How to Teach Your Kids About Money

I often wonder if every family realizes the importance of teaching the kids about handling money. Money certainly is a topic that comes up every day, and when your kids reach a certain age, they should be included in the process that can teach them how it’s earned, spent, saved, and donated to help others and worthy causes.

How to Teach Your Kids About Money

Children are most likely to be receptive to this kind of education at an earlier age rather than later. Teenagers, for example, think they already know everything there is to know, have a competitive mindset when it comes to status with their peers, and certainly mom and dad can’t really teach them about much, can they? Young children are constantly absorbing and asking questions and being curious about everything. Money is no exception.Continue reading“How to Teach Your Kids About Money”

Being Smart about Smartphone Plans

Who would have believed 25 years ago that the smartphone would be as commonly found in your pocket as wearing shoes each day on your feet? I know I never dreamed of being accessible 24/7 by phone and have the data resources available at my fingertips to settle a bar bet, compare prices while out shopping, or find my way home when driving and lost. But we live in a world where technology is king, and to support that king, we have to pay our dollars in tribute. It’s not really much of a choice whether or not to have a phone, but mostly a necessity these days. That’s why you have to do your due diligence to find the best affordable deal for you and your family.

Being Smart About Smartphone Plans

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A Spoonful of Savings Helps the Medicine Go Down

When you don’t feel well, whether it’s a random headache, a temporary infection or a chronic illness getting you down, the last thing you want is to spend more money to feel better. The good news is that there are many ways to help save money on medications. As I’ve gotten older, and accumulated more health issues, medication has become a daily routine. It can eat up a lot of your budget if you’re not careful. Here are some ways to control the costs.

Save Money on Medications
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What You Can Learn from “Judge Judy”

Judge Judy.  It’s a TV show. It’s on every day all over the USA and other countries. It’s the best known of the syndicated court-type television shows and Judge Judy, a.k.a. Judith Sheindlin, is the highest paid TV judge in the world, by far. I get it. You probably love the show or hate it, but I readily admit that I watch it often. It’s one of my guilty pleasures of retirement.

What You Can Learn From Judge Judy

Despite its comical and sometimes ridiculous stories and litigants, you can actually learn something from the show. I’m in constant amazement about what appears to be the most common sense concepts that are unknown or truly ignored and regularly quoted to the “real people, real cases” by Judge Judy. Continue reading“What You Can Learn from “Judge Judy””

The Best Days of the Week to Shop and Save

Is there really a science to looking for great deals on a specific day of the week? Well, according to some experts, there actually are better days to shop and save than others! Jot these down and next time you’re in the market for a bargain, try shopping on the best day for that category.

The Best Days of the Week to Shop and Save

Money-Saving Mondays

Buying a new car? Mondays are the best deals around. Why? Pretty simple, they have the least amount of shoppers on Mondays and after what may have been a poor weekend result (weather may have affected sales, or perhaps the staff just didn’t close many deals), the salesman are “highly motivated” to start the week successfully.Continue reading“The Best Days of the Week to Shop and Save”

If Saving Money is Your Game, Where are the Prizes?

In the world of financial responsibility and saving money, our rewards come from achieving our goals. It can be a long journey, and not always a “fun” one, as we adapt our lifestyles to fit our budgets. But a number of financial organizations and other companies are seeking to inject some play into that process through the gamification of savings. Games are great motivators, after all, who doesn’t like to win? So if saving money is your game, you may be wondering where the prizes are.

If Saving Money is Your Game, Where are the Prizes?Continue reading“If Saving Money is Your Game, Where are the Prizes?”

Timeshare Vacations: The Good, the Bad & the Ugly

While winter is at its height here in New Jersey, I can’t help but think about vacationing somewhere warm and tropical. Vacationing is something I really enjoy, just like most people who like to get away from it all. You could just sit home and relax, away from your job, and enjoy your own backyard. You could take a stroll in the park and admire the flowers, but I much prefer travelling and seeing the sights as well as going to places I have never been before. And one way to do that is timeshare vacations.

Timeshare Vacations

The truth is I’m not going to paint a rosy picture about timeshares for you. They aren’t for everyone and depending on whom you talk with, they can be anything from fabulous to warning, warning, stay far, far away! Continue reading“Timeshare Vacations: The Good, the Bad & the Ugly”

Heart Health: Invest in Living

While most people thinking about hearts right now are considering Valentine’s Day, they may not realize that February is actually American Heart Month. As a heart disease survivor, I learned about heart health the hard way by losing it and having to make up for lost time to get it back in shape (a process that I’m still working on). Taking care of your heart is just like saving money: it’s much easier to do a little bit regularly when you’re young, than to have to do a lot when you’re older to catch up. And taking care of your heart health will save you money, protecting you against costly doctor and hospital visits, expensive maintenance medications, and potential loss of income. Not to mention, it could save your life!

Heart Health: Invest in Living.
Heart disease is the leading cause of death in the U.S., as well as a major cause of disability. But there’s a lot we can do to prevent it and treat it.Continue reading“Heart Health: Invest in Living”