How to React When Your Adult Child Asks for Help

When you’re a parent, you don’t want to see your children suffer in any way, whether it’s from a boo-boo when they fall off their tricycle, or because they can’t pay their bills after a job loss. But as parents, we also know that we can’t protect them from everything and sometimes those bumps and bruises are needed to teach us things in life.

How to React When Your Adult Child Asks for Help

I have two adult children, a daughter in her thirties and a son in his twenties, and while I don’t hear from them as often as I’d like, my daughter recently called me. She was looking for money to pay some of her bills, and this wasn’t the first time. When your adult child asks for help, as a parent your first instinct is to protect them, but before your heart hits send on that money transfer, there are some questions your head should ask:Continue reading“How to React When Your Adult Child Asks for Help”

8 Money Mistakes That Can Ruin Your Finances

There are so many ways, subtle ways, that we sabotage our finances and sometimes we don’t even realize we’re doing it. We become conditioned thinking we are on course and then we get blindsided by our poor planning or careless spending habits. Money mistakes have happened to us all, probably more that a few times.

8 Money Mistakes That Can Ruin Your Finances

Here’s my list of some of the big offenders and some solutions you can try if you find yourself too often behind the eight ball.Continue reading“8 Money Mistakes That Can Ruin Your Finances”

Goal Planning or Do You Believe in M.A.G.I.C.?

Just about everyone has dreams, hopes, and visions of what they want their lives, jobs, and families to be like. It’s our nature to think about these things and work towards our desired result. But how do you get there?

Goal Planning or Do You Believe in Magic?

A plan is the first step in achieving our goals and with no plan, getting where we want to be is very unlikely. “Winging it” just doesn’t cut it. Wishing and hoping, well you already know from your own life experiences that that doesn’t work either. So now you may be thinking, where do I go from here? Continue reading“Goal Planning or Do You Believe in M.A.G.I.C.?”

Fall Into Super Savings Right Now!

It’s officially Fall 2015 and we can already tell just by the temperature (49 degrees here this morning!). When the temperature falls, that means savings are in the air as well. So here’s an opportunity to hunt for real bargains that may be on your shopping list. There’s actually double opportunities in October to get great prices…last of the summer merchandise sales as well as the start of fall and winter goods.

Fall Into Super Savings Right Now!

Let’s begin with the big deals for fall savings:Continue reading“Fall Into Super Savings Right Now!”

Book Review: “Choose Your Retirement: Find the Right Path to Your New Adventure”

Retirement planning is a task that often confuses, frightens, and intimidates us. When we think of what will and might occur after our employment years end, we wonder how we will manage and what kind of lifestyle we will be able to afford and maintain. We wonder what our health will be like when we retire, and how that will affect what we can do. We fear that it’s already too late and we’ve missed the opportunity to invest our savings to give us enough post-retirement funding.

Choose Your Retirement: Find the Right Path to Your New Adventure

Facing how our lifestyles are bound to change, we wonder if we have prepared ourselves for it. The questions asked and options supplied in Choose Your Retirement: Find the Right Path to Your New Adventure will help you plan what kind of retirement you want as well as figure out how to afford those plans.Continue reading“Book Review: “Choose Your Retirement: Find the Right Path to Your New Adventure””

Mobile Health Apps: Good for You & Your Wallet

About 70% of all U.S. consumers have smartphones today. If you’re one of those “smart” people, then it’s no surprise to you that apps are what drives activity on our phones, helping us to do everything from obtain news to getting directions to your next appointment and everything in between. They certainly can enrich, inform, and help to manage your life. Even I have joined in the 21st century and use my phone for a lot of those exciting and beneficial resources, and according to research, the number of people doing that is growing every day!

Mobile Health Apps: Good for You & Your Wallet

Despite the expansive number of app choices out there for use, believe it or not the most commonly used apps are healthcare related. According to survey earlier this year from Pew Research Center, 62% of smartphone users used their device to look up healthcare information during the past year.  I know when I was in the hospital earlier this year, my wife and I relied on our smartphones to gather information to discuss with the doctors, as well as to find out information about my medications and my insurance plan coverage. But it goes beyond simple information, as more than 66% of Americans would use a mobile app to help manage their health-related issues according to a survey from Makovsky/Kelton.Continue reading“Mobile Health Apps: Good for You & Your Wallet”

How History Can Lead You to Financial Independence

Fifty years ago, in 1965, I was just 16 years old. Ah yes, the 1960’s! It’s remembered for quite a few things, isn’t it? Baby boomers were just first coming of age back then, but of course there were also things like the Beatles and the British musical invasion, Motown, man landing on the moon, the assassination of JFK, the Vietnam War and of course, who will ever forget Woodstock!

How History Can Lead You To Financial Independence

They say “if you can remember the 60’s then you weren’t really there”, but I am here to tell you I was there and it was a wonderful yet tumultuous time in America. I thought, for this post, we should look back at that time and use it as information that can help us plan for the future. Sort of where we were, where we are, where we’re going, put in the context of financial independence. It’s not really that complicated. We can adjust for inflation and compare it all so that we can see how things have changed. Or have they really?Continue reading“How History Can Lead You to Financial Independence”

How I Make $200/Day as an Election Poll Worker

Now that election news is constantly in your ears with all the presidential buzz, I thought I’d tell you about a really simple way to make a few hundred bucks each year. Have you ever thought about working the polls on election day?

How I Make $200/Day as an Election Poll Worker

I always used to think that you had to “know someone” if you wanted to be an election poll worker. You know, connected to a friend or something. That’s simply not true! I just got my training class letter in the mail today (each training certification lasts 2 years) and I’ll be working on November 3rd for my 8th consecutive year as a worker, helping and greeting hundreds of my fellow New Jersey voters once again. It’s one of the best ways I know to make some extra cash and actually perform a civil service that helps the community.Continue reading“How I Make $200/Day as an Election Poll Worker”