Being a frugal shopper can sometimes make you appear to be cheap. It’s especially so in certain key areas of entertaining your family and friends. Like, if you get those tickets for the big sports event and you’re way up in the rafters where there’s just the rumor of a game. Or you make a hot dinner date reservation and it’s for the “early bird” at 4:30 pm. The same can seem to hold true when it comes to buying wine for a special occasion or just for relaxing around the house. Buying a less expensive bottle (aka cheaper) can make you look or feel like you’re cutting corners or even serving something weird right? Nonsense I say. Despite not being a wine expert, I have tasted and shopped for my fair share over the years and have worked with retailers who sell wine from all over the world. Having done that I have formed some very firm opinions on good cheap wines.
We have all been there, haven’t we? We have a new appliance or device at home and then suddenly out of nowhere, it just stops functioning. You recently spent $700 on that thing and now it doesn’t work. What should you do? It’s under a warranty, right? It should be fixed! Should you return it and get another one? Can you return it? What happens if it gets repaired? Deciding whether to repair or replace it is an expensive guessing game.
One thing that’s important to know is that you don’t have to throw good money after bad. Repairing items isn’t always the best way to get an appliance or item to work properly again. Let’s take a look at some facts from a Consumer Reports study published in January 2014. They surveyed nearly 30,000 subscribers who own dozens of specific items of varying age to see what they did when an item needed a repair or replacement and they discovered several interesting things.Continue reading“Repair or Replace? Which Makes the Best Sense?”
Are you the kind of person who is smart about your money? Do you think about your spending in advance? Do you have a budget and almost never deviate from it? Do you actually know where you money comes from and goes every week? You’d be very surprised to know that a lot of people haven’t a clue about those things and in fact can’t control their spending. That’s hard to believe I know, especially if you’re a person like me, who makes knowing about my money a real priority. But for a lot of people, spending money, shopping, and going out on the town isn’t something they think about like I do. In fact, for many people, spending money (even when they don’t have any left) is an overwhelming urge or need. It’s a compulsion and is really part of an addiction. It’s called Compulsive Buying Disorder (CBD).
CBD spending comes from someplace within the mind and is almost always a desperate attempt to satisfy some negative emotions like anger or sadness. It may be an attempt to block out something like stress or a sense of inferiority that buying something new or spending to an extreme will cure, if only for a moment.Continue reading“Is Your Spending Out of Control? Compulsive Buying Disorder”
Back in the 1800’s, America had a gold rush out in California. You’ve read about it in all the history books and you know it was mass hysteria back in those days as people packed up their belongings and headed west. It was exciting but a real hardship to get out there, get settled, and have the determination and strength to stake your claim. But it was worth it when you hit the main line and cashed out!
Today in 2016 there’s no striking gold out in California, but have you considered the gold you might find right inside your own home? In America today, we’re wasting tons of money, so much so that you can compare stopping that with discovering gold inside the 4 walls where you reside. We all are guilty of wasting our money and so here’s a short list on how you can strike gold starting right now by decluttering your home.Continue reading“Is There An Abandoned Gold Mine Inside Your Home?”
Please welcome back fellow blogger Anum Yoon for today’s guest post.
We all want to save money. Unfortunately we live in a society that constantly encourages us to spend. Whether it’s the need to keep up with the Joneses or just maintain the lifestyle we’ve become used to, we all find it hard to give up the things we love.
If you’re willing to make some minor concessions, you might just find ways to put back a bit of extra cash without compromising your lifestyle. Here are a few ideas to get you started.Continue reading“How to Cash in an Extra $5,000 in Savings This Year”
The temperature may still be freezing outside and here in the Northeast we’re still looking at peaks of snow from last weekend’s blizzard but believe it or not in the retail world spring is arriving in just a few short weeks. February is the time of year when winter is ushered out the door and spring merchandise begins to arrive despite the fact that February is the coldest month of the year. Retailers must make room for the new goods, not only in apparel areas but home goods, electronics and furniture as well. This means lots of February bargains. And guess what?
2016’s winter clearance may be a record setter!
Maybe you (or someone close to you) got engaged over the holidays. Maybe you’ve enjoyed your engagement for awhile and are ready to set the date and start planning. Either way, a wedding is a most special day for you, your friend or a family member’s new life together. Almost always however, anyone who has ever attended a beautiful wedding party knows that after the celebrating is done they all wonder, “What the heck did they spend on this shindig?” Weddings can be very, very expensive, and it’s not uncommon to spend $20,000, $30,000, or even $40,000 today on one today, with the average exceeding $30,000! But there are ways to save money on a wedding while still making your day extra special.
So many weddings come later now since people are waiting longer than before to tie the knot. As a result, the wedding costs are falling on the bride and groom more often than ever. The last thing you want to do is make that most exciting, beautiful and happy day the beginning of a huge new ugly debt!Continue reading“Simple Ways to Save Money on a Wedding”
Today we have a wonderful guest post from fellow blogger Anum Yoon.
If you’ve become a convert to the convenience of shopping on Amazon this holiday season, you already know that an Amazon Prime membership can save you a ton of cash on shipping. As many as 80 million people worldwide may already be basking in the glow of free two-day shipping.
As if the promise of never fighting for a parking spot at the mall again weren’t enough, Amazon Prime offers lots of other great perks for members. Are you taking full advantage of all your membership privileges? Try these extra features on for size:Continue reading“How to Get the Most Out of Your Amazon Prime Membership”