How to Cash in an Extra $5,000 in Savings This Year

Please welcome back fellow blogger Anum Yoon for today’s guest post.

We all want to save money. Unfortunately we live in a society that constantly encourages us to spend. Whether it’s the need to keep up with the Joneses or just maintain the lifestyle we’ve become used to, we all find it hard to give up the things we love.

How to Cash In an Extra $5,000 in Savings This Year

If you’re willing to make some minor concessions, you might just find ways to put back a bit of extra cash without compromising your lifestyle. Here are a few ideas to get you started.Continue reading“How to Cash in an Extra $5,000 in Savings This Year”

Take Advantage of These Amazing Shopping Bargains for February

The temperature may still be freezing outside and here in the Northeast we’re still looking at peaks of snow from last weekend’s blizzard but believe it or not in the retail world spring is arriving in just a few short weeks. February is the time of year when winter is ushered out the door and spring merchandise begins to arrive despite the fact that February is the coldest month of the year. Retailers must make room for the new goods, not only in apparel areas but home goods, electronics and furniture as well. This means lots of February bargains. And guess what?

2016’s winter clearance may be a record setter!

Take Advantage of These Amazing Shopping Bargains for FebruaryContinue reading“Take Advantage of These Amazing Shopping Bargains for February”

Simple Ways to Save Money on a Wedding

Maybe you (or someone close to you) got engaged over the holidays. Maybe you’ve enjoyed your engagement for awhile and are ready to set the date and start planning. Either way, a wedding is a most special day for you, your friend or a family member’s new life together. Almost always however, anyone who has ever attended a beautiful wedding party knows that after the celebrating is done they all wonder, “What the heck did they spend on this shindig?” Weddings can be very, very expensive, and it’s not uncommon to spend $20,000, $30,000, or even $40,000 today on one today, with the average exceeding $30,000! But there are ways to save money on a wedding while still making your day extra special.

Simple Ways to Save Money on a Wedding

So many weddings come later now since people are waiting longer than before to tie the knot. As a result, the wedding costs are falling on the bride and groom more often than ever. The last thing you want to do is make that most exciting, beautiful and happy day the beginning of a huge new ugly debt!Continue reading“Simple Ways to Save Money on a Wedding”

How to Get the Most Out of Your Amazon Prime Membership

Today we have a wonderful guest post from fellow blogger Anum Yoon.

If you’ve become a convert to the convenience of shopping on Amazon this holiday season, you already know that an Amazon Prime membership can save you a ton of cash on shipping. As many as 80 million people worldwide may already be basking in the glow of free two-day shipping.

How to Get the Most Out of Your Amazon Prime Membership

As if the promise of never fighting for a parking spot at the mall again weren’t enough, Amazon Prime offers lots of other great perks for members. Are you taking full advantage of all your membership privileges? Try these extra features on for size:Continue reading“How to Get the Most Out of Your Amazon Prime Membership”

15 Money Movies That Make Great Last Minute Gifts

As we are rounding third and heading for home (excuse the baseball reference please, but I’m so deprived at this time of the year!), I thought what’s more of a holiday treat than to get a DVD of a classic movie that you love and other family members may not have seen? Classic DVD’s are usually a bargain and can even be purchased used online to save even more. (If you order from Amazon today, there’s still time to get it by Christmas with standard shipping.) Then I thought why not tie it all in and pick money movies that can entertain and teach you some great financial lessons!

15 Money Movies That Make Great Last Minute Gifts

While I haven’t gotten to see The Big Short yet (it’s not playing near me until next week), here’s my list of some of the best money movies of the past 40 years. So why not take a stroll down memory lane and give one of these to a loved one or friend? It’s a great evening at home with popcorn and an entertaining money lesson without any of the pain.Continue reading“15 Money Movies That Make Great Last Minute Gifts”

Retail Speak 101: Understand the Game, Get the Best Deals

For more than 40 years I was deeply involved in planning and executing sales promotions in all kinds of retail environments. One of the things that has evolved over those years are the retail pricing strategies. Terminology is important and what is sold as “sale” items are not exactly what you might think they are. It sounds so simple, doesn’t it? An item “on sale” years ago was just that. It was at a higher price yesterday and it’s lower today, thus on sale. Well, let me introduce you to Retail Speak 101 and see if you still think it’s that simple.

Retail Speak 101: Understand the Game, Get the Best Deals

Retail Speak 101

Almost like a secret language, retailers advertise prices using terms that sound straightforward, but actually mean something very specific. Here’s a guide to deciphering the code.Continue reading“Retail Speak 101: Understand the Game, Get the Best Deals”

8 Bold Ways to Save Big Money

Writing about saving money is a feel-good way for me to share my knowledge with all of you. Since I’ve started, I’ve covered a number of ways that you can cut your grocery bill, home energy costs, shopping expenses and many more areas where we regularly spend our money. Some are smaller ways, and others help you to save big money, like shopping around for car insurance.  But I wanted to share some other ideas with you. Each of them is different and if you make them into regular habits, you can save a substantial amount.

8 Bold Ways to Save Big Money

Bold Ways to Save Big Money

1. Give Up Your Car

The cost of a car is way expensive. You may have monthly payments in the hundreds, car insurance costs through the roof (here in NJ, it’s the highest in the country), maintenance and gasoline, plus license and registration fees. Continue reading“8 Bold Ways to Save Big Money”

Can You Really Trust Online User Reviews?

As a savvy consumer, you probably do some research before you spend your hard-earned money, whether it’s for a night out at a fine restaurant, a hotel stay as part of a leisurely vacation, or purchasing goods such as electronics or clothing. How often have you spent those dollars only to find out that the restaurant or hotel wasn’t quite what you were expecting? How much time have you spent exploring your plans and checking out online user reviews? Did you trust what you read? That’s the question I’m asking today and what I have learned about online user reviews can help you wade through some of the clutter and get to the real story.

Can You Really Trust Online User Reviews?

There have been many articles written and surveys taken about the reliability of the reviews we see online for various services like hotels, restaurants, contractors, and of course, products. Some are positive and others are negative. According to a survey done by BrightLocal, the results for 2015 show that 80% of consumers trust reviews as much as personal recommendations, but 72% will do so only if certain criteria are met, with 31% needing to believe the review is authentic.Continue reading“Can You Really Trust Online User Reviews?”