Right about now after seeing prices going nowhere but up, you more than likely have money on the brain. Even if you saw some kind of pay increase this year already, it is disappearing as you shop and I don’t mean just for those big expensive things. I’m talking food, clothing, and shelter along with every kind of energy you can name including the biggie, gasoline. So you are probably looking for ways to get cash.
The “dash for cash” I’m taking about isn’t a new idea. It’s always out there and is a driving force in your motivation to build wealth. But during times like these, it becomes more than motivation, more like an obsession. So, yeah, you always want more, but the big question is how can you get more money now in 2022?
Eat, Pray, Love, No…Wait
There are unlimited ways to actually get more money, but I am not including the “Bernie Madoff” way or the “Al Capone” methods here. These ways include earning more, saving more, and spending less or some combination of all three. It has been that way forever. You already know that.
Most people always seem to feel as if they are falling short when it comes to money, but rather than doing something about it, they just accept that it’s the way things are. They complain, suffer, and get very frustrated. But this doesn’t have to be your fate.
Money comes to you when you take the proper steps to go after it. You don’t have to be a victim of circumstances. Rather than being a passenger and staring at life out of a window, why not be the driver of the train? You, too, can have more money, even enormous wealth and prosperity, by taking the right steps. Here are some ways to do just that.
What Is Your Goal Here?
Without having a real goal of what it is you would like to attain, you will be moving towards nothing and everything all at the same time. By creating a laser focus towards something that you desire, you are managing your situation and your dreams.
Try to write down your goals and even paste them up on the wall or your refrigerator as a constant reminder to stay on target.
Read it frequently and say little affirmations to yourself throughout the day. When you remind yourself of what you want regularly, you will subconsciously move towards that at all times. Even in the smallest of activities, you will unknowingly be pointing your focus towards that bigger goal in mind. Never underestimate the power of visualization. It works here just as it did for Tony Gwynn, Hall of Fame baseball player years ago.
They Call It Work for a Reason
As the old Drew Carey line goes, “Oh, you hate your job? Why didn’t you say so? There’s a support group for that. It’s called EVERYBODY, and they meet at the bar.” But even if you don’t hate your job, it is called work for a reason.
Nothing comes for free in life, unfortunately. If you want big money, then you have to put in big efforts. If you sit around and do nothing, then you will attain nothing. Make sure that you are putting in effort every day and your hard work will pay off.
It may mean that you spend more time at the job, work harder towards that promotion, contribute some amazing ideas, impress the right people, and make time sacrifices to get ahead. It can be that, or just look for a better job, but it still requires more than just wishing and hoping.
With great effort comes great rewards, even if it feels like nothing is paying off yet, it will eventually.
Make Cuts in Your Free Spending
Even if you are actually making a budget to live by right now, you are more than likely still wasting money and “free spending”. Quite the oxymoron there as spending can’t be free, can it?
But with so many people even failing to make a budget, they overspend frivolously rather than trying to put money aside for their needs. If you are spending all of your money on eating out, but then can’t seem to pay rent when the time comes, then this isn’t a question of not having enough, but rather not having enough self-discipline.
I guess the simple way to do it is to think before you spend. Should you spend or can you skip it? Every time you manage to prevent spending, your money quotient goes up.
Are You Creative?
If you are applying big efforts and still feel like you are falling short financially, you may want to consider getting creative with new ways to get cash into your life. How many ways are there to be creative? Well, that’s the creative part, isn’t it?
You can start by actually making a little side business. If you have a skill of any kind, painting houses, doing taxes, shopping for groceries for neighbors, any kind of marketable thing, you can start a business and earn extra money. Just ask that guy you see walking those five dogs about it.
Are you a coach or tutor? If you have enough experience in your field to coach others with their careers, then create a sign at work or in a supermarket or even a website and make a section describing what you’d offer as a coach. Advertise your services in industry forums and give new clients a discount or other incentives to refer you.
Whether for high school students or adults, you can monetize your expertise by teaching people with less experience or knowledge than you in that subject area.
How about selling some of your old things, or as I like to call it…junk! Just look in your closet, the attic, or the basement. Whatever it is that you think would be a creative way to bring in more cash, do what it takes to get to a good place and have some extra money.
Every year I amaze myself with the new, weird, unusual, and interesting things my wife and I can do to get some extra money.
They includes side hustles, of course, blogging turned into an actual business eight years ago, but also just doing simple things like taking advantage of money saving programs, diligently shopping for car insurance, and even making some items for friends at a profit. Every year it may be something I never thought of before to add to our ways to get cash. But one thing is for sure and predictable…
We are money-saving shoppers and that adds thousands a year to our money pot. We are also careful and thoughtful and that adds even more when we “don’t spend” and save it for what we really need. It’s all about self-discipline when you need it and we all need it now.
What are your favorite ways to get cash? Are you an earner, a saver, or both?