The closer you get to your retirement, the fewer risks you should be taking with your money and investments. That’s just good common sense, because you can’t find yourself after you stop working “losing” value in your nest egg or you will be in for real trouble. But it isn’t as easy as it sounds, because while you are looking for something that’s really “safe” and carry at most minimal risk, you are also looking for something with some kind of growth so you can keep ahead of inflation at the very least. So how do you find safe investments when you are in the retirement mindset?

Diversify Your Investments
The best investment advice for anyone, retiree or not quite there yet, is to diversify. That’s because it is a way to avoid putting all of your eggs into just one basket and gives you a hedge or safety net on exactly what happens in a typical market cycle.
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