Super Saving Tips

Will You Ever Find a Job That You Love?

March 12, 2021 March 11, 2021

Here’s a topic that I feel that I am totally qualified to talk and advise you about: job satisfaction. Strangely though, it’s not because I am living proof that if you try hard enough, you can and will find that “dream job” that you really, really want. Rather, like most of the people you see around you who work in a job that they seem to be trapped in, I was one of those people for about 98.7% of my working career and you are probably one of them right now too. But wouldn’t be great to find a job that you love, that you really, really love?

I've had many jobs over my career, and to find a job that you love isn't always easy. Follow my must-do behaviors to find your best match.

The Work in the Process of Actually Finding “Work”

I guess they call it “work” because let’s face it, it usually isn’t fun, is it? But the process of actually looking for and finding a job is usually far from fun even if the job actually might be fun. I had more jobs then I’d care to relate to you in my career, but it doesn’t always have to go like that.

Personal Finance

Understanding Our Expanding National Debt and Its Effects

March 9, 2021 March 8, 2021

The national debt is something you hear about if you watch any of the endless news programs these days. Its growth has been a significant subject of controversy in U.S. domestic policy for a long time and the issue has become a huge “elephant in the room” that no one seems to have a resolution for.

Most of us could use a little help in understanding the national debt and how it affects us. Here are some of the details to make sense of it.

Given the amount of fiscal stimulus money that has been pumped into the U.S. economy over the past year and the new stimulus monies that will again be added in very soon, it is easy to understand why many people are worrying and paying even closer attention to this issue. So have you asked yourself the question:

How does the national debt affect you?

Food

How to Stretch Your Money on Food for Your Family

March 5, 2021 March 4, 2021

When I first started writing Super Saving Tips almost seven years ago, I had a specific goal in mind. It was simple, I wanted to use my 40+ years as an adult and share what I had done in order to save my money and have enough left over to enjoy life and plan my retirement. There are always a few (or more) bumps in the road to getting there and I have had my share for sure, but somehow I did make it. You can, too. And it helps if you know how to stretch your money.

When looking at how to stretch your money, it's a good idea to concentrate on your food budget. Here are some tips to save on feeding your family.

Some Things Never Change

These days, little has changed from when I started my plan way back when. It seems like everyone’s looking for ways to cut costs and stretch their income further. If you’re not, that can put you into deep trouble that is yet to come!

Income & Career

What Is Deferred Compensation and the Legend of Bobby Bonilla

March 2, 2021 March 1, 2021

Getting good compensation for our time and energy is the reason why we get up every day, go to work, and try to pay all of our bills. For me and for the vast majority of us, it’s an endless challenge to get a good paying job (one we actually like) and then to be paid or compensated fairly for what we do and have it be enough to cover the wants and needs of life! To put it simply, it’s a struggle, but what choice do we really have but to do it? Unless your name is Rockefeller or Donald Trump Jr., not much. So we may know about compensation, but what about deferred compensation?

Deferred compensation can potentially benefit both the employer and employee, but there can be drawbacks as well. Here are some of the pros and cons.

Compensation vs. Deferred Compensation

We understand what compensation is pretty clearly. It can be money, but it can be anything that is valuable and sometimes actually is just that. Vacations, cars, you name it. Now you and I may never see such things as part of our compensation, but some folks see them routinely. Hollywood and entertainment types get that kind of compensation in their contracts for employment and it is possible you may someday get a form of it as well. If you are good…and lucky, that is.

Credit, Family & Relationships, Food, Home, More, Personal Finance

How 10 Productive Minutes Can Change Your World

February 26, 2021 February 25, 2021

Please note this post contains affiliate links which help to fund this blog at no cost to you. Thanks for your support!

Sometimes you need to just stop your work and take a deep breath. Like when you have a problem that’s pretty serious. It could be a job problem or it could be a family problem. It could be a money problem or a health problem, or any combination of these that are causing you to just stress out and feel like nothing is going right. That’s why taking a deep breath and taking even just a few minutes out can really help boost your productivity. How about taking ten minutes?

Ten minutes isn't much time, but by spending them wisely, you can leverage them into a more productive day. Try some of these ideas to jumpstart your life.

Ten minutes isn’t really a very long time. It’s less time than it takes to play a quarter in a pro football game. You can listen to 2½ songs on the radio in 10 minutes. It’s even less time than it takes you to read your daily e-mails. In other words, it’s just a few minutes, but oh how great it is to have such an opportunity to increase your productivity, save money, build relationships, and move forward in that brief time period. And most importantly, feel better!

Cars, Food, Home

Money Saving Tips to Combat Inflation in 2021

February 23, 2021 February 23, 2021

I keep seeing it more and more every day. The inflation factor is out there and I am amazed that not many seem to be talking about it as being a problem. It may not be across the board, but food inflation and energy inflation will be making a dent in your finances if they haven’t already.

Food inflation and energy inflation are rising in 2021. Here are money saving tips to combat inflation and get the most from your money.

Food seems to be at the top of my inflation list but it’s more than that. It’s a huge chunk of your annual budget. The average U.S. household spends $7,800 a year on food!

Personal Finance

8 Must-Follow Rules for Your Financial Success

February 19, 2021 February 18, 2021

Finding your way to financial security and eventually getting you to a comfortable retirement is pretty much what everyone is looking for in life. But how do you find this financial success?

If you want to achieve financial success, there are some basic rules to follow. Here are 8 rules to help you reach financial security.

Now that I am in full retirement mode, I can easily see where I went right and where I went wrong on my path here. That’s why it is good to at least listen to someone who has had the experience on the road to retirement and can offer you what is hopefully sage advice.

Taxes

More of What You Need to Know About Your 2020 Taxes

February 16, 2021 February 15, 2021

I like to think that I am really good at doing my own taxes every year. I have had a few decades to perfect my skills, so I’d say I am pretty experienced at doing it and I actually look forward to it, believe it or not. But this year for our 2020 taxes, it may be a bit more of a challenge for me and for you.

Your 2020 taxes may look a bit different thanks to these changes, mostly as a result of the pandemic. Be prepared!

A few weeks ago I wrote about some of the tax changes for 2020. But there’s more you need to know about the changes that have been made. Why? It’s mainly because of the pandemic and how that has affected everything and that includes your tax picture.