Avoid Spending a Fortune on St. Frugaltine’s Day

Wow, has been a whole year since we last spoke about celebrating St. Frugaltine’s Day? I guess so and once again it comes as the challenge of showing our valentine how much we care without going way overboard or appearing to be a cheapskate…our worst fear! Being frugal doesn’t mean being cheap. Let’s make that perfectly clear. Rather, it means a way to show how much you care about the emotional side of an event like St. Valentine’s Day, and not the commercial side.

Avoid Spending a Fortune on St. Frugaltine's Day

According to the National Retail Association, the average person will spend $150 this year celebrating and buying gifts for this “holiday”. That adds up to over 19 billion dollars nationally, enough money to make Kevin O’Leary happy and get him “his money” back and more for any valentine Shark Tank investments he’s made! But seriously, 19 million? It makes Frugal Gary shudder…how about you?Continue reading“Avoid Spending a Fortune on St. Frugaltine’s Day”

Take Advantage of These Amazing Shopping Bargains for February

The temperature may still be freezing outside and here in the Northeast we’re still looking at peaks of snow from last weekend’s blizzard but believe it or not in the retail world spring is arriving in just a few short weeks. February is the time of year when winter is ushered out the door and spring merchandise begins to arrive despite the fact that February is the coldest month of the year. Retailers must make room for the new goods, not only in apparel areas but home goods, electronics and furniture as well. This means lots of February bargains. And guess what?

2016’s winter clearance may be a record setter!

Take Advantage of These Amazing Shopping Bargains for FebruaryContinue reading“Take Advantage of These Amazing Shopping Bargains for February”

Want to Save Big Money on Your Next Car Purchase?

When that time comes along when you need to replace your car, you want to save as much money as you possibly can. After all, buying a car may be the biggest purchase you ever make (other than your house that is) and that means you’re spending thousands of your hard earned dollars. Yet sadly, like no other purchase does so dramatically, the minute you drive away it decreases in value.

Want to Save Big Money on Your Next Car Purchase?

When shopping for a car you can always haggle over prices and you may be able to save a few hundred dollars. You can shop around and compare the prices too in order to save. But how else can you save big money on your next car purchase?
Continue reading“Want to Save Big Money on Your Next Car Purchase?”

Did Your Healthy Lifestyle Habits Fall by the Wayside?

Were you one of the millions who resolved to adopt new healthy lifestyle habits a few short weeks ago? Have those habits already fallen by the wayside? I know, I know, believe me I know that leading a healthier life is not easy, but it’s so important. Not only do we want to feel good, but taking care of ourselves leads to more time (longer life) and more money (fewer medical bills). Certainly all that should be a good enough incentive. So if you’re motivated, but still find yourself falling short on some of those big health goals—I’m looking at you, diet and exercise—perhaps you should begin with some simpler healthy habits. Best of all, these cost you nothing…no organic foods or gym membership required.

Did Your Healthy Lifestyle Habits Fall by the Wayside?Continue reading“Did Your Healthy Lifestyle Habits Fall by the Wayside?”

Be Prepared for These Startling Price Increases in 2016

We’re all aware of the decreases in gasoline prices over the past year, so much so that the average American family saved about $700 last year compared with the previous year. There are some reasons to rejoice about the decline of the price of oil and gas but also some reasons to fear it and its reflection on the current state of the world’s economies. That, however, is a subject for another post.

Be Prepared for These Startling Price Increases in 2016

Today’s subject is a warning of sorts. It’s meant to tell you about price increases you can expect this year on several main fronts that can affect you and your money. Costs in these four categories will definitely spike in 2016 and being prepared for them may soften the blow.Continue reading“Be Prepared for These Startling Price Increases in 2016”

19 Tips to Save Money on Groceries Every Month

When I started blogging 20 months ago, I spent a lot of my efforts writing about how to save money on groceries. If you look through some of those posts, you see a lot of information in great detail that comes from my experiences and inside knowledge of working with and at supermarkets for many years. But a funny thing happened to me recently. I found I had fallen into a few bad habits about food shopping because I just wasn’t paying strict attention to it as I should. I know prices have gone up this year (despite what the government has to say about inflation), but how much? The spending results really surprised me when I sat down and analyzed what I was doing and spending each month, and alarm bells went off in my head immediately.

19 Tips to Save Money on Groceries Every Month

Last year, my wife and I spent about 20% more on our grocery budget than we have ever done in any year during our 10 year marriage. That breaks down to spending about $100 a week last year versus an average of about $80 a week in previous years. Do the math and that’s over $1,000 extra dollars spent that could have been saved or used for something else. Now I know that if you have a family full of growing kids you’re probably thinking, “$100 a week…what’s he talking about?” But simply put, we got out of the habits we previously practiced by being a bit cavalier and somewhat lazy.Continue reading“19 Tips to Save Money on Groceries Every Month”

Simple Ways to Save Money on a Wedding

Maybe you (or someone close to you) got engaged over the holidays. Maybe you’ve enjoyed your engagement for awhile and are ready to set the date and start planning. Either way, a wedding is a most special day for you, your friend or a family member’s new life together. Almost always however, anyone who has ever attended a beautiful wedding party knows that after the celebrating is done they all wonder, “What the heck did they spend on this shindig?” Weddings can be very, very expensive, and it’s not uncommon to spend $20,000, $30,000, or even $40,000 today on one today, with the average exceeding $30,000! But there are ways to save money on a wedding while still making your day extra special.

Simple Ways to Save Money on a Wedding

So many weddings come later now since people are waiting longer than before to tie the knot. As a result, the wedding costs are falling on the bride and groom more often than ever. The last thing you want to do is make that most exciting, beautiful and happy day the beginning of a huge new ugly debt!Continue reading“Simple Ways to Save Money on a Wedding”

How to Get the Most Out of Your Amazon Prime Membership

Today we have a wonderful guest post from fellow blogger Anum Yoon.

If you’ve become a convert to the convenience of shopping on Amazon this holiday season, you already know that an Amazon Prime membership can save you a ton of cash on shipping. As many as 80 million people worldwide may already be basking in the glow of free two-day shipping.

How to Get the Most Out of Your Amazon Prime Membership

As if the promise of never fighting for a parking spot at the mall again weren’t enough, Amazon Prime offers lots of other great perks for members. Are you taking full advantage of all your membership privileges? Try these extra features on for size:Continue reading“How to Get the Most Out of Your Amazon Prime Membership”