Having done just about everything one can do in the business world myself, from working as a trainee to managing a huge chain of retail stores and ultimately running my own business, I think I can, with some expertise, tell you that there are ways to do it successfully and there are ways not to be successful. A word of really good advice on how to run your business: do the former and avoid the latter!
Why do I mention it today? Well, for quite some time now, I have been observing the demise of some of the greatest American business institutions and thinking to myself “why did that happen?” Every time it does, from Blockbuster Video to Radio Shack and from Lehman Brothers to the now-on-life-support Sears and Kmart stores, I think about what might have been done differently to help avoid that disaster.
As you probably know, every ten years the federal government conducts a census of the U.S. population to get a count of how many people live in each state. The results of the census help to determine each state’s congressional representation and how much federal money each community receives. Additionally, it provides a better understanding of American demographics. So, yeah, it’s a pretty big deal.
The next census is scheduled for 2020 and will require hiring thousands of census takers to complete the assignment. I’m always trying to recommend and steer people into new ways to earn some extra money and in the case of the census, you can earn a pretty decent stash for a pretty decent period of time, too. If you happen to be available to work flexible hours and want to get in on this, here’s all the things you’ll need to know.
You know that you mean well. You always do, don’t you, when it comes to making new year’s resolutions. That diet you were gonna do to lose some weight, the smoking thing that you were definitely going to knock out last year for sure, and oh yeah, the garage that’s full of junk that you have been promising to clean out since 2007, but this is the year, right? You tell yourself every new year things like that and even more.
And of course there are those financial resolutions and goals that you seem to always set for yourself to do better with your money, but by the end of March you can’t even recall exactly what your goals were and where you went wrong along the way. Does that sound pretty familiar?
They say that a good day starts with a good cup of coffee. Well, at least I’m saying so today because for me it’s part of my morning ritual, every day. I am not alone here. When I used to commute to work for years and years, I’d always have a cup at home before I left for the office and then of course just had to have another one when I arrived and settled into my routine each morning at the office, too.
There are a lot of “golden rules” when it comes to saving money that tipsters often cite in personal finance blogs. I am guilty here too of stressing that skipping your morning coffee and bagel as you drive into work every day will save you some big bucks. It does. Simply said, if you don’t make your coffee at home, you are probably wasting a lot of hard earned money that you can easily save and put toward a far better use. Like maybe buying that small island in the Caribbean you sometimes dream about? OK, it’s good to dream anyway. But free coffee…it tastes so much better, I promise you.
Donald Trump began his reign in the Oval Office on January 20, 2017, inheriting an economy with a seven-year bull market, low inflation, and a low unemployment rate of less than 5%. After, the stock market moved on to set new all-time record highs while interest rates still remained close to their historic lows. That’s where we were and it all looked pretty dammed rosy, didn’t it?
But, with that kind of continued trend, one that has been almost a continuum of improvement ever since 2009 began, it is an inevitable fact that at some time we’d have to face the reality that an economic recession will come. It always does.
Today I am taking the opportunity to wish all of you a great winter holiday no matter what you are celebrating! Having a chance to catch your breath and spend some time with friends and family is a great way to conclude the year and get set for a high energy and hopefully fulfilling 2019 for everyone. As such, I will be taking the next two weeks off, so posts on the blog will resume on January 4th and the newsletter will resume on January 9th. In the meantime, please enjoy today’s “just for fun” post on the very best of the worst Christmas songs, in my own humble opinion.
Did you ever think about making music as a source of extra income? A side gig as a performer, recording artist, or songwriter? Ok, you may not really have those talents and you may never ever even try, but don’t think that it’s always only about sheer talent that does the trick. Writing the words and making up a tune can really be done by anyone if you think about it for a second. It can happen to the great and the unknown, too.
It wasn’t that long ago that I wrote a 3-part series entitled “The Middle Ages”. No, not the kind that you studied about in school and have read books and seen some great flicks about. I know you weren’t there, but you do remember it, right? It was the period from the fall of the Roman Empire to the beginning of the European Renaissance, roughly from the 5th century through the 15th century AD. But now it’s practically 2019!
Although times have changed a tad since the Middle Ages, financial needs, dreams, goals, and their importance have not. So that’s why today I thought I would talk to you about another period of your life that requires a great plan and execution. Yet often we just don’t do it the way we should. I’m talking about your 60’s and 70’s and beyond, the golden years that usually spell retirement and big adjustments in life. Continue reading
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When you hear the phrase “he has money to burn”, what does that really mean to you? It is often said that when someone has money to burn, they have more money than they need or even know what to do with and so they spend it on completely silly and wasteful stuff. If it’s in reference to some multimillionaire you hear about on a gossip TV show you watch, it probably causes a chuckle or at least a scratch of the head in disbelief. Like whenever I hear or read about Jay Leno and his weird obsession of buying hundreds of cars and motorcycles and spending multimillions of dollars on collecting them for years and years.
People often use the phrase “money to burn” as their way of showing their disapproval of this kind of behavior. It may be that or perhaps a little bit of jealousy? But whichever it is, when it comes to those of us who have never hosted the “Tonight Show”, it’s definitely a type of activity we should avoid at all cost! Continue reading
Now that the holidays are here, you are right in the middle of experiencing the “rush” of a lot of fun and happy celebrations. But as we all painfully do know, sometimes the holidays can also bring difficult emotional triggers, such as painful memories, grief for family members who can’t be with us, or challenging dynamics with family members who are with us. Holiday stress can also involve long to-do lists and financial strain to make things even worse.
By no means am I trying to bum out the holiday season. Quite the opposite. Whether you have specific and unique reasons or not that can interfere with a happy holiday, we all go through some kind of stress during the month of December. The reasons can be simple or complex. Time pressures, money pressures, and family pressures seem to come together into a “perfect storm” and sometimes it’s really important to take some caution so that you can enjoy and yet keep your health and sanity too. That’s why I am suggesting some self–care precautions to get us through the holiday season and make it safely to 2019! Continue reading
Picture it, you and your beautifully wrapped holiday gifts, the family Christmas tree all trimmed, and your fireplace glowing with holiday cheer and warmth as you sit in your favorite easy chair sipping a cup of hot cocoa. Sounds like such a great way to enjoy an evening as you get ready to enjoy special family traditions.
Ok, that’s really cool, isn’t it? But for others, wrapping those gifts is just another obligation on a long holiday to-do list. Luckily, plenty of stores still offer gift wrapping, even online, and your gifts arrive ready to put right under the tree. Here’s an even more pleasant surprise, sometimes it’s even free! Continue reading
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