Even More Sunshine

With Labor Day passing, everyone’s thoughts seem to turn to back-to-school and the start of autumn. Even though we’ve had some of the hottest days of the summer recently, I’m already thinking about the cold weather that’s going to come our way soon enough, which brings me to my front door. My 26-year-old front door with gaps under and around it that let the cold air freely flow inside and the warm air (and my money!) escape outside.

I’ve been putting off its replacement for longer than I should, but I don’t want to spend another winter with this relic. So I had a company come to give me an estimate, and I really liked everything the man said, until he got to the price. I swear I heard something like “one million dollars” a la Dr. Evil in the Austin Powers movies. Time for some other estimates! I tried the contractor that my development recommends, and after leaving several messages, I’ve yet to receive so much as an acknowledgement. Strike two! Time to make some more calls.

Even More Sunshine

Meanwhile, back at the blog, things have been rolling along. Did you catch my Every Day Is Sunday post earlier this week? When you’re retired, the days can really blur together if you don’t set up some structure for yourself. I wish I had started planning my retirement activities before I actually retired, but I’m glad I started this blog to keep me busy…and it has kept me busy!

Community and the Sunshine Blogger Award

As I mentioned last month, it can be difficult and lonesome to get a blog off the ground without the help and friendship of others. Thankfully, there is a great community of personal finance bloggers out there who are both friendly and helpful. I’m happy to let you know that Mr. & Mrs. Saver at Save Money, Dammit! have been kind enough to nominate me for the Sunshine Blogger Award, my second time!

The Sunshine Blogger Award isn’t so much a traditional award, but a way of bloggers to get to know each other, recognize one another’s work, and pass along some good vibes. It’s also a great way for readers to get to know more about your favorite bloggers and find new blogs to read.

The Rules

In accepting the award, I agree to:

  • Thank the person who nominated me
  • Answer the questions from the person who nominated me
  • Nominate some other bloggers for this award
  • Write the same amount of questions for the bloggers I have nominated
  • Notify the bloggers I have nominated

Questions for Me to Answer

Here are the questions I was asked:

What inspired you to start a personal finance blog?

After I retired, I was looking for something constructive to do and I felt that writing a blog about my experiences in business and finance would be something that would help people and give me something to do on a regular basis. I have found that I really enjoy writing it and I’m getting lots of great feedback which is making me expand my topics into even more areas.

If you were given $10,000 tomorrow, how would you spend, save or invest it?

There are a couple of home improvement projects that I want to do (including the aforementioned front door) and I’ve been trying to find the space in my budget to do it. Getting $10k would easily pay for them, and would leave me some money to fund my wife’s IRA account for 2015. Additionally, since I’m now retired, I have the time to enjoy travelling and I would love to take a really nice trip with my wife to Italy.

What’s your budget’s “Achilles heel”, or what’s your luxury item you’ll pay for, no matter the cost?

The weak link in our budget would have to be our medical expenses. Normally, someone would spend an average of 6% on medical care and insurance. Unfortunately, since both my wife and I have had significant healthcare issues, we’re spending a much high proportion, closer to 30%. But we have no choice, it’s an absolute necessity to see doctors on a regular basis and take numerous prescriptions in order to avoid complications.

Are you more of a spender or a saver?

I’m definitely more of a saver. I think that I’ve accumulated mostly everything that I’ll ever need, with the exception of a few luxury items that are really wants. Whenever I shop, it’s for a real necessity and I’m pretty careful about making sure that I get the best price on my purchases.

Lastly, what’s been your favorite movie of 2015?

I’m not the type of person who runs out to see brand new movies, after all those tickets have gotten expensive! I’d much rather borrow movies from the library, and since most of the recent movies I’ve picked up were really released in 2014, I’ll answer the question this way: I really like historical movies, and I thoroughly enjoyed The Imitation Game which is the story of Alan Turing who invented an early computer which could break the Nazi message code during WWII. The story adds a heartbreaking twist because of how his sexual orientation was treated during that era. It was a 2014 nominee for best picture of the year and it was easy to see why.

My Nominees

And now for the nominations:

Questions for My Nominees

Here’s what I’d like to know about you:

  • If you could be any age, what age would you pick and why?
  • Who’s your favorite actor or actress?
  • What place in the world that you haven’t been to before would you most like to visit?
  • Looking back, what purchase was your biggest waste of money?
  • If you could go back in time, what historical era would you like to live in?

Thanks again to Mr. & Mrs. Saver for the nomination!

Looking Forward

Next week is FinCon 2015 where I’ll get to meet lots of personal finance bloggers in person, most for the first time. I’m really excited to attend, learn all I can, and bring it back to the blog.

What are your plans for the fall? Any home improvement projects on your list?

Image courtesy of koko-tewan on freedigitalphotos.net (with changes)


  1. It’s my first time attending FinCon, too! I’m so excited! We’re moving the majority of our stuff to the small house on Sunday. I imagine after FinCon, we’ll install the fence at the new house and tackle a couple of other little projects to make downsizing a little easier on us. Hope to meet you next week!

  2. BillXperts.com

    Congrats on the Sunshine Blogger Award! This is well deserved.
    Regarding plans for the fall, maintenance of the A/C system is definitely at the top of my list. It costs a little bit right now (the technician visit is typically around $100) but it actually saves you a lot in the long-term (your A/C runs more efficiently and it should last longer too).

  3. Prudence Debtfree

    About that door, I’m thinking the expensive way might be the way to go this time. It’s years of efficient heat saving you’re buying. Hmmmm… I’ll be interested to know if you find a reliable, significantly less expensive one. All the best at Fin Con. Sounds like a great time : )

  4. Luke Fitzgerald @ FinanciallyFitz

    Congrats on the award! Enjoyed reading your answers!

    Luckily we don’t have any home improvement projects need other than basic maintenance. I’m not much help on those type of things anyways 🙂

  5. Jack

    Congrats on the award!

    How’d your door turn out? I’m in the same boat with my front door and have been putting off replacing it for years due to so many other home projects (painting, new windows, etc.) Fortunately, living in California, the weather isn’t so bad that it’s an urgent problem. But I’m preparing to find a contractor soon to take care of it. Likely the same guy who did my windows.

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