Save Money with Back to School Sales and Summer Clearances

I know it seems hard to believe but summer has passed the mid-way point (that was August 5th) and it’s time to start looking towards fall. That means getting ready by shopping the two big events that occur at this time every shopping year: Back to School Sales and Summer Clearances.

You're still enjoying summer, but August is the time for Back to School sales and summer clearances. Here's how to save money while getting ready for fall.

Despite my spending over 30 years in the retail business (most of those in malls when they were the kings of retail), I still feel like you do and shake my head when I realize that in August we are already talking about the fall. I remember those “fun days” shopping for my kids at the back to school and summer clearances and although it wasn’t the highlight of my summers back then, it was worth the time and prep to save some real money. Continue reading

What Dad Really Wants for Father’s Day

Last year I wrote a post about my thoughts on Father’s Day and it came from my heart. I think the message in it says what every Dad (and Mom too) thinks and feels about a day like this, even though the environment we live in makes us feel like honoring our Dads and Moms is only about buying gifts and making a big deal out of just one single day a year in our lives. I can tell you from personal experience, that’s not what Dads (and Moms) really want from their kids.

So today, in anticipation of Father’s Day 2017, I am republishing last year’s post. If you didn’t see it last time, I hope it says what you are feeling like it does for me. Here’s hoping all the “kids” of any age out there read and get the message I am conveying. Have a great Father’s Day all year long!

It’s just around the corner: another Father’s Day arrives on Sunday, June 18th.  If you’re like most people, you’ve already begun thinking about what you’re looking to give Dad this year—checking the Sunday papers, looking online, and talking to Mom and your siblings about what Dad really wants this year.

Father's Day is coming on June 18th. I'll share with you the secret of what Dad really wants for his special day and you won't need to spend the big bucks.

I’m a Dad of two (they’re grown now and out on their own) and I’m sure they are thinking those same thoughts and hoping to surprise me with something I’m just dying for but would never go out and buy for myself. That’s probably how they think. Continue reading

627+ Absolutely Free Things for You & Your Family!

I have to confess it, “free” is just about my favorite word. I just love free things and I don’t think there’s ever a time when I can have enough of them. You are probably saying to yourself, well if it’s free just how good can it really be? After all, who would give away free valuable stuff in this day and age?

There are many free things for you and your family to enjoy if you know where to look. Check out my list of everything from birthday deals to free events.

As hard to believe as it might be, there are literally hundreds of things you can get for absolutely nothing these days, and they are all a real value to you or to someone you know. The trick is in knowing where they are and what if anything you need to do to take advantage of these treats! Continue reading

The Death Knell for Sears, K-Mart, and Shop Your Way?

I have been a customer of Sears all of my life, and now that relationship could be ending as Sears fights to stay in business. Please don’t laugh; there are real reasons why Sears has been sentimental for me. First of all, my mother worked there for over 20 years from when I was a kid all the way though my college years. I too worked there the summer between high school and my first year in college in their warehouse. Mom helped me get the job.

Is Sears going out of business? Here's my thoughts on the history and current status of Sears and K-Mart, and why the Shop Your Way program is doomed.

We weren’t a wealthy family, as I have written previously, and many of my clothes were handed down to me from my Dad’s boss’s son when I was growing up. The only other clothes I ever had until I was about 18 came from Sears & Roebuck. Continue reading

Celebrating St. Frugaltine’s Day Without Spending a Fortune

He’s baaaaaaack! Saint Frugaltine—the patron saint of all that’s frugal and yet still a romantic at heart—is about to take center stage again. With just about 3 weeks to go, the planning is probably already in your mind for Valentine’s day ideas. Even if I was ever to forget about it, I have a built-in reminder right here where I live. Her name is Suzanne, my wonderful wife, and she is an avid Saint Frugaltine fan in every way.

If you're looking for Valentine's day ideas, think of St. Frugaltine and don't spend a ton of money. Here's how I'll be celebrating without spending a lot.Now I don’t want to appear like someone who doesn’t believe in the celebration. I do, really. I have to admit that I like being romantic and letting my dear wife know that I adore her, but I also realize that it’s not in our best interest financially to spend all kinds of money on all the many varieties of gifts, jewelry, clothes and the like that the brilliant merchandising minds of our time come up with every year to entice us. Even just a nice dinner out can be a budget buster on a special day like this one. It’s not too far behind the biggies like Mother’s Day and New Year’s Eve as far as pricing and reservations go. So what can one do? I want to mark the day as special, and I want it to be romantic and memorable, but I don’t like the idea that if I spend a fortune on Saint Valentine’s Day, I won’t be able to fulfill all of my financial obligations in February! Continue reading

How I Bought Affordable Glasses Online at Zenni Optical

Please note this post contains affiliate links which help to fund this blog at no cost to you. Thanks for your support!

I have needed my eyeglasses replaced for a long time now. I got my first pair way back when I turned age 40 in 1989. It seems a lot of people start having vision problem as they age and 40, despite being “the new 20”, is a time that it seems to hit us in big numbers. Now I’m not a doctor (nor do I play one on TV), but I was having some trouble with distances like watching a movie or seeing the scoreboard clearly at the baseball games. The latter reason being a significant enough crisis for me to go to my optometrist and check it out!

If you're in the habit of buying your glasses in a store, check out my experience of buying affordable glasses online at Zenni Optical.The Old Fashioned Way

I have to admit it was not an easy thing to do. I went through the whole examination and not too surprisingly I was diagnosed with being near-sighted, making glasses a necessity. It wasn’t that much of a surprise but more of an adjustment for me both physically and of course, mentally. I just didn’t think I would look too good in a pair, having all my life been free of dealing with them. And God only knows how many pairs of sunglasses I have lost or broken (can you say “sat on them”?) in my life up until that point. So what was I to do? I did what everyone did before the internet was in widespread use.  I went looking for a retailer near my home. Continue reading

How to Take Advantage of Digital Wallets

Today’s guest post on digital wallets is sponsored by CO-OP Financial Services.

Here are the basics on a digital wallet and how you can take advantage of its awesome features to help you stay on top of your finances.

Digital wallets provide many benefits when you're out shopping. Here are some of the important reasons you should consider them for your payment method.

What is it?

A digital or virtual wallet is essentially an app that enables you to make electronic commerce payments from your smartphone. With a digital wallet, you can store the info from all your credit cards into one convenient place. Types of digital wallets include Apple Pay, PayPal and Sprig. With a couple swipes on your phone, you can make purchases and payments easily and quickly, no matter your location. Here are some of the benefits of using this type of payment: Continue reading

Your Holiday Shopping Plans Start Right Now!

It’s November and you know that the big holiday shopping season is upon us. And when I say upon us, I mean right now! We tend to think of Thanksgiving and the Black Friday weekend as the big kickoff and there’s no doubt that it is prime time for shopping all over the country this and every year. But have you noticed that the holiday shopping period has been stretching out further and further each year and that you can already see some “super bargains” out there beginning November 1st? That’s the truth, as many retailers have already begun to stock, advertise, and highlight a few of the better deals they will have this season. It’s not silly or foolish to think you will see better prices on some items before Thanksgiving sales or even on Thanksgiving Day!

If you haven't already started your holiday shopping, you'd better get planning right now! The deals of the season may occur before Thanksgiving this year.

Each year I write about Black Friday deals and ever since the stores began to open on Thanksgiving Day itself, that day has had the reputation of being a bargainer’s delight. That hasn’t changed this year as reported by DealNews.com which claims that the best priced items at the major retailers around the country will be found Thanksgiving Day by a margin of 38 top best deals to 31 of them being offered on Friday, November 25th, the day after Thanksgiving. Continue reading

25 Reasons This Retailer’s Customer Service Policies Are “The Best”

When you follow a savings blog like this one, you are going to get information about some of the best bargains, stores and shopping experiences around the USA.  Or at least you are hoping for it. After all, saving your hard earned money when you shop is a cornerstone for people like us and the more we have that opportunity the better it is. While many people compare prices, they don’t always compare customer service policies and that can make a big difference.

25 Reasons This Retailer's Customer Service Policies Are "The Best"

Today, I’m going to tell you about a store you have probably shopped at, heard about, but not even realized all the amazing ways it can save you money. The very best part is that it’s probably a store nearby and it’s a store you want and need to shop in several times a year. Oh and I don’t work for them, never have, and I’m not getting any special deal or gifts or money or discounts from them for saying anything nice about them. I’m doing it because I believe what I am saying and I am doing it for you! Continue reading

15 Ways to Save on Your Back to School Shopping

It does seem a little strange to talk about back to school when many of us haven’t even taken a break yet to enjoy some time off this summer. Believe it or not, however, the back to school onslaught has already begun. If you don’t believe me, check out your Sunday paper, online sites, and your nearby shopping center or supermarket. There you’ll see the piles of pens, papers, and the like that you and millions of others will be gobbling up over the next few weeks.

15 Ways to Save on Your Back to School Shopping

According to the National Retail Federation, the average American family will spend over $600 for back to school.  As of this week, it is estimated that about one third of all back to school shopping has already been accomplished. Those early shoppers may have gotten a big head start, but have they gotten the very best deals? Continue reading