why not tie it all in and pick money movies that can entertain and teach you some great financial lessons!

15 Money Movies That Make Great Last Minute Gifts

While I haven’t gotten to see The Big Short yet (it’s not playing near me until next week), here’s my list of some of the best money movies of the past 40 years. So why not take a stroll down memory lane and give one of these to a loved one or friend? It’s a great evening at home with popcorn and an entertaining money lesson without any of the pain.Continue reading“15 Money Movies That Make Great Last Minute Gifts”

Avoid These 8 Costly Retirement Planning Mistakes

There are lots of mistakes we might make throughout our lifetimes that can cost us and our family some serious money. That’s why financial advisors and other experts are always talking about what you should do to make sure you are positioned to maximize your earnings and avoid the mistakes that will derail your retirement. The Retirement Confidence Survey by the Employee Benefit Research Institute in 2015 points out that only 22% of all American workers feel very confident that they are properly prepared for retirement. It’s important to understand how our financial planning strategies are helping or harming our ability to maximize our retirement savings.

Avoid These 8 Costly Retirement Planning Mistakes

Today, we’ll look at the 8 most common retirement planning mistakes we need to understand and attend to. Have you looked at all of these and put yourself on solid ground towards your goals and successful retirement?Continue reading“Avoid These 8 Costly Retirement Planning Mistakes”

10 Year End Tax Planning Moves to Save Money

It’s that time again to examine the moves you need to make to increase your net income and save on your tax bill for 2015 and beyond. It’s really important to start now and review all the opportunities that can save you money, since in most cases (for personal taxes, not business), December 31st is the deadline for adjustments. Doing your year end tax planning now means you can claim these benefits when you file your return by April 15th. If you itemize your deductions, many of these actions should look familiar, so let’s begin!

10 Year End Tax Planning Moves to Save Money
Continue reading“10 Year End Tax Planning Moves to Save Money”

How to Find the Right Lawyer for Your Needs

We have all heard the lawyer jokes, haven’t we? Ones like “How can you tell when a lawyer is lying? His lips are moving!” Well, as funny as that one is, it’s not a laughing matter when you actually need an attorney to help you in real personal or business matters. Whether it’s to prepare your will, make estate plans, resolve a tax issue, handle a personal injury claim, evict a tenant, draw up a business contract, defend against a civil lawsuit, or even handle a criminal proceeding, lawyers are invaluable professionals in navigating the complex legal maze and protecting your rights.

How to Find the Right Lawyer for Your Needs

The interesting part of needing the help of a good lawyer is that most of us really don’t know where to look or even begin. Unless you’re someone who has unfortunately dealt with lots of legal issues, you may think you can just look in the yellow pages, run a quick search on the internet or call some number you see advertised on TV. That’s probably not the best idea. But there are some ways you can find a lawyer who will meet your needs and become a real asset to you.Continue reading“How to Find the Right Lawyer for Your Needs”

Thanksgiving Roundup: Being Financially Thankful

Every year, Thanksgiving gives us a wonderful opportunity to sit around the table and celebrate with our family and friends by sharing the many things we have to be thankful about. It may be the fact that we can simply gather together and share the love or that we have our health or a roof over our heads and food on the table. There is always something to be thankful for! I hope for all of us it’s not just a day off from work or another day to watch football or shop for a bargain, even though for many people that may be how they spend part of the holiday. I hope it’s much more than that for you.

Thanksgiving Roundup: Being Financially Thankful

Having said that, I thought today on the eve before the eve before (at least here in the US), I’d look at Thanksgiving from a slightly different angle:

What was the single best financial decision or action this year for which I am most grateful? (click to tweet)

Continue reading“Thanksgiving Roundup: Being Financially Thankful”

8 Bold Ways to Save Big Money

Writing about saving money is a feel-good way for me to share my knowledge with all of you. Since I’ve started, I’ve covered a number of ways that you can cut your grocery bill, home energy costs, shopping expenses and many more areas where we regularly spend our money. Some are smaller ways, and others help you to save big money, like shopping around for car insurance.  But I wanted to share some other ideas with you. Each of them is different and if you make them into regular habits, you can save a substantial amount.

8 Bold Ways to Save Big Money

Bold Ways to Save Big Money

1. Give Up Your Car

The cost of a car is way expensive. You may have monthly payments in the hundreds, car insurance costs through the roof (here in NJ, it’s the highest in the country), maintenance and gasoline, plus license and registration fees. Continue reading“8 Bold Ways to Save Big Money”

How Can a CD Ladder Strategy Help You Reach Your Goals?

It was just a few years ago that my 12-year-old nephew asked his grandmother for a CD on his birthday. She was so proud that the young man was interested in looking for ways to build his finances that she wanted to open a new CD for him right away. I had to laugh just a little when I explained to her that he wasn’t asking about an interest-bearing certificate of deposit from the bank, but rather a new compact disc just released by his favorite rock band! There’s a lesson here somewhere, but that’s for another post on another day.

How Can A CD Ladder Strategy Help You Reach Your Goals?

Today we are talking about CD’s (certificates of deposit), the kind that can help you round out your financial portfolio and help you reach your financial goals. The strategy is called laddering, and it helps you make some decisions about the terms and interest rates. Longer terms mean higher interest rates for CD’s (in general) and shorter terms mean faster access to your money. A CD ladder strategy helps you balance higher rates with more frequent access to your funds.Continue reading“How Can a CD Ladder Strategy Help You Reach Your Goals?”

9 Really Scary Things People Do With Money!

October is the time of year that my mind wanders into the macabre. I can’t help it. It’s Halloween time in just a few days and frankly, I have to admit that I love being a little bit scared. And really, don’t we all? We pay good money to watch horror, gore and grizzly scary stuff in movies and at haunted hayrides, and so it just figures that we must love being totally frightened! But there is one area that I am seriously afraid of and I try to avoid like the plague, and that’s combining scary stuff with money stuff.

9 Really Scary Things People Do With Money!

 

Protecting my money comes in third on my short list of money priorities right after earning money and saving money. You would be horrified if you stopped for a second and considered the many ways people torture themselves making frightening and shocking decisions every day of the year. In the spirit of the season that is upon us, let me scare the living daylights out of you right now.Continue reading“9 Really Scary Things People Do With Money!”