Hidden Money Messages in 12 Popular Beatles Songs

I grew up at a perfect time to be a teenager. I was 14 in February 1964, just when the British Invasion came to America heralded by the arrival of the “Fab Four” known as the Beatles. It was their first appearance on the Ed Sullivan Show. I don’t think there’s a teenager who saw that show who doesn’t remember that night and the exciting changes that occurred across the nation as a result. 70 million people tuned in to see John, Paul, George, and Ringo, and from that day to this one, music was just never the same.

During all my teen years, the Beatles influenced everything from fashion to politics and from culture to music trends. Some 50+ years later, you can still feel the influences. Beatlemania was unlike anything before, and I doubt it will be like anything in the future.

Hidden Money Messages in 12 Popular Beatles Songs

It occurred to me when reviewing a list of Beatles songs (there are over 200 original recordings), that many of their song titles can be interpreted as encrypted messages about financial fitness and personal development. I may be taking some liberties here (alright, a LOT of liberties), but I looked through the many titles and came up with the top 12 songs that I have twisted into interpreted as money matter themes. I admit it’s a bit of a stretch, but I wouldn’t put it past them if there were actual hidden money messages for us all! Continue reading“Hidden Money Messages in 12 Popular Beatles Songs”

No Social Security COLA Increase in 2016

As a retiree myself, the recent news regarding Social Security benefits has me worried and troubled. Not only for me, but for the millions of people who are struggling to maintain an acceptable standard of living while relying on these benefits. I write about retirement planning here on this blog, and when things like omitting the cost of living adjustment occur, it’s an emphatic reminder that we all must plan appropriately for our golden years if we want to be able to enjoy them.

No Social Security COLA Increase in 2016

Beneficiaries will not get a cost of living adjustment (COLA) in January 2016, the Social Security Administration (SSA) announced this past Thursday. For seniors and others receiving benefits, this can make managing finances a more difficult experience. Continue reading“No Social Security COLA Increase in 2016”

How to React When Your Adult Child Asks for Help

When you’re a parent, you don’t want to see your children suffer in any way, whether it’s from a boo-boo when they fall off their tricycle, or because they can’t pay their bills after a job loss. But as parents, we also know that we can’t protect them from everything and sometimes those bumps and bruises are needed to teach us things in life.

How to React When Your Adult Child Asks for Help

I have two adult children, a daughter in her thirties and a son in his twenties, and while I don’t hear from them as often as I’d like, my daughter recently called me. She was looking for money to pay some of her bills, and this wasn’t the first time. When your adult child asks for help, as a parent your first instinct is to protect them, but before your heart hits send on that money transfer, there are some questions your head should ask:Continue reading“How to React When Your Adult Child Asks for Help”

8 Money Mistakes That Can Ruin Your Finances

There are so many ways, subtle ways, that we sabotage our finances and sometimes we don’t even realize we’re doing it. We become conditioned thinking we are on course and then we get blindsided by our poor planning or careless spending habits. Money mistakes have happened to us all, probably more that a few times.

8 Money Mistakes That Can Ruin Your Finances

Here’s my list of some of the big offenders and some solutions you can try if you find yourself too often behind the eight ball.Continue reading“8 Money Mistakes That Can Ruin Your Finances”

Book Review: “Choose Your Retirement: Find the Right Path to Your New Adventure”

Retirement planning is a task that often confuses, frightens, and intimidates us. When we think of what will and might occur after our employment years end, we wonder how we will manage and what kind of lifestyle we will be able to afford and maintain. We wonder what our health will be like when we retire, and how that will affect what we can do. We fear that it’s already too late and we’ve missed the opportunity to invest our savings to give us enough post-retirement funding.

Choose Your Retirement: Find the Right Path to Your New Adventure

Facing how our lifestyles are bound to change, we wonder if we have prepared ourselves for it. The questions asked and options supplied in Choose Your Retirement: Find the Right Path to Your New Adventure will help you plan what kind of retirement you want as well as figure out how to afford those plans.Continue reading“Book Review: “Choose Your Retirement: Find the Right Path to Your New Adventure””

How History Can Lead You to Financial Independence

Fifty years ago, in 1965, I was just 16 years old. Ah yes, the 1960’s! It’s remembered for quite a few things, isn’t it? Baby boomers were just first coming of age back then, but of course there were also things like the Beatles and the British musical invasion, Motown, man landing on the moon, the assassination of JFK, the Vietnam War and of course, who will ever forget Woodstock!

How History Can Lead You To Financial Independence

They say “if you can remember the 60’s then you weren’t really there”, but I am here to tell you I was there and it was a wonderful yet tumultuous time in America. I thought, for this post, we should look back at that time and use it as information that can help us plan for the future. Sort of where we were, where we are, where we’re going, put in the context of financial independence. It’s not really that complicated. We can adjust for inflation and compare it all so that we can see how things have changed. Or have they really?Continue reading“How History Can Lead You to Financial Independence”

How I Make $200/Day as an Election Poll Worker

Now that election news is constantly in your ears with all the presidential buzz, I thought I’d tell you about a really simple way to make a few hundred bucks each year. Have you ever thought about working the polls on election day?

How I Make $200/Day as an Election Poll Worker

I always used to think that you had to “know someone” if you wanted to be an election poll worker. You know, connected to a friend or something. That’s simply not true! I just got my training class letter in the mail today (each training certification lasts 2 years) and I’ll be working on November 3rd for my 8th consecutive year as a worker, helping and greeting hundreds of my fellow New Jersey voters once again. It’s one of the best ways I know to make some extra cash and actually perform a civil service that helps the community.Continue reading“How I Make $200/Day as an Election Poll Worker”

40 Easy Ways to Save Money Right Now!

Is there something wrong with obsessing over dollars? If so, I’m guilty as charged. After all, they can add up to real savings. I can’t help myself from thinking of all the ways I can avoid wasting money and I definitely want to pass my ideas on to you. I’d use the phrase “pay it forward”, but I’m just too frugal to pay anything I don’t have to!

40 Easy Ways to Save Money Right Now!
And it’s not just about the money you save. It’s about making that money work for you to earn even more, and what that money can do for you. Maybe you want to pay down debt, or have more security, or you’re saving up for a trip or some other goal. Whatever the reason, making small, simple changes to your everyday expenses can add up and make a real difference.Continue reading“40 Easy Ways to Save Money Right Now!”